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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Renault Bank
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Renault BankTermijndeposito

Deposit · 3 years · RCI Banque S.A. · France · via Raisin
Open an account at Renault Bank
Rate
3.30%
3 years fixed
since 17 Sep 2026
Your return on €16,600
€548
per year, annualised · €1,698 total over 3 years
Deposit guarantee
€16,600 fully protected
French scheme

RCI Banque S.A. · Fonds de Garantie des Dépôts et de Résolution (FGDR) · €100,000 per person per bank

Your calculation for €16,600

Gross interest over 3 years: €1,698.
Interest built up over 3 years
€ 0€ 1kstart1 yr2 yrs3 yrs€1,698After 1 month: €45.65 rate · balance €16,645.65After 2 months: €91.30 rate · balance €16,691.30After 3 months: €136.95 rate · balance €16,736.95After 4 months: €182.60 rate · balance €16,782.60After 5 months: €228.25 rate · balance €16,828.25After 6 months: €273.90 rate · balance €16,873.90

Rate and conditions

BalanceRate
€0 – and up3.30%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
17 Sep 2026
Access
3 years fixed · no early withdrawal
Term
3 years
Minimum deposit
€5,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente-op-rente. Rente wordt jaarlijks bijgeschreven op het termijndeposito
  • Ondertekend formulier vereist bij opening (bijv. woonplaatsverklaring)

Deposit guarantee

€16,600 fully protected
French scheme

RCI Banque S.A. · Fonds de Garantie des Dépôts et de Résolution (FGDR) · €100,000 per person per bank

Licence and verification
Institution
RCI Banque S.A.
Status
Verified European deposit guarantee scheme
Scheme
Fonds de Garantie des Dépôts et de Résolution (FGDR) (France)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsFonds de Garantie des Dépôts et de Résolution (FGDR)
source ↗ · 18 Sep 2026
Taxes
Country
France
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Frankrijk heft geen bronbelasting op spaarrente van niet-ingezetenen.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Rate history

2.75%3.00%3.25%3.50%3.75%2 Sep 202610 Sep 2026now3.30%3.20% from 2 Sep 2026 until 17 Sep 20263.30% from 17 Sep 2026 until now
2.75%3.00%3.25%3.50%3.75%2 Sep 202610 Sep 2026now3.30%3.20% from 2 Sep 2026 until 17 Sep 2026

Other offers from Renault Bank

Instant access · 2.25% · Raisin1 year · 3.10% · Raisin2 years · 3.25% · Raisin4 years · 3.35% · Raisin5 years · 3.45% · Raisin
After 7 months: €319.55 rate · balance €16,919.55After 8 months: €365.20 rate · balance €16,965.20After 9 months: €410.85 rate · balance €17,010.85After 10 months: €456.50 rate · balance €17,056.50After 11 months: €502.15 rate · balance €17,102.15After 12 months: €547.80 rate · balance €17,147.80After 13 months: €594.96 rate · balance €17,194.96After 14 months: €642.11 rate · balance €17,242.11After 15 months: €689.27 rate · balance €17,289.27After 16 months: €736.43 rate · balance €17,336.43After 17 months: €783.58 rate · balance €17,383.58After 18 months: €830.74 rate · balance €17,430.74After 19 months: €877.89 rate · balance €17,477.89After 20 months: €925.05 rate · balance €17,525.05After 21 months: €972.21 rate · balance €17,572.21After 22 months: €1,019.36 rate · balance €17,619.36After 23 months: €1,066.52 rate · balance €17,666.52After 24 months: €1,113.68 rate · balance €17,713.68After 25 months: €1,162.39 rate · balance €17,762.39After 26 months: €1,211.10 rate · balance €17,811.10After 27 months: €1,259.81 rate · balance €17,859.81After 28 months: €1,308.53 rate · balance €17,908.53After 29 months: €1,357.24 rate · balance €17,957.24After 30 months: €1,405.95 rate · balance €18,005.95After 31 months: €1,454.66 rate · balance €18,054.67After 32 months: €1,503.38 rate · balance €18,103.38After 33 months: €1,552.09 rate · balance €18,152.09After 34 months: €1,600.80 rate · balance €18,200.80After 35 months: €1,649.52 rate · balance €18,249.52After 36 months: €1,698.23 rate · balance €18,298.23
€ 0€ 1kstart1 yr2 yrs3 yrs€1,698After 1 month: €45.65 rate · balance €16,645.65After 2 months: €91.30 rate · balance €16,691.30After 3 months: €136.95 rate · balance €16,736.95After 4 months: €182.60 rate · balance €16,782.60After 5 months: €228.25 rate · balance €16,828.25After 6 months: €273.90 rate · balance €16,873.90After 7 months: €319.55 rate · balance €16,919.55After 8 months: €365.20 rate · balance €16,965.20After 9 months: €410.85 rate · balance €17,010.85After 10 months: €456.50 rate · balance €17,056.50After 11 months: €502.15 rate · balance €17,102.15After 12 months: €547.80 rate · balance €17,147.80After 13 months: €594.96 rate · balance €17,194.96After 14 months: €642.11 rate · balance €17,242.11After 15 months: €689.27 rate · balance €17,289.27After 16 months: €736.43 rate · balance €17,336.43After 17 months: €783.58 rate · balance €17,383.58After 18 months: €830.74 rate · balance €17,430.74After 19 months: €877.89 rate · balance €17,477.89After 20 months: €925.05 rate · balance €17,525.05After 21 months: €972.21 rate · balance €17,572.21After 22 months: €1,019.36 rate · balance €17,619.36After 23 months: €1,066.52 rate · balance €17,666.52After 24 months: €1,113.68 rate · balance €17,713.68After 25 months: €1,162.39 rate · balance €17,762.39After 26 months: €1,211.10 rate · balance €17,811.10After 27 months: €1,259.81 rate · balance €17,859.81After 28 months: €1,308.53 rate · balance €17,908.53After 29 months: €1,357.24 rate · balance €17,957.24After 30 months: €1,405.95 rate · balance €18,005.95After 31 months: €1,454.66 rate · balance €18,054.67After 32 months: €1,503.38 rate · balance €18,103.38After 33 months: €1,552.09 rate · balance €18,152.09After 34 months: €1,600.80 rate · balance €18,200.80After 35 months: €1,649.52 rate · balance €18,249.52After 36 months: €1,698.23 rate · balance €18,298.23
Per year
AfterInterest up to thenBalance
1 year€548€17,148
2 years€1,114€17,714
3 years€1,698€18,298

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

3.30% from 17 Sep 2026 until now
FromRateUntil
17 Sep 20263.30%current
2 Sep 20263.20%17 Sep 2026

All historic rates of Renault Bank →All savings products of Renault Bank →

  • 17 Sep 2026Renault Bank – Termijndeposito (36 mo): 3.20% → 3.30%
  • 2 Sep 2026New: Renault Bank – Termijndeposito (36 mo) 3.20%

Rate checked on 18 Sep 2026.