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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at OLB
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OLBTermijndeposito

Deposit · 3 months · Oldenburgische Landesbank AG · Germany · via Raisin
Open an account at OLB
Rate
1.75%
3 months fixed
EffectiveThe effective annual rate for €16,600: what you really earn per year, after fees and including compound interest, so that terms and payout frequencies are comparable.
1.76%
for €16,600
Your return on €16,600
€292
per year, annualised · €73 total over 3 months
Deposit guarantee
€16,600 fully protected
German scheme

Oldenburgische Landesbank AG · Entschädigungseinrichtung deutscher Banken GmbH (EdB) · €100,000 per person per bank

Your calculation for €16,600

Gross interest over 3 months: €73.
Interest built up over 3 months
€ 0€ 25€ 50start€73After 1 month: €24.21 rate · balance €16,624.21After 2 months: €48.42 rate · balance €16,648.42After 3 months: €72.62 rate · balance €16,672.62
€ 0€ 25€ 50start3 mo€73

Rate and conditions

BalanceRate
€0 – and up1.75%
Interest payout
end of term, paid out
Fees
none
Rate valid since
13 Jun 2025
Access
3 months fixed · no early withdrawal
Term
3 months
Minimum deposit
€5,000
Maximum deposit
€1,000,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Einde looptijd

Deposit guarantee

€16,600 fully protected
German scheme

Oldenburgische Landesbank AG · Entschädigungseinrichtung deutscher Banken GmbH (EdB) · €100,000 per person per bank

Licence and verification
Institution
Oldenburgische Landesbank AG
Status
Verified European deposit guarantee scheme
Scheme
Entschädigungseinrichtung deutscher Banken GmbH (EdB) (Germany)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsEntschädigungseinrichtung deutscher Banken GmbH (EdB)
source ↗ · 18 Sep 2026
Taxes
Country
Germany
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Duitsland heft geen bronbelasting op spaarrente van niet-ingezetenen.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Rate history

1.75% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of OLB →All savings products of OLB →

  • 2 Sep 2026New: OLB – Termijndeposito (3 mo) 1.75%

Rate checked on 18 Sep 2026.

Other offers from OLB

6 months · 1.85% · Raisin9 months · 2.31% · Raisin1 year · 2.61% · Raisin2 years · 2.05% · Raisin3 years · 2.00% · Raisin4 years · 2.15% · Raisin5 years · 2.25% · Raisin
After 1 month: €24.21 rate · balance €16,624.21After 2 months: €48.42 rate · balance €16,648.42After 3 months: €72.62 rate · balance €16,672.62

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe