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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Renault Bank
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Renault BankTermijndeposito

Deposit · 3 years · RCI Banque S.A. · France · via Raisin
Open an account at Renault Bank
Rate
3.30%
3 years fixed
since 17 Sep 2026
Your return on €25,000
€825
per year, annualised · €2,558 total over 3 years
Deposit guarantee
€25,000 fully protected
French scheme

RCI Banque S.A. · Fonds de Garantie des Dépôts et de Résolution (FGDR) · €100,000 per person per bank

Your calculation for €25,000

Gross interest over 3 years: €2,558.
Interest built up over 3 years
€ 0€ 1k€ 2kstart1 yr2 yrs3 yrs€2,558After 1 month: €68.75 rate · balance €25,068.75After 2 months: €137.50 rate · balance €25,137.50After 3 months: €206.25 rate · balance €25,206.25After 4 months: €275 rate · balance €25,275After 5 months: €343.75 rate · balance €25,343.75

Rate and conditions

BalanceRate
€0 – and up3.30%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
17 Sep 2026
Access
3 years fixed · no early withdrawal
Term
3 years
Minimum deposit
€5,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente-op-rente. Rente wordt jaarlijks bijgeschreven op het termijndeposito
  • Ondertekend formulier vereist bij opening (bijv. woonplaatsverklaring)

Deposit guarantee

€25,000 fully protected
French scheme

RCI Banque S.A. · Fonds de Garantie des Dépôts et de Résolution (FGDR) · €100,000 per person per bank

Licence and verification
Institution
RCI Banque S.A.
Status
Verified European deposit guarantee scheme
Scheme
Fonds de Garantie des Dépôts et de Résolution (FGDR) (France)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsFonds de Garantie des Dépôts et de Résolution (FGDR)
source ↗ · 18 Sep 2026
Taxes
Country
France
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Frankrijk heft geen bronbelasting op spaarrente van niet-ingezetenen.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Rate history

2.75%3.00%3.25%3.50%3.75%2 Sep 202610 Sep 2026now3.30%3.20% from 2 Sep 2026 until 17 Sep 20263.30% from 17 Sep 2026 until now
2.75%3.00%3.25%3.50%3.75%2 Sep 202610 Sep 2026now3.30%3.20% from 2 Sep 2026 until 17 Sep 2026

Other offers from Renault Bank

Instant access · 2.25% · Raisin1 year · 3.10% · Raisin2 years · 3.25% · Raisin4 years · 3.35% · Raisin5 years · 3.45% · Raisin
After 6 months: €412.50 rate · balance €25,412.50After 7 months: €481.25 rate · balance €25,481.25After 8 months: €550 rate · balance €25,550After 9 months: €618.75 rate · balance €25,618.75After 10 months: €687.50 rate · balance €25,687.50After 11 months: €756.25 rate · balance €25,756.25After 12 months: €825 rate · balance €25,825After 13 months: €896.02 rate · balance €25,896.02After 14 months: €967.04 rate · balance €25,967.04After 15 months: €1,038.06 rate · balance €26,038.06After 16 months: €1,109.08 rate · balance €26,109.08After 17 months: €1,180.09 rate · balance €26,180.09After 18 months: €1,251.11 rate · balance €26,251.11After 19 months: €1,322.13 rate · balance €26,322.13After 20 months: €1,393.15 rate · balance €26,393.15After 21 months: €1,464.17 rate · balance €26,464.17After 22 months: €1,535.19 rate · balance €26,535.19After 23 months: €1,606.21 rate · balance €26,606.21After 24 months: €1,677.23 rate · balance €26,677.23After 25 months: €1,750.59 rate · balance €26,750.59After 26 months: €1,823.95 rate · balance €26,823.95After 27 months: €1,897.31 rate · balance €26,897.31After 28 months: €1,970.68 rate · balance €26,970.68After 29 months: €2,044.04 rate · balance €27,044.04After 30 months: €2,117.40 rate · balance €27,117.40After 31 months: €2,190.76 rate · balance €27,190.76After 32 months: €2,264.12 rate · balance €27,264.12After 33 months: €2,337.49 rate · balance €27,337.49After 34 months: €2,410.85 rate · balance €27,410.85After 35 months: €2,484.21 rate · balance €27,484.21After 36 months: €2,557.57 rate · balance €27,557.57
€ 0€ 1k€ 2kstart1 yr2 yrs3 yrs€2,558After 1 month: €68.75 rate · balance €25,068.75After 2 months: €137.50 rate · balance €25,137.50After 3 months: €206.25 rate · balance €25,206.25After 4 months: €275 rate · balance €25,275After 5 months: €343.75 rate · balance €25,343.75After 6 months: €412.50 rate · balance €25,412.50After 7 months: €481.25 rate · balance €25,481.25After 8 months: €550 rate · balance €25,550After 9 months: €618.75 rate · balance €25,618.75After 10 months: €687.50 rate · balance €25,687.50After 11 months: €756.25 rate · balance €25,756.25After 12 months: €825 rate · balance €25,825After 13 months: €896.02 rate · balance €25,896.02After 14 months: €967.04 rate · balance €25,967.04After 15 months: €1,038.06 rate · balance €26,038.06After 16 months: €1,109.08 rate · balance €26,109.08After 17 months: €1,180.09 rate · balance €26,180.09After 18 months: €1,251.11 rate · balance €26,251.11After 19 months: €1,322.13 rate · balance €26,322.13After 20 months: €1,393.15 rate · balance €26,393.15After 21 months: €1,464.17 rate · balance €26,464.17After 22 months: €1,535.19 rate · balance €26,535.19After 23 months: €1,606.21 rate · balance €26,606.21After 24 months: €1,677.23 rate · balance €26,677.23After 25 months: €1,750.59 rate · balance €26,750.59After 26 months: €1,823.95 rate · balance €26,823.95After 27 months: €1,897.31 rate · balance €26,897.31After 28 months: €1,970.68 rate · balance €26,970.68After 29 months: €2,044.04 rate · balance €27,044.04After 30 months: €2,117.40 rate · balance €27,117.40After 31 months: €2,190.76 rate · balance €27,190.76After 32 months: €2,264.12 rate · balance €27,264.12After 33 months: €2,337.49 rate · balance €27,337.49After 34 months: €2,410.85 rate · balance €27,410.85After 35 months: €2,484.21 rate · balance €27,484.21After 36 months: €2,557.57 rate · balance €27,557.57
Per year
AfterInterest up to thenBalance
1 year€825€25,825
2 years€1,677€26,677
3 years€2,558€27,558

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

3.30% from 17 Sep 2026 until now
FromRateUntil
17 Sep 20263.30%current
2 Sep 20263.20%17 Sep 2026

All historic rates of Renault Bank →All savings products of Renault Bank →

  • 17 Sep 2026Renault Bank – Termijndeposito (36 mo): 3.20% → 3.30%
  • 2 Sep 2026New: Renault Bank – Termijndeposito (36 mo) 3.20%

Rate checked on 18 Sep 2026.