Lea Bank ABSpaarrekening met 4 dagen opzegtermijn

Notice period 4 days · Lea Bank AB · Sweden · via Raisin
Rate
2.42%
variable
since 16 Oct 2026
EffectiveThe effective annual rate for €100,000: what you really earn per year, after fees and including compound interest, so that terms and payout frequencies are comparable. Interest is compounded during the term and earns interest on interest.
2.45%
for €100,000
Your return on €100,000
€2,447
interest per year
Deposit guarantee
€100,000 fully protected
Swedish scheme

Lea Bank AB · Insättningsgarantin (Riksgälden) · €104,000 per person per bank

Your calculation for €100,000

Gross interest over 1 year: €2,447.
Assumption: the variable rate stays the same for the whole period. Gross, before tax.
Interest built up over 1 year
€ 0€ 1k€ 2kstart6 mo1 yr€2,447After 1 month: €201.67 rate · balance €100,201.67After 2 months: €403.74 rate · balance €100,403.74After 3 months: €606.22 rate · balance €100,606.22After 4 months: €809.11 rate · balance €100,809.11After 5 months: €1,012.41 rate · balance €101,012.41After 6 months: €1,216.12 rate · balance €101,216.12After 7 months: €1,420.24 rate · balance €101,420.24After 8 months: €1,624.77 rate · balance €101,624.77After 9 months: €1,829.71 rate · balance €101,829.71After 10 months: €2,035.07 rate · balance €102,035.07After 11 months: €2,240.84 rate · balance €102,240.84After 12 months: €2,447.02 rate · balance €102,447.02

Rate and conditions

BalanceRate
€0 – and up2.42%
Interest payout
monthly, compounded (interest on interest)
Fees
none
Rate valid since
16 Oct 2026
Access
Notice period 4 days
Notice period
4 days
Minimum deposit
€5,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente-op-rente. Rente wordt maandelijks bijgeschreven op de spaarrekening

Deposit guarantee

€100,000 fully protected
Swedish scheme

Lea Bank AB · Insättningsgarantin (Riksgälden) · €104,000 per person per bank

Licence and verification
Institution
Lea Bank AB
Status
Verified European deposit guarantee scheme
Scheme
Insättningsgarantin (Riksgälden) (Sweden)
Guarantee
1150000.00 SEK per person per institution (≈ €104,000)
Verification
Raisin wettelijke DGS-disclosure
detailsRiksgälden
source ↗ · 2 Nov 2026
Taxes
Country
Sweden
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Sweden withholds no tax on savings interest of non-residents: you receive the full interest.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

1.75%2.00%2.25%2.50%2.75%2 Sep 20263 Oct 2026now2.42%2.17% from 2 Sep 2026 until 25 Sep 20262.26% from 25 Sep 2026 until 16 Oct 20262.42% from 16 Oct 2026 until now
FromRateUntil
16 Oct 20262.42%current
25 Sep 20262.26%16 Oct 2026
2 Sep 20262.17%25 Sep 2026

All historic rates of Lea Bank AB →All savings products of Lea Bank AB →

  • 16 Oct 2026Lea Bank AB – Spaarrekening met 4 dagen opzegtermijn: 2.26% → 2.42%
  • 25 Sep 2026Lea Bank AB – Spaarrekening met 4 dagen opzegtermijn: 2.17% → 2.26%
  • 2 Sep 2026New: Lea Bank AB – Spaarrekening met 4 dagen opzegtermijn 2.17%

Rate checked on 2 Nov 2026.