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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Morrow Bank
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Morrow BankTermijndeposito

Deposit · 2 years · Morrow Bank AB · Sweden · via Raisin
Open an account at Morrow Bank
Rate
2.92%
2 years fixed
Your return on €16,800
€491
per year, annualised · €995 total over 2 years
Deposit guarantee
€16,800 fully protected
Swedish scheme

Morrow Bank AB · Insättningsgarantin (Riksgälden) · €104,000 per person per bank

Your calculation for €16,800

Gross interest over 2 years: €995.
Interest built up over 2 years
€ 0€ 500start1 yr2 yrs€995After 1 month: €40.88 rate · balance €16,840.88After 2 months: €81.76 rate · balance €16,881.76After 3 months: €122.64 rate · balance €16,922.64After 4 months: €163.52 rate · balance €16,963.52After 5 months: €204.40 rate · balance €17,004.40After 6 months: €245.28 rate · balance €17,045.28After 7 months: €286.16 rate · balance €17,086.16After 8 months: €327.04 rate · balance €17,127.04After 9 months: €367.92 rate · balance €17,167.92

Rate and conditions

BalanceRate
€0 – and up2.92%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
2 Jul 2026
Access
2 years fixed · no early withdrawal
Term
2 years
Minimum deposit
€5,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente-op-rente. Rente wordt jaarlijks bijgeschreven op het termijndeposito

Deposit guarantee

€16,800 fully protected
Swedish scheme

Morrow Bank AB · Insättningsgarantin (Riksgälden) · €104,000 per person per bank

Licence and verification
Institution
Morrow Bank AB
Status
Verified European deposit guarantee scheme
Scheme
Insättningsgarantin (Riksgälden) (Sweden)
Guarantee
1150000.00 SEK per person per institution (≈ €104,000)
Verification
Raisin wettelijke DGS-disclosure
detailsRiksgälden
source ↗ · 18 Sep 2026
Taxes
Country
Sweden
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Zweden heft geen bronbelasting op spaarrente van niet-ingezetenen.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on:

Rate history

2.92% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Morrow Bank →All savings products of Morrow Bank →

  • 2 Sep 2026New: Morrow Bank – Termijndeposito (24 mo) 2.92%

Rate checked on 18 Sep 2026.

Other offers from Morrow Bank

Instant access · 2.20% · Raisin
After 10 months: €408.80 rate · balance €17,208.80After 11 months: €449.68 rate · balance €17,249.68After 12 months: €490.56 rate · balance €17,290.56After 13 months: €532.63 rate · balance €17,332.63After 14 months: €574.71 rate · balance €17,374.71After 15 months: €616.78 rate · balance €17,416.78After 16 months: €658.85 rate · balance €17,458.85After 17 months: €700.93 rate · balance €17,500.93After 18 months: €743.00 rate · balance €17,543.00After 19 months: €785.08 rate · balance €17,585.08After 20 months: €827.15 rate · balance €17,627.15After 21 months: €869.22 rate · balance €17,669.22After 22 months: €911.30 rate · balance €17,711.30After 23 months: €953.37 rate · balance €17,753.37After 24 months: €995.44 rate · balance €17,795.44
€ 0€ 500start1 yr2 yrs€995After 1 month: €40.88 rate · balance €16,840.88After 2 months: €81.76 rate · balance €16,881.76After 3 months: €122.64 rate · balance €16,922.64After 4 months: €163.52 rate · balance €16,963.52After 5 months: €204.40 rate · balance €17,004.40After 6 months: €245.28 rate · balance €17,045.28After 7 months: €286.16 rate · balance €17,086.16After 8 months: €327.04 rate · balance €17,127.04After 9 months: €367.92 rate · balance €17,167.92After 10 months: €408.80 rate · balance €17,208.80After 11 months: €449.68 rate · balance €17,249.68After 12 months: €490.56 rate · balance €17,290.56After 13 months: €532.63 rate · balance €17,332.63After 14 months: €574.71 rate · balance €17,374.71After 15 months: €616.78 rate · balance €17,416.78After 16 months: €658.85 rate · balance €17,458.85After 17 months: €700.93 rate · balance €17,500.93After 18 months: €743.00 rate · balance €17,543.00After 19 months: €785.08 rate · balance €17,585.08After 20 months: €827.15 rate · balance €17,627.15After 21 months: €869.22 rate · balance €17,669.22After 22 months: €911.30 rate · balance €17,711.30After 23 months: €953.37 rate · balance €17,753.37After 24 months: €995.44 rate · balance €17,795.44
Per year
AfterInterest up to thenBalance
1 year€491€17,291
2 years€995€17,795
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