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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at OLB
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OLBTermijndeposito

Deposit · 9 months · Oldenburgische Landesbank AG · Germany · via Raisin
Open an account at OLB
Rate
2.31%
9 months fixed
EffectiveThe effective annual rate for €16,600: what you really earn per year, after fees and including compound interest, so that terms and payout frequencies are comparable.
2.32%
for €16,600
Your return on €16,600
€385
per year, annualised · €288 total over 9 months
Deposit guarantee
€16,600 fully protected
German scheme

Oldenburgische Landesbank AG · Entschädigungseinrichtung deutscher Banken GmbH (EdB) · €100,000 per person per bank

Your calculation for €16,600

Gross interest over 9 months: €288.
Interest built up over 9 months
€ 0€ 100€ 200start6 mo€288After 1 month: €31.95 rate · balance €16,631.96After 2 months: €63.91 rate · balance €16,663.91After 3 months: €95.86 rate · balance €16,695.87After 4 months: €127.82 rate · balance €16,727.82After 5 months: €159.77 rate · balance €16,759.78After 6 months: €191.73 rate · balance €16,791.73After 7 months: €223.68 rate · balance €16,823.69After 8 months: €255.64 rate · balance €16,855.64After 9 months: €287.59 rate · balance €16,887.60
€ 0

Rate and conditions

BalanceRate
€0 – and up2.31%
Interest payout
end of term, paid out
Fees
none
Rate valid since
19 Jun 2026
Access
9 months fixed · no early withdrawal
Term
9 months
Minimum deposit
€5,000
Maximum deposit
€1,000,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Einde looptijd

Deposit guarantee

€16,600 fully protected
German scheme

Oldenburgische Landesbank AG · Entschädigungseinrichtung deutscher Banken GmbH (EdB) · €100,000 per person per bank

Licence and verification
Institution
Oldenburgische Landesbank AG
Status
Verified European deposit guarantee scheme
Scheme
Entschädigungseinrichtung deutscher Banken GmbH (EdB) (Germany)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsEntschädigungseinrichtung deutscher Banken GmbH (EdB)
source ↗ · 18 Sep 2026
Taxes
Country
Germany
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Duitsland heft geen bronbelasting op spaarrente van niet-ingezetenen.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Rate history

2.31% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of OLB →All savings products of OLB →

  • 2 Sep 2026New: OLB – Termijndeposito (9 mo) 2.31%

Rate checked on 18 Sep 2026.

Other offers from OLB

3 months · 1.75% · Raisin6 months · 1.85% · Raisin1 year · 2.61% · Raisin2 years · 2.05% · Raisin3 years · 2.00% · Raisin4 years · 2.15% · Raisin5 years · 2.25% · Raisin
€ 100€ 200start3 mo6 mo9 mo€288After 1 month: €31.95 rate · balance €16,631.96After 2 months: €63.91 rate · balance €16,663.91After 3 months: €95.86 rate · balance €16,695.87After 4 months: €127.82 rate · balance €16,727.82After 5 months: €159.77 rate · balance €16,759.78After 6 months: €191.73 rate · balance €16,791.73After 7 months: €223.68 rate · balance €16,823.69After 8 months: €255.64 rate · balance €16,855.64After 9 months: €287.59 rate · balance €16,887.60

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe