Banca PromosTermijndeposito

Deposit · 6 months · Banca Promos S.p.A. · Italy · via Raisin
Rate
1.00%
6 months fixed
Your return on €50,000
€501
per year, annualised · €250 total over 6 months
Deposit guarantee
€50,000 fully protected
Italian scheme

Banca Promos S.p.A. · Fondo Interbancario di Tutela dei Depositi (FITD) · €100,000 per person per bank

Your calculation for €50,000

Gross interest over 6 months: €250.
Interest built up over 6 months
€ 0€ 100€ 200start6 mo€250After 1 month: €41.67 rate · balance €50,041.67After 2 months: €83.33 rate · balance €50,083.33After 3 months: €125.00 rate · balance €50,125.00After 4 months: €166.67 rate · balance €50,166.67After 5 months: €208.33 rate · balance €50,208.33After 6 months: €250.00 rate · balance €50,250.00

Rate and conditions

BalanceRate
€0 – and up1.00%
Interest payout
end of term, paid out
Fees
none
Rate valid since
7 Feb 2025
Access
6 months fixed · no early withdrawal
Term
6 months
Minimum deposit
€10,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Einde looptijd

Deposit guarantee

€50,000 fully protected
Italian scheme

Banca Promos S.p.A. · Fondo Interbancario di Tutela dei Depositi (FITD) · €100,000 per person per bank

Licence and verification
Institution
Banca Promos S.p.A.
Status
Verified European deposit guarantee scheme
Scheme
Fondo Interbancario di Tutela dei Depositi (FITD) (Italy)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsFondo Interbancario di Tutela dei Depositi
source ↗ · 2 Nov 2026
Taxes
Country
Italy
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Italy withholds no tax on savings interest of non-residents: you receive the full interest.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

1.00% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Banca Promos →All savings products of Banca Promos →

  • 2 Sep 2026New: Banca Promos – Termijndeposito (6 mo) 1.00%

Rate checked on 2 Nov 2026.

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