No longer offered. We last saw this product on 11 Oct 2026; below is the last known rate and the history. See the current offers
What pays the most now
OLBTermijndeposito
- Rate
- 1.85%
- 6 months fixed
- EffectiveThe effective annual rate for €50,000: what you really earn per year, after fees and including compound interest, so that terms and payout frequencies are comparable.
- 1.86%
- for €50,000
- Your return on €50,000
- €929
- per year, annualised · €463 total over 6 months
- Deposit guarantee
- €50,000 fully protectedGerman scheme
Oldenburgische Landesbank AG · Entschädigungseinrichtung deutscher Banken GmbH (EdB) · €100,000 per person per bank
Your calculation for €50,000
Rate and conditions
| Balance | Rate |
|---|---|
| €0 – and up | 1.85% |
- Interest payout
- end of term, paid out
- Fees
- none
- Rate valid since
- 11 Dec 2025
- Access
- 6 months fixed · no early withdrawal
- Term
- 6 months
- Minimum deposit
- €5,000
- Maximum deposit
- €1,000,000
- Current account required
- no
- For whom
- new and existing customers
- Open via
- Raisin (Raisin) · for residents of the Netherlands via Raisin
- Einde looptijd
Deposit guarantee
Oldenburgische Landesbank AG · Entschädigungseinrichtung deutscher Banken GmbH (EdB) · €100,000 per person per bank
Licence and verification
- Institution
- Oldenburgische Landesbank AG
- Status
- Verified European deposit guarantee scheme
- Scheme
- Entschädigungseinrichtung deutscher Banken GmbH (EdB) (Germany)
- Guarantee
- €100,000 per person per institution
- Verification
- Raisin wettelijke DGS-disclosuresource ↗ · 2 Nov 2026
details
Entschädigungseinrichtung deutscher Banken GmbH (EdB)
Taxes
- Country
- Germany
- Withholding tax
- No withholding tax
- Standard rate
- 0.00%
- For a Dutch saver
- 0.00%
- Notes
- Germany withholds no tax on savings interest of non-residents: you receive the full interest.
Rates are gross. The Dutch box 3 wealth tax is separate and not included.
Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks
Rate history
1.85% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.
All historic rates of OLB →All savings products of OLB →
- 12 Oct 2026OLB – Termijndeposito 6m not found in 12 consecutive runs; deactivated
- 12 Oct 2026OLB – Termijndeposito 6m missing from the source (3 runs)
- 2 Sep 2026New: OLB – Termijndeposito (6 mo) 1.85%
Rate checked on 11 Oct 2026.