MedMera BankTermijndeposito

Deposit · 2 years · MedMera Bank · Sweden · via Raisin
Rate
0.10%
2 years fixed
since 28 Sep 2026
Your return on €50,000
€50
per year, annualised · €100 total over 2 years
Deposit guarantee
€50,000 fully protected
Swedish scheme

MedMera Bank · Insättningsgarantin (Riksgälden) · €104,000 per person per bank

Your calculation for €50,000

Gross interest over 2 years: €100.
Interest built up over 2 years
€ 0€ 50€ 100start1 yr2 yrs€100After 1 month: €4.17 rate · balance €50,004.17After 2 months: €8.33 rate · balance €50,008.33After 3 months: €12.50 rate · balance €50,012.50After 4 months: €16.67 rate · balance €50,016.67After 5 months: €20.83 rate · balance €50,020.83After 6 months: €25.00 rate · balance €50,025.00After 7 months: €29.17 rate · balance €50,029.17After 8 months: €33.33 rate · balance €50,033.33After 9 months: €37.50 rate · balance €50,037.50After 10 months: €41.67 rate · balance €50,041.67After 11 months: €45.83 rate · balance €50,045.83After 12 months: €50.00 rate · balance €50,050.00After 13 months: €54.17 rate · balance €50,054.17After 14 months: €58.34 rate · balance €50,058.34After 15 months: €62.51 rate · balance €50,062.51After 16 months: €66.68 rate · balance €50,066.68After 17 months: €70.85 rate · balance €50,070.85After 18 months: €75.03 rate · balance €50,075.03After 19 months: €79.20 rate · balance €50,079.20After 20 months: €83.37 rate · balance €50,083.37After 21 months: €87.54 rate · balance €50,087.54After 22 months: €91.71 rate · balance €50,091.71After 23 months: €95.88 rate · balance €50,095.88After 24 months: €100.05 rate · balance €50,100.05
Per year
AfterInterest up to thenBalance
1 year€50€50,050
2 years€100€50,100

Rate and conditions

BalanceRate
€0 – and up0.10%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
28 Sep 2026
Access
2 years fixed · no early withdrawal
Term
2 years
Minimum deposit
€1,000
Maximum deposit
€85,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente-op-rente. Rente wordt jaarlijks bijgeschreven op het termijndeposito

Deposit guarantee

€50,000 fully protected
Swedish scheme

MedMera Bank · Insättningsgarantin (Riksgälden) · €104,000 per person per bank

Licence and verification
Institution
MedMera Bank
Status
Verified European deposit guarantee scheme
Scheme
Insättningsgarantin (Riksgälden) (Sweden)
Guarantee
1150000.00 SEK per person per institution (≈ €104,000)
Verification
Raisin wettelijke DGS-disclosure
detailsRiksgälden
source ↗ · 2 Nov 2026
Taxes
Country
Sweden
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Sweden withholds no tax on savings interest of non-residents: you receive the full interest.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

0.00%0.50%1.00%1.50%2.00%2.50%2 Sep 20263 Oct 2026now0.10%2.00% from 2 Sep 2026 until 28 Sep 20260.10% from 28 Sep 2026 until now
FromRateUntil
28 Sep 20260.10%current
2 Sep 20262.00%28 Sep 2026

All historic rates of MedMera Bank →All savings products of MedMera Bank →

  • 28 Sep 2026MedMera Bank – Termijndeposito (24 mo): 2.00% → 0.10%
  • 2 Sep 2026New: MedMera Bank – Termijndeposito (24 mo) 2.00%

Rate checked on 2 Nov 2026.

Other offers from MedMera Bank