ProCredit BankTermijndeposito
Deposit · 6 months · Procredit Bank S.A. · Romania · via Raisin
- Rate
- 2.87%
- 6 months fixed
- since 15 Sep 2026
- EffectiveThe effective annual rate for €50,000: what you really earn per year, after fees and including compound interest, so that terms and payout frequencies are comparable.
- 2.89%
- for €50,000
- Your return on €50,000
- €1,445
- per year, annualised · €718 total over 6 months
- Deposit guarantee
- €50,000 fully protectedRomanian scheme
Procredit Bank S.A. · Fondul de Garantare a Depozitelor Bancare (FGDB) · €100,000 per person per bank
Your calculation for €50,000
Gross interest over 6 months: €718.
Interest built up over 6 months
Rate and conditions
| Balance | Rate |
|---|---|
| €0 – and up | 2.87% |
- Interest payout
- end of term, paid out
- Fees
- none
- Rate valid since
- 15 Sep 2026
- Access
- 6 months fixed · no early withdrawal
- Term
- 6 months
- Minimum deposit
- €20,000
- Maximum deposit
- €100,000
- Current account required
- no
- For whom
- new and existing customers
- Open via
- Raisin (Raisin) · for residents of the Netherlands via Raisin
- Einde looptijd
Deposit guarantee
€50,000 fully protected
Romanian scheme
Procredit Bank S.A. · Fondul de Garantare a Depozitelor Bancare (FGDB) · €100,000 per person per bank
Licence and verification
- Institution
- Procredit Bank S.A.
- Status
- Verified European deposit guarantee scheme
- Scheme
- Fondul de Garantare a Depozitelor Bancare (FGDB) (Romania)
- Guarantee
- €100,000 per person per institution
- Verification
- Raisin wettelijke DGS-disclosuresource ↗ · 18 Sep 2026
details
Fondul de Garantare a Depozitelor Bancare (FGDB)
Taxes
- Country
- Romania
- Withholding tax
- Reducible to 0%
- Standard rate
- 10.00%
- For a Dutch saver
- 0.00% (after paperwork)
- Notes
- Roemenië heft 10%; met een woonplaatsverklaring (uiterlijk 4 weken voor de vervaldatum) vrijgesteld (0%).