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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Renault Bank
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Renault BankTermijndeposito

Deposit · 3 years · RCI Banque S.A. · France · via Raisin
Open an account at Renault Bank
Rate
3.30%
3 years fixed
since 17 Sep 2026
Your return on €100,000
€3,300
per year, annualised · €10,230 total over 3 years
Deposit guarantee
€100,000 fully protected
French scheme

RCI Banque S.A. · Fonds de Garantie des Dépôts et de Résolution (FGDR) · €100,000 per person per bank

Your calculation for €100,000

Gross interest over 3 years: €10,230.
Interest built up over 3 years
€ 0€ 5k€ 10kstart1 yr2 yrs3 yrs€10,230After 1 month: €275 rate · balance €100,275After 2 months: €550 rate · balance €100,550After 3 months: €825 rate · balance €100,825After 4 months: €1,100 rate · balance €101,100After 5 months: €1,375 rate · balance €101,375

Rate and conditions

BalanceRate
€0 – and up3.30%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
17 Sep 2026
Access
3 years fixed · no early withdrawal
Term
3 years
Minimum deposit
€5,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente-op-rente. Rente wordt jaarlijks bijgeschreven op het termijndeposito
  • Ondertekend formulier vereist bij opening (bijv. woonplaatsverklaring)

Deposit guarantee

€100,000 fully protected
French scheme

RCI Banque S.A. · Fonds de Garantie des Dépôts et de Résolution (FGDR) · €100,000 per person per bank

Licence and verification
Institution
RCI Banque S.A.
Status
Verified European deposit guarantee scheme
Scheme
Fonds de Garantie des Dépôts et de Résolution (FGDR) (France)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsFonds de Garantie des Dépôts et de Résolution (FGDR)
source ↗ · 18 Sep 2026
Taxes
Country
France
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Frankrijk heft geen bronbelasting op spaarrente van niet-ingezetenen.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Rate history

2.75%3.00%3.25%3.50%3.75%2 Sep 202610 Sep 2026now3.30%3.20% from 2 Sep 2026 until 17 Sep 20263.30% from 17 Sep 2026 until now
2.75%3.00%3.25%3.50%3.75%2 Sep 202610 Sep 2026now3.30%3.20% from 2 Sep 2026 until 17 Sep 2026

Other offers from Renault Bank

Instant access · 2.25% · Raisin1 year · 3.10% · Raisin2 years · 3.25% · Raisin4 years · 3.35% · Raisin5 years · 3.45% · Raisin
After 6 months: €1,650 rate · balance €101,650After 7 months: €1,925 rate · balance €101,925After 8 months: €2,200 rate · balance €102,200After 9 months: €2,475 rate · balance €102,475After 10 months: €2,750 rate · balance €102,750After 11 months: €3,025 rate · balance €103,025After 12 months: €3,300 rate · balance €103,300After 13 months: €3,584.07 rate · balance €103,584.07After 14 months: €3,868.15 rate · balance €103,868.15After 15 months: €4,152.22 rate · balance €104,152.23After 16 months: €4,436.30 rate · balance €104,436.30After 17 months: €4,720.37 rate · balance €104,720.38After 18 months: €5,004.45 rate · balance €105,004.45After 19 months: €5,288.52 rate · balance €105,288.52After 20 months: €5,572.60 rate · balance €105,572.60After 21 months: €5,856.67 rate · balance €105,856.68After 22 months: €6,140.75 rate · balance €106,140.75After 23 months: €6,424.82 rate · balance €106,424.82After 24 months: €6,708.90 rate · balance €106,708.90After 25 months: €7,002.35 rate · balance €107,002.35After 26 months: €7,295.80 rate · balance €107,295.80After 27 months: €7,589.25 rate · balance €107,589.25After 28 months: €7,882.70 rate · balance €107,882.70After 29 months: €8,176.15 rate · balance €108,176.15After 30 months: €8,469.60 rate · balance €108,469.60After 31 months: €8,763.05 rate · balance €108,763.05After 32 months: €9,056.50 rate · balance €109,056.50After 33 months: €9,349.95 rate · balance €109,349.95After 34 months: €9,643.39 rate · balance €109,643.40After 35 months: €9,936.84 rate · balance €109,936.84After 36 months: €10,230.29 rate · balance €110,230.29
€ 0€ 5k€ 10kstart1 yr2 yrs3 yrs€10,230After 1 month: €275 rate · balance €100,275After 2 months: €550 rate · balance €100,550After 3 months: €825 rate · balance €100,825After 4 months: €1,100 rate · balance €101,100After 5 months: €1,375 rate · balance €101,375After 6 months: €1,650 rate · balance €101,650After 7 months: €1,925 rate · balance €101,925After 8 months: €2,200 rate · balance €102,200After 9 months: €2,475 rate · balance €102,475After 10 months: €2,750 rate · balance €102,750After 11 months: €3,025 rate · balance €103,025After 12 months: €3,300 rate · balance €103,300After 13 months: €3,584.07 rate · balance €103,584.07After 14 months: €3,868.15 rate · balance €103,868.15After 15 months: €4,152.22 rate · balance €104,152.23After 16 months: €4,436.30 rate · balance €104,436.30After 17 months: €4,720.37 rate · balance €104,720.38After 18 months: €5,004.45 rate · balance €105,004.45After 19 months: €5,288.52 rate · balance €105,288.52After 20 months: €5,572.60 rate · balance €105,572.60After 21 months: €5,856.67 rate · balance €105,856.68After 22 months: €6,140.75 rate · balance €106,140.75After 23 months: €6,424.82 rate · balance €106,424.82After 24 months: €6,708.90 rate · balance €106,708.90After 25 months: €7,002.35 rate · balance €107,002.35After 26 months: €7,295.80 rate · balance €107,295.80After 27 months: €7,589.25 rate · balance €107,589.25After 28 months: €7,882.70 rate · balance €107,882.70After 29 months: €8,176.15 rate · balance €108,176.15After 30 months: €8,469.60 rate · balance €108,469.60After 31 months: €8,763.05 rate · balance €108,763.05After 32 months: €9,056.50 rate · balance €109,056.50After 33 months: €9,349.95 rate · balance €109,349.95After 34 months: €9,643.39 rate · balance €109,643.40After 35 months: €9,936.84 rate · balance €109,936.84After 36 months: €10,230.29 rate · balance €110,230.29
Per year
AfterInterest up to thenBalance
1 year€3,300€103,300
2 years€6,709€106,709
3 years€10,230€110,230

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

3.30% from 17 Sep 2026 until now
FromRateUntil
17 Sep 20263.30%current
2 Sep 20263.20%17 Sep 2026

All historic rates of Renault Bank →All savings products of Renault Bank →

  • 17 Sep 2026Renault Bank – Termijndeposito (36 mo): 3.20% → 3.30%
  • 2 Sep 2026New: Renault Bank – Termijndeposito (36 mo) 3.20%

Rate checked on 18 Sep 2026.