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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at OLB
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OLBTermijndeposito

Deposit · 1 year · Oldenburgische Landesbank AG · Germany · via Raisin
Open an account at OLB
Rate
2.61%
1 year fixed
Your return on €25,000
€653
interest per year
Deposit guarantee
€25,000 fully protected
German scheme

Oldenburgische Landesbank AG · Entschädigungseinrichtung deutscher Banken GmbH (EdB) · €100,000 per person per bank

Your calculation for €25,000

Gross interest over 1 year: €653.
Interest built up over 1 year
€ 0€ 250€ 500start6 mo1 yr€653After 1 month: €54.38 rate · balance €25,054.38After 2 months: €108.75 rate · balance €25,108.75After 3 months: €163.13 rate · balance €25,163.13After 4 months: €217.50 rate · balance €25,217.50After 5 months: €271.88 rate · balance €25,271.88After 6 months: €326.25 rate · balance €25,326.25After 7 months: €380.63 rate · balance €25,380.63After 8 months: €435 rate · balance €25,435After 9 months: €489.38 rate · balance €25,489.38After 10 months: €543.75 rate · balance €25,543.75

Rate and conditions

BalanceRate
€0 – and up2.61%
Interest payout
end of term, paid out
Fees
none
Rate valid since
19 Jun 2026
Access
1 year fixed · no early withdrawal
Term
1 year
Minimum deposit
€5,000
Maximum deposit
€1,000,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Einde looptijd

Deposit guarantee

€25,000 fully protected
German scheme

Oldenburgische Landesbank AG · Entschädigungseinrichtung deutscher Banken GmbH (EdB) · €100,000 per person per bank

Licence and verification
Institution
Oldenburgische Landesbank AG
Status
Verified European deposit guarantee scheme
Scheme
Entschädigungseinrichtung deutscher Banken GmbH (EdB) (Germany)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsEntschädigungseinrichtung deutscher Banken GmbH (EdB)
source ↗ · 18 Sep 2026
Taxes
Country
Germany
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Duitsland heft geen bronbelasting op spaarrente van niet-ingezetenen.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Rate history

2.61% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of OLB →All savings products of OLB →

  • 2 Sep 2026New: OLB – Termijndeposito (12 mo) 2.61%

Rate checked on 18 Sep 2026.

Other offers from OLB

3 months · 1.75% · Raisin6 months · 1.85% · Raisin9 months · 2.31% · Raisin2 years · 2.05% · Raisin3 years · 2.00% · Raisin4 years · 2.15% · Raisin5 years · 2.25% · Raisin
After 11 months: €598.13 rate · balance €25,598.13After 12 months: €652.50 rate · balance €25,652.50
€ 0€ 250€ 500start3 mo6 mo9 mo1 yr€653After 1 month: €54.38 rate · balance €25,054.38After 2 months: €108.75 rate · balance €25,108.75After 3 months: €163.13 rate · balance €25,163.13After 4 months: €217.50 rate · balance €25,217.50After 5 months: €271.88 rate · balance €25,271.88After 6 months: €326.25 rate · balance €25,326.25After 7 months: €380.63 rate · balance €25,380.63After 8 months: €435 rate · balance €25,435After 9 months: €489.38 rate · balance €25,489.38After 10 months: €543.75 rate · balance €25,543.75After 11 months: €598.13 rate · balance €25,598.13After 12 months: €652.50 rate · balance €25,652.50

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe