Mano BankTermijndeposito

Deposit · 1 year · AB Mano bankas · Lithuania · via Raisin
Rate
3.00%
1 year fixed
since 21 Oct 2026
Your return on €50,000
€1,500
interest per year
Deposit guarantee
€50,000 fully protected
Lithuanian scheme

AB Mano bankas · Indėlių ir investicijų draudimas (IID) · €100,000 per person per bank

Your calculation for €50,000

Gross interest over 1 year: €1,500.
Interest built up over 1 year
€ 0€ 500€ 1k€ 1,5kstart6 mo1 yr€1,500After 1 month: €125 rate · balance €50,125After 2 months: €250 rate · balance €50,250After 3 months: €375 rate · balance €50,375After 4 months: €500 rate · balance €50,500After 5 months: €625 rate · balance €50,625After 6 months: €750 rate · balance €50,750After 7 months: €875 rate · balance €50,875After 8 months: €1,000 rate · balance €51,000After 9 months: €1,125 rate · balance €51,125After 10 months: €1,250 rate · balance €51,250After 11 months: €1,375 rate · balance €51,375After 12 months: €1,500 rate · balance €51,500

Rate and conditions

BalanceRate
€0 – and up3.00%
Interest payout
end of term, paid out
Fees
none
Rate valid since
21 Oct 2026
Access
1 year fixed · no early withdrawal
Term
1 year
Minimum deposit
€20,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Einde looptijd

Deposit guarantee

€50,000 fully protected
Lithuanian scheme

AB Mano bankas · Indėlių ir investicijų draudimas (IID) · €100,000 per person per bank

Licence and verification
Institution
AB Mano bankas
Status
Verified European deposit guarantee scheme
Scheme
Indėlių ir investicijų draudimas (IID) (Lithuania)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsViešoji įstaigai „Indėlių ir investicijų draudimas“
source ↗ · 2 Nov 2026
Taxes
Country
Lithuania
Withholding tax
Withholding tax applies
Standard rate
15.00%
For a Dutch saver
10.00% (after paperwork)
Notes
Lithuania withholds by default 15% tax at source. For a Dutch saver 10% remains withheld; the Dutch tax office usually does not credit it in box 3. A reduction takes a form.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Withholding tax on foreign savings interest: what do you really keep?

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

2.75%3.00%3.25%3.50%3.75%2 Sep 20263 Oct 2026now3.00%3.41% from 2 Sep 2026 until 16 Sep 20263.36% from 16 Sep 2026 until 7 Oct 20263.26% from 7 Oct 2026 until 21 Oct 20263.00% from 21 Oct 2026 until now
FromRateUntil
21 Oct 20263.00%current
7 Oct 20263.26%21 Oct 2026
16 Sep 20263.36%7 Oct 2026
2 Sep 20263.41%16 Sep 2026

All historic rates of Mano Bank →All savings products of Mano Bank →

  • 21 Oct 2026Mano Bank – Termijndeposito (12 mo): 3.26% → 3.00%
  • 7 Oct 2026Mano Bank – Termijndeposito (12 mo): 3.36% → 3.26%
  • 16 Sep 2026Mano Bank – Termijndeposito (12 mo): 3.41% → 3.36%
  • 2 Sep 2026New: Mano Bank – Termijndeposito (12 mo) 3.41%

Rate checked on 2 Nov 2026.

Other offers from Mano Bank