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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Morrow Bank
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Morrow BankSpaarrekening

Instant access · Morrow Bank AB · Sweden · via Raisin
Open an account at Morrow Bank
Rate
2.20%
variable
since 16 Sep 2026
EffectiveThe effective annual rate for €100,000: what you really earn per year, after fees and including compound interest, so that terms and payout frequencies are comparable. Interest is compounded during the term and earns interest on interest.
2.22%
for €100,000
Your return on €100,000
€2,218
interest per year
Deposit guarantee
€100,000 fully protected
Swedish scheme

Morrow Bank AB · Insättningsgarantin (Riksgälden) · €104,000 per person per bank

Your calculation for €100,000

Gross interest over 1 year: €2,218.
Assumption: the variable rate stays the same for the whole period. Gross, before tax.
Interest built up over 1 year
€ 0€ 1k€ 2kstart6 mo1 yr€2,218After 1 month: €183.33 rate · balance €100,183.33After 2 months: €366.67 rate · balance €100,366.67After 3 months: €550.00 rate · balance €100,550.00After 4 months: €734.34 rate · balance €100,734.34After 5 months: €918.68 rate · balance €100,918.68After 6 months: €1,103.02 rate · balance €101,103.02After 7 months: €1,288.38 rate · balance €101,288.38After 8 months: €1,473.74 rate · balance €101,473.74After 9 months: €1,659.09 rate · balance €101,659.09

Rate and conditions

BalanceRate
€0 – and up2.20%
Interest payout
quarterly, compounded (interest on interest)
Fees
none
Rate valid since
16 Sep 2026
Access
Instant access
Minimum deposit
€1
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente-op-rente. Rente wordt elk kwartaal bijgeschreven op de spaarrekening

Deposit guarantee

€100,000 fully protected
Swedish scheme

Morrow Bank AB · Insättningsgarantin (Riksgälden) · €104,000 per person per bank

Licence and verification
Institution
Morrow Bank AB
Status
Verified European deposit guarantee scheme
Scheme
Insättningsgarantin (Riksgälden) (Sweden)
Guarantee
1150000.00 SEK per person per institution (≈ €104,000)
Verification
Raisin wettelijke DGS-disclosure
detailsRiksgälden
source ↗ · 18 Sep 2026
Taxes
Country
Sweden
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Zweden heft geen bronbelasting op spaarrente van niet-ingezetenen.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on:

Rate history

1.75%2.00%2.25%2.50%2 Sep 202610 Sep 2026now2.20%2.15% from 2 Sep 2026 until 16 Sep 20262.20% from 16 Sep 2026 until now
1.75%2.00%2.25%2.50%2 Sep 202610 Sep 2026now2.20%2.15% from 2 Sep 2026 until 16 Sep 20262.20% from 16 Sep 2026 until now

Other offers from Morrow Bank

2 years · 2.92% · Raisin
After 10 months: €1,845.47 rate · balance €101,845.47After 11 months: €2,031.84 rate · balance €102,031.84After 12 months: €2,218.22 rate · balance €102,218.22
€ 0€ 1k€ 2kstart3 mo6 mo9 mo1 yr€2,218After 1 month: €183.33 rate · balance €100,183.33After 2 months: €366.67 rate · balance €100,366.67After 3 months: €550.00 rate · balance €100,550.00After 4 months: €734.34 rate · balance €100,734.34After 5 months: €918.68 rate · balance €100,918.68After 6 months: €1,103.02 rate · balance €101,103.02After 7 months: €1,288.38 rate · balance €101,288.38After 8 months: €1,473.74 rate · balance €101,473.74After 9 months: €1,659.09 rate · balance €101,659.09After 10 months: €1,845.47 rate · balance €101,845.47After 11 months: €2,031.84 rate · balance €102,031.84After 12 months: €2,218.22 rate · balance €102,218.22
Is saving at a foreign bank safe? How the deposit guarantee works in Europe
From
Rate
Until
16 Sep 20262.20%current
2 Sep 20262.15%16 Sep 2026

All historic rates of Morrow Bank →All savings products of Morrow Bank →

  • 16 Sep 2026Morrow Bank – Spaarrekening: 2.15% → 2.20%
  • 2 Sep 2026New: Morrow Bank – Spaarrekening 2.15%

Rate checked on 18 Sep 2026.