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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Mano Bank
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Mano BankTermijndeposito

Deposit · 4 years · AB Mano bankas · Lithuania · via Raisin
Open an account at Mano Bank
Rate
2.00%
4 years fixed
EffectiveThe effective annual rate for €100,000: what you really earn per year, after fees and including compound interest, so that terms and payout frequencies are comparable. Interest is only paid at maturity and earns no interest on interest in between, which makes the comparable annual rate slightly lower.
1.94%
for €100,000
Your return on €100,000
€1,943
per year, annualised · €8,000 total over 4 years
Deposit guarantee
€100,000 fully protected
Lithuanian scheme

AB Mano bankas · Indėlių ir investicijų draudimas (IID) · €100,000 per person per bank

Your calculation for €100,000

Gross interest over 4 years: €8,000.
Interest built up over 4 years
€ 0€ 5kstart2 yrs4 yrs€8,000After 1 month: €166.67 rate · balance €100,166.67After 2 months: €333.33 rate · balance €100,333.33After 3 months: €500.00 rate · balance €100,500.00After 4 months: €666.67 rate · balance €100,666.67

Rate and conditions

BalanceRate
€0 – and up2.00%
Interest payout
end of term, paid out
Fees
none
Rate valid since
26 Nov 2024
Access
4 years fixed · no early withdrawal
Term
4 years
Minimum deposit
€20,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Einde looptijd

Deposit guarantee

€100,000 fully protected
Lithuanian scheme

AB Mano bankas · Indėlių ir investicijų draudimas (IID) · €100,000 per person per bank

Licence and verification
Institution
AB Mano bankas
Status
Verified European deposit guarantee scheme
Scheme
Indėlių ir investicijų draudimas (IID) (Lithuania)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsViešoji įstaigai „Indėlių ir investicijų draudimas“
source ↗ · 18 Sep 2026
Taxes
Country
Lithuania
Withholding tax
Withholding tax applies
Standard rate
15.00%
For a Dutch saver
10.00% (after paperwork)
Notes
Litouwen heft 15%; met een Litouwse woonplaatsverklaring (uiterlijk 4 weken voor de vervaldatum) verlaagd naar 10%.

Rate history

2.00% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Mano Bank →All savings products of Mano Bank →

  • 2 Sep 2026New: Mano Bank – Termijndeposito (48 mo) 2.00%

Rate checked on 18 Sep 2026.

