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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Mano Bank
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Mano BankTermijndeposito

Deposit · 18 months · AB Mano bankas · Lithuania · via Raisin
Open an account at Mano Bank
Rate
3.36%
18 months fixed
since 16 Sep 2026
EffectiveThe effective annual rate for €100,000: what you really earn per year, after fees and including compound interest, so that terms and payout frequencies are comparable. Interest is only paid at maturity and earns no interest on interest in between, which makes the comparable annual rate slightly lower.
3.33%
for €100,000
Your return on €100,000
€3,332
per year, annualised · €5,040 total over 18 months
Deposit guarantee
€100,000 fully protected
Lithuanian scheme

AB Mano bankas · Indėlių ir investicijų draudimas (IID) · €100,000 per person per bank

Your calculation for €100,000

Gross interest over 18 months: €5,040.
Interest built up over 18 months
€ 0€ 2k€ 4kstart1 yr€5,040After 1 month: €280 rate · balance €100,280After 2 months: €560 rate · balance €100,560After 3 months: €840 rate · balance €100,840After 4 months: €1,120 rate · balance €101,120After 5 months: €1,400 rate · balance €101,400After 6 months: €1,680 rate · balance €101,680After 7 months: €1,960 rate · balance €101,960After 8 months: €2,240 rate · balance €102,240After 9 months: €2,520 rate · balance €102,520After 10 months: €2,800 rate · balance €102,800

Rate and conditions

BalanceRate
€0 – and up3.36%
Interest payout
end of term, paid out
Fees
none
Rate valid since
16 Sep 2026
Access
18 months fixed · no early withdrawal
Term
18 months
Minimum deposit
€20,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Einde looptijd

Deposit guarantee

€100,000 fully protected
Lithuanian scheme

AB Mano bankas · Indėlių ir investicijų draudimas (IID) · €100,000 per person per bank

Licence and verification
Institution
AB Mano bankas
Status
Verified European deposit guarantee scheme
Scheme
Indėlių ir investicijų draudimas (IID) (Lithuania)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsViešoji įstaigai „Indėlių ir investicijų draudimas“
source ↗ · 18 Sep 2026
Taxes
Country
Lithuania
Withholding tax
Withholding tax applies
Standard rate
15.00%
For a Dutch saver
10.00% (after paperwork)
Notes
Litouwen heft 15%; met een Litouwse woonplaatsverklaring (uiterlijk 4 weken voor de vervaldatum) verlaagd naar 10%.

Rate history

3.00%3.25%3.50%3.75%2 Sep 202610 Sep 2026now3.36%3.41% from 2 Sep 2026 until 16 Sep 20263.36% from 16 Sep 2026 until now
3.00%3.25%3.50%3.75%2 Sep 202610 Sep 2026now3.36%3.41% from 2 Sep 2026 until 16 Sep 20263.36% from 16 Sep 2026 until now

Other offers from Mano Bank

9 months · 3.05% · Raisin1 year · 3.36% · Raisin2 years · 3.36% · Raisin3 years · 2.00% · Raisin4 years · 2.00% · Raisin5 years · 2.00% · Raisin
After 11 months: €3,080 rate · balance €103,080After 12 months: €3,360 rate · balance €103,360After 13 months: €3,640 rate · balance €103,640After 14 months: €3,920 rate · balance €103,920After 15 months: €4,200 rate · balance €104,200After 16 months: €4,480 rate · balance €104,480After 17 months: €4,760 rate · balance €104,760After 18 months: €5,040 rate · balance €105,040
€ 0€ 2k€ 4kstart1 yr€5,040After 1 month: €280 rate · balance €100,280After 2 months: €560 rate · balance €100,560After 3 months: €840 rate · balance €100,840After 4 months: €1,120 rate · balance €101,120After 5 months: €1,400 rate · balance €101,400After 6 months: €1,680 rate · balance €101,680After 7 months: €1,960 rate · balance €101,960After 8 months: €2,240 rate · balance €102,240After 9 months: €2,520 rate · balance €102,520After 10 months: €2,800 rate · balance €102,800After 11 months: €3,080 rate · balance €103,080After 12 months: €3,360 rate · balance €103,360After 13 months: €3,640 rate · balance €103,640After 14 months: €3,920 rate · balance €103,920After 15 months: €4,200 rate · balance €104,200After 16 months: €4,480 rate · balance €104,480After 17 months: €4,760 rate · balance €104,760After 18 months: €5,040 rate · balance €105,040

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Withholding tax on foreign savings interest: what do you really keep?

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

From
Rate
Until
16 Sep 20263.36%current
2 Sep 20263.41%16 Sep 2026

All historic rates of Mano Bank →All savings products of Mano Bank →

  • 16 Sep 2026Mano Bank – Termijndeposito (18 mo): 3.41% → 3.36%
  • 2 Sep 2026New: Mano Bank – Termijndeposito (18 mo) 3.41%

Rate checked on 18 Sep 2026.