MedMera BankTermijndeposito

Deposit · 1 year · MedMera Bank · Sweden · via Raisin
Rate
0.40%
1 year fixed
since 28 Sep 2026
Your return on €50,000
€200
interest per year
Deposit guarantee
€50,000 fully protected
Swedish scheme

MedMera Bank · Insättningsgarantin (Riksgälden) · €104,000 per person per bank

Your calculation for €50,000

Gross interest over 1 year: €200.
Interest built up over 1 year
€ 0€ 100€ 200start6 mo1 yr€200After 1 month: €16.67 rate · balance €50,016.67After 2 months: €33.33 rate · balance €50,033.33After 3 months: €50.00 rate · balance €50,050.00After 4 months: €66.67 rate · balance €50,066.67After 5 months: €83.33 rate · balance €50,083.33After 6 months: €100.00 rate · balance €50,100.00After 7 months: €116.67 rate · balance €50,116.67After 8 months: €133.33 rate · balance €50,133.33After 9 months: €150.00 rate · balance €50,150.00After 10 months: €166.67 rate · balance €50,166.67After 11 months: €183.33 rate · balance €50,183.33After 12 months: €200.00 rate · balance €50,200.00

Rate and conditions

BalanceRate
€0 – and up0.40%
Interest payout
end of term, paid out
Fees
none
Rate valid since
28 Sep 2026
Access
1 year fixed · no early withdrawal
Term
1 year
Minimum deposit
€1,000
Maximum deposit
€85,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Einde looptijd

Deposit guarantee

€50,000 fully protected
Swedish scheme

MedMera Bank · Insättningsgarantin (Riksgälden) · €104,000 per person per bank

Licence and verification
Institution
MedMera Bank
Status
Verified European deposit guarantee scheme
Scheme
Insättningsgarantin (Riksgälden) (Sweden)
Guarantee
1150000.00 SEK per person per institution (≈ €104,000)
Verification
Raisin wettelijke DGS-disclosure
detailsRiksgälden
source ↗ · 2 Nov 2026
Taxes
Country
Sweden
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Sweden withholds no tax on savings interest of non-residents: you receive the full interest.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

0.00%0.25%0.50%0.75%1.00%1.25%1.50%2 Sep 20263 Oct 2026now0.40%1.20% from 2 Sep 2026 until 28 Sep 20260.40% from 28 Sep 2026 until now
FromRateUntil
28 Sep 20260.40%current
2 Sep 20261.20%28 Sep 2026

All historic rates of MedMera Bank →All savings products of MedMera Bank →

  • 28 Sep 2026MedMera Bank – Termijndeposito (12 mo): 1.20% → 0.40%
  • 2 Sep 2026New: MedMera Bank – Termijndeposito (12 mo) 1.20%

Rate checked on 2 Nov 2026.

Other offers from MedMera Bank