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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Renault Bank
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Renault BankTermijndeposito

Deposit · 3 years · RCI Banque S.A. · France · via Raisin
Open an account at Renault Bank
Rate
3.30%
3 years fixed
since 17 Sep 2026
Your return on €16,800
€554
per year, annualised · €1,719 total over 3 years
Deposit guarantee
€16,800 fully protected
French scheme

RCI Banque S.A. · Fonds de Garantie des Dépôts et de Résolution (FGDR) · €100,000 per person per bank

Your calculation for €16,800

Gross interest over 3 years: €1,719.
Interest built up over 3 years
€ 0€ 1kstart1 yr2 yrs3 yrs€1,719After 1 month: €46.20 rate · balance €16,846.20After 2 months: €92.40 rate · balance €16,892.40After 3 months: €138.60 rate · balance €16,938.60After 4 months: €184.80 rate · balance €16,984.80After 5 months: €231 rate · balance €17,031After 6 months: €277.20 rate · balance €17,077.20

Rate and conditions

BalanceRate
€0 – and up3.30%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
17 Sep 2026
Access
3 years fixed · no early withdrawal
Term
3 years
Minimum deposit
€5,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente-op-rente. Rente wordt jaarlijks bijgeschreven op het termijndeposito
  • Ondertekend formulier vereist bij opening (bijv. woonplaatsverklaring)

Deposit guarantee

€16,800 fully protected
French scheme

RCI Banque S.A. · Fonds de Garantie des Dépôts et de Résolution (FGDR) · €100,000 per person per bank

Licence and verification
Institution
RCI Banque S.A.
Status
Verified European deposit guarantee scheme
Scheme
Fonds de Garantie des Dépôts et de Résolution (FGDR) (France)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsFonds de Garantie des Dépôts et de Résolution (FGDR)
source ↗ · 18 Sep 2026
Taxes
Country
France
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Frankrijk heft geen bronbelasting op spaarrente van niet-ingezetenen.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Rate history

2.75%3.00%3.25%3.50%3.75%2 Sep 202610 Sep 2026now3.30%3.20% from 2 Sep 2026 until 17 Sep 20263.30% from 17 Sep 2026 until now
2.75%3.00%3.25%3.50%3.75%2 Sep 202610 Sep 2026now3.30%3.20% from 2 Sep 2026 until 17 Sep 2026

Other offers from Renault Bank

Instant access · 2.25% · Raisin1 year · 3.10% · Raisin2 years · 3.25% · Raisin4 years · 3.35% · Raisin5 years · 3.45% · Raisin
After 7 months: €323.40 rate · balance €17,123.40After 8 months: €369.60 rate · balance €17,169.60After 9 months: €415.80 rate · balance €17,215.80After 10 months: €462.00 rate · balance €17,262After 11 months: €508.20 rate · balance €17,308.20After 12 months: €554.40 rate · balance €17,354.40After 13 months: €602.12 rate · balance €17,402.12After 14 months: €649.85 rate · balance €17,449.85After 15 months: €697.57 rate · balance €17,497.57After 16 months: €745.30 rate · balance €17,545.30After 17 months: €793.02 rate · balance €17,593.02After 18 months: €840.75 rate · balance €17,640.75After 19 months: €888.47 rate · balance €17,688.47After 20 months: €936.20 rate · balance €17,736.20After 21 months: €983.92 rate · balance €17,783.92After 22 months: €1,031.65 rate · balance €17,831.65After 23 months: €1,079.37 rate · balance €17,879.37After 24 months: €1,127.10 rate · balance €17,927.10After 25 months: €1,176.39 rate · balance €17,976.39After 26 months: €1,225.69 rate · balance €18,025.69After 27 months: €1,274.99 rate · balance €18,074.99After 28 months: €1,324.29 rate · balance €18,124.29After 29 months: €1,373.59 rate · balance €18,173.59After 30 months: €1,422.89 rate · balance €18,222.89After 31 months: €1,472.19 rate · balance €18,272.19After 32 months: €1,521.49 rate · balance €18,321.49After 33 months: €1,570.79 rate · balance €18,370.79After 34 months: €1,620.09 rate · balance €18,420.09After 35 months: €1,669.39 rate · balance €18,469.39After 36 months: €1,718.69 rate · balance €18,518.69
€ 0€ 1kstart1 yr2 yrs3 yrs€1,719After 1 month: €46.20 rate · balance €16,846.20After 2 months: €92.40 rate · balance €16,892.40After 3 months: €138.60 rate · balance €16,938.60After 4 months: €184.80 rate · balance €16,984.80After 5 months: €231 rate · balance €17,031After 6 months: €277.20 rate · balance €17,077.20After 7 months: €323.40 rate · balance €17,123.40After 8 months: €369.60 rate · balance €17,169.60After 9 months: €415.80 rate · balance €17,215.80After 10 months: €462.00 rate · balance €17,262After 11 months: €508.20 rate · balance €17,308.20After 12 months: €554.40 rate · balance €17,354.40After 13 months: €602.12 rate · balance €17,402.12After 14 months: €649.85 rate · balance €17,449.85After 15 months: €697.57 rate · balance €17,497.57After 16 months: €745.30 rate · balance €17,545.30After 17 months: €793.02 rate · balance €17,593.02After 18 months: €840.75 rate · balance €17,640.75After 19 months: €888.47 rate · balance €17,688.47After 20 months: €936.20 rate · balance €17,736.20After 21 months: €983.92 rate · balance €17,783.92After 22 months: €1,031.65 rate · balance €17,831.65After 23 months: €1,079.37 rate · balance €17,879.37After 24 months: €1,127.10 rate · balance €17,927.10After 25 months: €1,176.39 rate · balance €17,976.39After 26 months: €1,225.69 rate · balance €18,025.69After 27 months: €1,274.99 rate · balance €18,074.99After 28 months: €1,324.29 rate · balance €18,124.29After 29 months: €1,373.59 rate · balance €18,173.59After 30 months: €1,422.89 rate · balance €18,222.89After 31 months: €1,472.19 rate · balance €18,272.19After 32 months: €1,521.49 rate · balance €18,321.49After 33 months: €1,570.79 rate · balance €18,370.79After 34 months: €1,620.09 rate · balance €18,420.09After 35 months: €1,669.39 rate · balance €18,469.39After 36 months: €1,718.69 rate · balance €18,518.69
Per year
AfterInterest up to thenBalance
1 year€554€17,354
2 years€1,127€17,927
3 years€1,719€18,519

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

3.30% from 17 Sep 2026 until now
FromRateUntil
17 Sep 20263.30%current
2 Sep 20263.20%17 Sep 2026

All historic rates of Renault Bank →All savings products of Renault Bank →

  • 17 Sep 2026Renault Bank – Termijndeposito (36 mo): 3.20% → 3.30%
  • 2 Sep 2026New: Renault Bank – Termijndeposito (36 mo) 3.20%

Rate checked on 18 Sep 2026.