Other offers from Mano Bank

9 months · 3.05% · Raisin1 year · 3.36% · Raisin18 months · 3.36% · Raisin2 years · 3.36% · Raisin3 years · 2.00% · Raisin5 years · 2.00% · Raisin
After 5 months: €833.33 rate · balance €100,833.33After 6 months: €1,000.00 rate · balance €101,000.00After 7 months: €1,166.67 rate · balance €101,166.67After 8 months: €1,333.33 rate · balance €101,333.33After 9 months: €1,500.00 rate · balance €101,500.00After 10 months: €1,666.67 rate · balance €101,666.67After 11 months: €1,833.33 rate · balance €101,833.33After 12 months: €2,000.00 rate · balance €102,000.00After 13 months: €2,166.67 rate · balance €102,166.67After 14 months: €2,333.33 rate · balance €102,333.33After 15 months: €2,500.00 rate · balance €102,500.00After 16 months: €2,666.67 rate · balance €102,666.67After 17 months: €2,833.33 rate · balance €102,833.33After 18 months: €3,000.00 rate · balance €103,000.00After 19 months: €3,166.67 rate · balance €103,166.67After 20 months: €3,333.33 rate · balance €103,333.33After 21 months: €3,500.00 rate · balance €103,500.00After 22 months: €3,666.67 rate · balance €103,666.67After 23 months: €3,833.33 rate · balance €103,833.33After 24 months: €4,000.00 rate · balance €104,000.00After 25 months: €4,166.67 rate · balance €104,166.67After 26 months: €4,333.33 rate · balance €104,333.33After 27 months: €4,500.00 rate · balance €104,500.00After 28 months: €4,666.67 rate · balance €104,666.67After 29 months: €4,833.33 rate · balance €104,833.33After 30 months: €5,000.00 rate · balance €105,000.00After 31 months: €5,166.67 rate · balance €105,166.67After 32 months: €5,333.33 rate · balance €105,333.33After 33 months: €5,500.00 rate · balance €105,500.00After 34 months: €5,666.67 rate · balance €105,666.67After 35 months: €5,833.33 rate · balance €105,833.33After 36 months: €6,000.00 rate · balance €106,000.00After 37 months: €6,166.67 rate · balance €106,166.67After 38 months: €6,333.33 rate · balance €106,333.33After 39 months: €6,500.00 rate · balance €106,500.00After 40 months: €6,666.67 rate · balance €106,666.67After 41 months: €6,833.33 rate · balance €106,833.33After 42 months: €7,000.00 rate · balance €107,000.00After 43 months: €7,166.67 rate · balance €107,166.67After 44 months: €7,333.33 rate · balance €107,333.33After 45 months: €7,500.00 rate · balance €107,500.00After 46 months: €7,666.67 rate · balance €107,666.67After 47 months: €7,833.33 rate · balance €107,833.33After 48 months: €8,000.00 rate · balance €108,000.00
€ 0€ 5kstart1 yr2 yrs3 yrs4 yrs€8,000After 1 month: €166.67 rate · balance €100,166.67After 2 months: €333.33 rate · balance €100,333.33After 3 months: €500.00 rate · balance €100,500.00After 4 months: €666.67 rate · balance €100,666.67After 5 months: €833.33 rate · balance €100,833.33After 6 months: €1,000.00 rate · balance €101,000.00After 7 months: €1,166.67 rate · balance €101,166.67After 8 months: €1,333.33 rate · balance €101,333.33After 9 months: €1,500.00 rate · balance €101,500.00After 10 months: €1,666.67 rate · balance €101,666.67After 11 months: €1,833.33 rate · balance €101,833.33After 12 months: €2,000.00 rate · balance €102,000.00After 13 months: €2,166.67 rate · balance €102,166.67After 14 months: €2,333.33 rate · balance €102,333.33After 15 months: €2,500.00 rate · balance €102,500.00After 16 months: €2,666.67 rate · balance €102,666.67After 17 months: €2,833.33 rate · balance €102,833.33After 18 months: €3,000.00 rate · balance €103,000.00After 19 months: €3,166.67 rate · balance €103,166.67After 20 months: €3,333.33 rate · balance €103,333.33After 21 months: €3,500.00 rate · balance €103,500.00After 22 months: €3,666.67 rate · balance €103,666.67After 23 months: €3,833.33 rate · balance €103,833.33After 24 months: €4,000.00 rate · balance €104,000.00After 25 months: €4,166.67 rate · balance €104,166.67After 26 months: €4,333.33 rate · balance €104,333.33After 27 months: €4,500.00 rate · balance €104,500.00After 28 months: €4,666.67 rate · balance €104,666.67After 29 months: €4,833.33 rate · balance €104,833.33After 30 months: €5,000.00 rate · balance €105,000.00After 31 months: €5,166.67 rate · balance €105,166.67After 32 months: €5,333.33 rate · balance €105,333.33After 33 months: €5,500.00 rate · balance €105,500.00After 34 months: €5,666.67 rate · balance €105,666.67After 35 months: €5,833.33 rate · balance €105,833.33After 36 months: €6,000.00 rate · balance €106,000.00After 37 months: €6,166.67 rate · balance €106,166.67After 38 months: €6,333.33 rate · balance €106,333.33After 39 months: €6,500.00 rate · balance €106,500.00After 40 months: €6,666.67 rate · balance €106,666.67After 41 months: €6,833.33 rate · balance €106,833.33After 42 months: €7,000.00 rate · balance €107,000.00After 43 months: €7,166.67 rate · balance €107,166.67After 44 months: €7,333.33 rate · balance €107,333.33After 45 months: €7,500.00 rate · balance €107,500.00After 46 months: €7,666.67 rate · balance €107,666.67After 47 months: €7,833.33 rate · balance €107,833.33After 48 months: €8,000.00 rate · balance €108,000.00
Per year
AfterInterest up to thenBalance
1 year€2,000€102,000
2 years€4,000€104,000
3 years€6,000€106,000
4 years€8,000€108,000

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Withholding tax on foreign savings interest: what do you really keep?

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe