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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Renault Bank
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Renault BankTermijndeposito

Deposit · 4 years · RCI Banque S.A. · France · via Raisin
Open an account at Renault Bank
Rate
3.35%
4 years fixed
since 17 Sep 2026
Your return on €10,000
€335
per year, annualised · €1,409 total over 4 years
Deposit guarantee
€10,000 fully protected
French scheme

RCI Banque S.A. · Fonds de Garantie des Dépôts et de Résolution (FGDR) · €100,000 per person per bank

Your calculation for €10,000

Gross interest over 4 years: €1,409.
Interest built up over 4 years
€ 0€ 500€ 1kstart2 yrs4 yrs€1,409After 1 month: €27.92 rate · balance €10,027.92After 2 months: €55.83 rate · balance €10,055.83

Rate and conditions

BalanceRate
€0 – and up3.35%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
17 Sep 2026
Access
4 years fixed · no early withdrawal
Term
4 years
Minimum deposit
€5,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente-op-rente. Rente wordt jaarlijks bijgeschreven op het termijndeposito
  • Ondertekend formulier vereist bij opening (bijv. woonplaatsverklaring)

Deposit guarantee

€10,000 fully protected
French scheme

RCI Banque S.A. · Fonds de Garantie des Dépôts et de Résolution (FGDR) · €100,000 per person per bank

Licence and verification
Institution
RCI Banque S.A.
Status
Verified European deposit guarantee scheme
Scheme
Fonds de Garantie des Dépôts et de Résolution (FGDR) (France)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsFonds de Garantie des Dépôts et de Résolution (FGDR)
source ↗ · 18 Sep 2026
Taxes
Country
France
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Frankrijk heft geen bronbelasting op spaarrente van niet-ingezetenen.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Rate history

3.00%3.25%3.50%3.75%2 Sep 202610 Sep 2026now3.35%3.25% from 2 Sep 2026 until 17 Sep 20263.35% from 17 Sep 2026 until now
3.00%3.25%3.50%3.75%2 Sep 202610 Sep 2026now3.35%3.25% from 2 Sep 2026 until 17 Sep 20263.35% from 17 Sep 2026 until now

