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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Morrow Bank
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Morrow BankTermijndeposito

Deposit · 2 years · Morrow Bank AB · Sweden · via Raisin
Open an account at Morrow Bank
Rate
2.92%
2 years fixed
Your return on €25,000
€730
per year, annualised · €1,481 total over 2 years
Deposit guarantee
€25,000 fully protected
Swedish scheme

Morrow Bank AB · Insättningsgarantin (Riksgälden) · €104,000 per person per bank

Your calculation for €25,000

Gross interest over 2 years: €1,481.
Interest built up over 2 years
€ 0€ 500€ 1kstart1 yr2 yrs€1,481After 1 month: €60.83 rate · balance €25,060.83After 2 months: €121.67 rate · balance €25,121.67After 3 months: €182.50 rate · balance €25,182.50After 4 months: €243.33 rate · balance €25,243.33After 5 months: €304.17 rate · balance €25,304.17After 6 months: €365.00 rate · balance €25,365.00After 7 months: €425.83 rate · balance €25,425.83After 8 months: €486.67 rate · balance €25,486.67

Rate and conditions

BalanceRate
€0 – and up2.92%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
2 Jul 2026
Access
2 years fixed · no early withdrawal
Term
2 years
Minimum deposit
€5,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente-op-rente. Rente wordt jaarlijks bijgeschreven op het termijndeposito

Deposit guarantee

€25,000 fully protected
Swedish scheme

Morrow Bank AB · Insättningsgarantin (Riksgälden) · €104,000 per person per bank

Licence and verification
Institution
Morrow Bank AB
Status
Verified European deposit guarantee scheme
Scheme
Insättningsgarantin (Riksgälden) (Sweden)
Guarantee
1150000.00 SEK per person per institution (≈ €104,000)
Verification
Raisin wettelijke DGS-disclosure
detailsRiksgälden
source ↗ · 18 Sep 2026
Taxes
Country
Sweden
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Zweden heft geen bronbelasting op spaarrente van niet-ingezetenen.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on:

Rate history

2.92% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Morrow Bank →All savings products of Morrow Bank →

  • 2 Sep 2026New: Morrow Bank – Termijndeposito (24 mo) 2.92%

Rate checked on 18 Sep 2026.

Other offers from Morrow Bank

Instant access · 2.20% · Raisin
After 9 months: €547.50 rate · balance €25,547.50After 10 months: €608.33 rate · balance €25,608.33After 11 months: €669.17 rate · balance €25,669.17After 12 months: €730.00 rate · balance €25,730.00After 13 months: €792.61 rate · balance €25,792.61After 14 months: €855.22 rate · balance €25,855.22After 15 months: €917.83 rate · balance €25,917.83After 16 months: €980.44 rate · balance €25,980.44After 17 months: €1,043.05 rate · balance €26,043.05After 18 months: €1,105.66 rate · balance €26,105.66After 19 months: €1,168.27 rate · balance €26,168.27After 20 months: €1,230.88 rate · balance €26,230.88After 21 months: €1,293.49 rate · balance €26,293.49After 22 months: €1,356.10 rate · balance €26,356.10After 23 months: €1,418.71 rate · balance €26,418.71After 24 months: €1,481.32 rate · balance €26,481.32
€ 0€ 500€ 1kstart1 yr2 yrs€1,481After 1 month: €60.83 rate · balance €25,060.83After 2 months: €121.67 rate · balance €25,121.67After 3 months: €182.50 rate · balance €25,182.50After 4 months: €243.33 rate · balance €25,243.33After 5 months: €304.17 rate · balance €25,304.17After 6 months: €365.00 rate · balance €25,365.00After 7 months: €425.83 rate · balance €25,425.83After 8 months: €486.67 rate · balance €25,486.67After 9 months: €547.50 rate · balance €25,547.50After 10 months: €608.33 rate · balance €25,608.33After 11 months: €669.17 rate · balance €25,669.17After 12 months: €730.00 rate · balance €25,730.00After 13 months: €792.61 rate · balance €25,792.61After 14 months: €855.22 rate · balance €25,855.22After 15 months: €917.83 rate · balance €25,917.83After 16 months: €980.44 rate · balance €25,980.44After 17 months: €1,043.05 rate · balance €26,043.05After 18 months: €1,105.66 rate · balance €26,105.66After 19 months: €1,168.27 rate · balance €26,168.27After 20 months: €1,230.88 rate · balance €26,230.88After 21 months: €1,293.49 rate · balance €26,293.49After 22 months: €1,356.10 rate · balance €26,356.10After 23 months: €1,418.71 rate · balance €26,418.71After 24 months: €1,481.32 rate · balance €26,481.32
Per year
AfterInterest up to thenBalance
1 year€730€25,730
2 years€1,481€26,481
Is saving at a foreign bank safe? How the deposit guarantee works in Europe