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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Renault Bank
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Renault BankTermijndeposito

Deposit · 3 years · RCI Banque S.A. · France · via Raisin
Open an account at Renault Bank
Rate
3.30%
3 years fixed
since 17 Sep 2026
Your return on €10,000
€330
per year, annualised · €1,023 total over 3 years
Deposit guarantee
€10,000 fully protected
French scheme

RCI Banque S.A. · Fonds de Garantie des Dépôts et de Résolution (FGDR) · €100,000 per person per bank

Your calculation for €10,000

Gross interest over 3 years: €1,023.
Interest built up over 3 years
€ 0€ 500€ 1kstart1 yr2 yrs3 yrs€1,023After 1 month: €27.50 rate · balance €10,027.50After 2 months: €55 rate · balance €10,055After 3 months: €82.50 rate · balance €10,082.50After 4 months: €110 rate · balance €10,110After 5 months: €137.50 rate · balance €10,137.50

Rate and conditions

BalanceRate
€0 – and up3.30%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
17 Sep 2026
Access
3 years fixed · no early withdrawal
Term
3 years
Minimum deposit
€5,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente-op-rente. Rente wordt jaarlijks bijgeschreven op het termijndeposito
  • Ondertekend formulier vereist bij opening (bijv. woonplaatsverklaring)

Deposit guarantee

€10,000 fully protected
French scheme

RCI Banque S.A. · Fonds de Garantie des Dépôts et de Résolution (FGDR) · €100,000 per person per bank

Licence and verification
Institution
RCI Banque S.A.
Status
Verified European deposit guarantee scheme
Scheme
Fonds de Garantie des Dépôts et de Résolution (FGDR) (France)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsFonds de Garantie des Dépôts et de Résolution (FGDR)
source ↗ · 18 Sep 2026
Taxes
Country
France
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Frankrijk heft geen bronbelasting op spaarrente van niet-ingezetenen.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Rate history

2.75%3.00%3.25%3.50%3.75%2 Sep 202610 Sep 2026now3.30%3.20% from 2 Sep 2026 until 17 Sep 20263.30% from 17 Sep 2026 until now
2.75%3.00%3.25%3.50%3.75%2 Sep 202610 Sep 2026now3.30%3.20% from 2 Sep 2026 until 17 Sep 2026

Other offers from Renault Bank

Instant access · 2.25% · Raisin1 year · 3.10% · Raisin2 years · 3.25% · Raisin4 years · 3.35% · Raisin5 years · 3.45% · Raisin
After 6 months: €165 rate · balance €10,165After 7 months: €192.50 rate · balance €10,192.50After 8 months: €220 rate · balance €10,220After 9 months: €247.50 rate · balance €10,247.50After 10 months: €275 rate · balance €10,275After 11 months: €302.50 rate · balance €10,302.50After 12 months: €330 rate · balance €10,330After 13 months: €358.41 rate · balance €10,358.41After 14 months: €386.82 rate · balance €10,386.82After 15 months: €415.22 rate · balance €10,415.22After 16 months: €443.63 rate · balance €10,443.63After 17 months: €472.04 rate · balance €10,472.04After 18 months: €500.45 rate · balance €10,500.44After 19 months: €528.85 rate · balance €10,528.85After 20 months: €557.26 rate · balance €10,557.26After 21 months: €585.67 rate · balance €10,585.67After 22 months: €614.08 rate · balance €10,614.08After 23 months: €642.48 rate · balance €10,642.48After 24 months: €670.89 rate · balance €10,670.89After 25 months: €700.23 rate · balance €10,700.23After 26 months: €729.58 rate · balance €10,729.58After 27 months: €758.92 rate · balance €10,758.92After 28 months: €788.27 rate · balance €10,788.27After 29 months: €817.61 rate · balance €10,817.61After 30 months: €846.96 rate · balance €10,846.96After 31 months: €876.30 rate · balance €10,876.30After 32 months: €905.65 rate · balance €10,905.65After 33 months: €934.99 rate · balance €10,934.99After 34 months: €964.34 rate · balance €10,964.34After 35 months: €993.68 rate · balance €10,993.68After 36 months: €1,023.03 rate · balance €11,023.03
€ 0€ 500€ 1kstart1 yr2 yrs3 yrs€1,023After 1 month: €27.50 rate · balance €10,027.50After 2 months: €55 rate · balance €10,055After 3 months: €82.50 rate · balance €10,082.50After 4 months: €110 rate · balance €10,110After 5 months: €137.50 rate · balance €10,137.50After 6 months: €165 rate · balance €10,165After 7 months: €192.50 rate · balance €10,192.50After 8 months: €220 rate · balance €10,220After 9 months: €247.50 rate · balance €10,247.50After 10 months: €275 rate · balance €10,275After 11 months: €302.50 rate · balance €10,302.50After 12 months: €330 rate · balance €10,330After 13 months: €358.41 rate · balance €10,358.41After 14 months: €386.82 rate · balance €10,386.82After 15 months: €415.22 rate · balance €10,415.22After 16 months: €443.63 rate · balance €10,443.63After 17 months: €472.04 rate · balance €10,472.04After 18 months: €500.45 rate · balance €10,500.44After 19 months: €528.85 rate · balance €10,528.85After 20 months: €557.26 rate · balance €10,557.26After 21 months: €585.67 rate · balance €10,585.67After 22 months: €614.08 rate · balance €10,614.08After 23 months: €642.48 rate · balance €10,642.48After 24 months: €670.89 rate · balance €10,670.89After 25 months: €700.23 rate · balance €10,700.23After 26 months: €729.58 rate · balance €10,729.58After 27 months: €758.92 rate · balance €10,758.92After 28 months: €788.27 rate · balance €10,788.27After 29 months: €817.61 rate · balance €10,817.61After 30 months: €846.96 rate · balance €10,846.96After 31 months: €876.30 rate · balance €10,876.30After 32 months: €905.65 rate · balance €10,905.65After 33 months: €934.99 rate · balance €10,934.99After 34 months: €964.34 rate · balance €10,964.34After 35 months: €993.68 rate · balance €10,993.68After 36 months: €1,023.03 rate · balance €11,023.03
Per year
AfterInterest up to thenBalance
1 year€330€10,330
2 years€671€10,671
3 years€1,023€11,023

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

3.30% from 17 Sep 2026 until now
FromRateUntil
17 Sep 20263.30%current
2 Sep 20263.20%17 Sep 2026

All historic rates of Renault Bank →All savings products of Renault Bank →

  • 17 Sep 2026Renault Bank – Termijndeposito (36 mo): 3.20% → 3.30%
  • 2 Sep 2026New: Renault Bank – Termijndeposito (36 mo) 3.20%

Rate checked on 18 Sep 2026.