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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Banca Più
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Banca PiùTermijndeposito

Deposit · 1 year · Banca Più S.p.A. · Italy · via Raisin
Open an account at Banca Più
Rate
3.05%
1 year fixed
since 16 Sep 2026
Your return on €100,000
€3,050
interest per year
Deposit guarantee
€100,000 fully protected
Italian scheme

Banca Più S.p.A. · Fondo Interbancario di Tutela dei Depositi (FITD) · €100,000 per person per bank

Your calculation for €100,000

Gross interest over 1 year: €3,050.
Interest built up over 1 year
€ 0€ 2kstart6 mo1 yr€3,050After 1 month: €254.17 rate · balance €100,254.17After 2 months: €508.33 rate · balance €100,508.33After 3 months: €762.50 rate · balance €100,762.50After 4 months: €1,016.67 rate · balance €101,016.67After 5 months: €1,270.83 rate · balance €101,270.83After 6 months: €1,525.00 rate · balance €101,525.00After 7 months: €1,779.17 rate · balance €101,779.17After 8 months: €2,033.33 rate · balance €102,033.33After 9 months: €2,287.50 rate · balance €102,287.50After 10 months: €2,541.67 rate · balance €102,541.67After 11 months: €2,795.83 rate · balance €102,795.83

Rate and conditions

BalanceRate
€0 – and up3.05%
Interest payout
end of term, paid out
Fees
none
Rate valid since
16 Sep 2026
Access
1 year fixed · no early withdrawal
Term
1 year
Minimum deposit
€25,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Einde looptijd

Deposit guarantee

€100,000 fully protected
Italian scheme

Banca Più S.p.A. · Fondo Interbancario di Tutela dei Depositi (FITD) · €100,000 per person per bank

Licence and verification
Institution
Banca Più S.p.A.
Status
Verified European deposit guarantee scheme
Scheme
Fondo Interbancario di Tutela dei Depositi (FITD) (Italy)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsFondo Interbancario di Tutela dei Depositi
source ↗ · 18 Sep 2026
Taxes
Country
Italy
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Italië heft geen bronbelasting op spaarrente van niet-ingezetenen (vrijstelling voor EU-inwoners bij bankdeposito's).

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Rate history

2.00%2.25%2.50%2.75%3.00%3.25%3.50%2 Sep 202610 Sep 2026now3.05%2.25% from 2 Sep 2026 until 16 Sep 20263.05% from 16 Sep 2026 until now
2.00%2.25%2.50%2.75%3.00%3.25%3.50%

Other offers from Banca Più

3 months · 2.55% · Raisin6 months · 2.85% · Raisin2 years · 3.05% · Raisin4 years · 3.05% · Raisin
After 12 months: €3,050.00 rate · balance €103,050.00
€ 0€ 2kstart3 mo6 mo9 mo1 yr€3,050After 1 month: €254.17 rate · balance €100,254.17After 2 months: €508.33 rate · balance €100,508.33After 3 months: €762.50 rate · balance €100,762.50After 4 months: €1,016.67 rate · balance €101,016.67After 5 months: €1,270.83 rate · balance €101,270.83After 6 months: €1,525.00 rate · balance €101,525.00After 7 months: €1,779.17 rate · balance €101,779.17After 8 months: €2,033.33 rate · balance €102,033.33After 9 months: €2,287.50 rate · balance €102,287.50After 10 months: €2,541.67 rate · balance €102,541.67After 11 months: €2,795.83 rate · balance €102,795.83After 12 months: €3,050.00 rate · balance €103,050.00

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

2 Sep 202610 Sep 2026now3.05%2.25% from 2 Sep 2026 until 16 Sep 20263.05% from 16 Sep 2026 until now
FromRateUntil
16 Sep 20263.05%current
2 Sep 20262.25%16 Sep 2026

All historic rates of Banca Più →All savings products of Banca Più →

  • 16 Sep 2026Banca Più – Termijndeposito (12 mo): 2.25% → 3.05%
  • 2 Sep 2026New: Banca Più – Termijndeposito (12 mo) 2.25%

Rate checked on 18 Sep 2026.