Other offers from Renault Bank

Instant access · 2.25% · Raisin1 year · 3.10% · Raisin2 years · 3.25% · Raisin3 years · 3.30% · Raisin5 years · 3.45% · Raisin
After 3 months: €83.75 rate · balance €10,083.75After 4 months: €111.67 rate · balance €10,111.67After 5 months: €139.58 rate · balance €10,139.58After 6 months: €167.50 rate · balance €10,167.50After 7 months: €195.42 rate · balance €10,195.42After 8 months: €223.33 rate · balance €10,223.33After 9 months: €251.25 rate · balance €10,251.25After 10 months: €279.17 rate · balance €10,279.17After 11 months: €307.08 rate · balance €10,307.08After 12 months: €335.00 rate · balance €10,335.00After 13 months: €363.85 rate · balance €10,363.85After 14 months: €392.70 rate · balance €10,392.70After 15 months: €421.56 rate · balance €10,421.56After 16 months: €450.41 rate · balance €10,450.41After 17 months: €479.26 rate · balance €10,479.26After 18 months: €508.11 rate · balance €10,508.11After 19 months: €536.96 rate · balance €10,536.96After 20 months: €565.82 rate · balance €10,565.82After 21 months: €594.67 rate · balance €10,594.67After 22 months: €623.52 rate · balance €10,623.52After 23 months: €652.37 rate · balance €10,652.37After 24 months: €681.22 rate · balance €10,681.22After 25 months: €711.04 rate · balance €10,711.04After 26 months: €740.86 rate · balance €10,740.86After 27 months: €770.68 rate · balance €10,770.68After 28 months: €800.50 rate · balance €10,800.50After 29 months: €830.32 rate · balance €10,830.32After 30 months: €860.13 rate · balance €10,860.13After 31 months: €889.95 rate · balance €10,889.95After 32 months: €919.77 rate · balance €10,919.77After 33 months: €949.59 rate · balance €10,949.59After 34 months: €979.41 rate · balance €10,979.41After 35 months: €1,009.23 rate · balance €11,009.23After 36 months: €1,039.04 rate · balance €11,039.04After 37 months: €1,069.86 rate · balance €11,069.86After 38 months: €1,100.68 rate · balance €11,100.68After 39 months: €1,131.50 rate · balance €11,131.50After 40 months: €1,162.31 rate · balance €11,162.31After 41 months: €1,193.13 rate · balance €11,193.13After 42 months: €1,223.95 rate · balance €11,223.95After 43 months: €1,254.77 rate · balance €11,254.77After 44 months: €1,285.58 rate · balance €11,285.58After 45 months: €1,316.40 rate · balance €11,316.40After 46 months: €1,347.22 rate · balance €11,347.22After 47 months: €1,378.03 rate · balance €11,378.03After 48 months: €1,408.85 rate · balance €11,408.85
€ 0€ 500€ 1kstart1 yr2 yrs3 yrs4 yrs€1,409After 1 month: €27.92 rate · balance €10,027.92After 2 months: €55.83 rate · balance €10,055.83After 3 months: €83.75 rate · balance €10,083.75After 4 months: €111.67 rate · balance €10,111.67After 5 months: €139.58 rate · balance €10,139.58After 6 months: €167.50 rate · balance €10,167.50After 7 months: €195.42 rate · balance €10,195.42After 8 months: €223.33 rate · balance €10,223.33After 9 months: €251.25 rate · balance €10,251.25After 10 months: €279.17 rate · balance €10,279.17After 11 months: €307.08 rate · balance €10,307.08After 12 months: €335.00 rate · balance €10,335.00After 13 months: €363.85 rate · balance €10,363.85After 14 months: €392.70 rate · balance €10,392.70After 15 months: €421.56 rate · balance €10,421.56After 16 months: €450.41 rate · balance €10,450.41After 17 months: €479.26 rate · balance €10,479.26After 18 months: €508.11 rate · balance €10,508.11After 19 months: €536.96 rate · balance €10,536.96After 20 months: €565.82 rate · balance €10,565.82After 21 months: €594.67 rate · balance €10,594.67After 22 months: €623.52 rate · balance €10,623.52After 23 months: €652.37 rate · balance €10,652.37After 24 months: €681.22 rate · balance €10,681.22After 25 months: €711.04 rate · balance €10,711.04After 26 months: €740.86 rate · balance €10,740.86After 27 months: €770.68 rate · balance €10,770.68After 28 months: €800.50 rate · balance €10,800.50After 29 months: €830.32 rate · balance €10,830.32After 30 months: €860.13 rate · balance €10,860.13After 31 months: €889.95 rate · balance €10,889.95After 32 months: €919.77 rate · balance €10,919.77After 33 months: €949.59 rate · balance €10,949.59After 34 months: €979.41 rate · balance €10,979.41After 35 months: €1,009.23 rate · balance €11,009.23After 36 months: €1,039.04 rate · balance €11,039.04After 37 months: €1,069.86 rate · balance €11,069.86After 38 months: €1,100.68 rate · balance €11,100.68After 39 months: €1,131.50 rate · balance €11,131.50After 40 months: €1,162.31 rate · balance €11,162.31After 41 months: €1,193.13 rate · balance €11,193.13After 42 months: €1,223.95 rate · balance €11,223.95After 43 months: €1,254.77 rate · balance €11,254.77After 44 months: €1,285.58 rate · balance €11,285.58After 45 months: €1,316.40 rate · balance €11,316.40After 46 months: €1,347.22 rate · balance €11,347.22After 47 months: €1,378.03 rate · balance €11,378.03After 48 months: €1,408.85 rate · balance €11,408.85
Per year
AfterInterest up to thenBalance
1 year€335€10,335
2 years€681€10,681
3 years€1,039€11,039
4 years€1,409€11,409

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

From
Rate
Until
17 Sep 20263.35%current
2 Sep 20263.25%17 Sep 2026

All historic rates of Renault Bank →All savings products of Renault Bank →

  • 17 Sep 2026Renault Bank – Termijndeposito (48 mo): 3.25% → 3.35%
  • 2 Sep 2026New: Renault Bank – Termijndeposito (48 mo) 3.25%

Rate checked on 18 Sep 2026.