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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Renault Bank
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Renault BankTermijndeposito

Deposit · 4 years · RCI Banque S.A. · France · via Raisin
Open an account at Renault Bank
Rate
3.35%
4 years fixed
since 17 Sep 2026
Your return on €100,000
€3,350
per year, annualised · €14,089 total over 4 years
Deposit guarantee
€100,000 fully protected
French scheme

RCI Banque S.A. · Fonds de Garantie des Dépôts et de Résolution (FGDR) · €100,000 per person per bank

Your calculation for €100,000

Gross interest over 4 years: €14,089.
Interest built up over 4 years
€ 0€ 5k€ 10kstart2 yrs4 yrs€14,089After 1 month: €279.17 rate · balance €100,279.17After 2 months: €558.33 rate · balance €100,558.33

Rate and conditions

BalanceRate
€0 – and up3.35%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
17 Sep 2026
Access
4 years fixed · no early withdrawal
Term
4 years
Minimum deposit
€5,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente-op-rente. Rente wordt jaarlijks bijgeschreven op het termijndeposito
  • Ondertekend formulier vereist bij opening (bijv. woonplaatsverklaring)

Deposit guarantee

€100,000 fully protected
French scheme

RCI Banque S.A. · Fonds de Garantie des Dépôts et de Résolution (FGDR) · €100,000 per person per bank

Licence and verification
Institution
RCI Banque S.A.
Status
Verified European deposit guarantee scheme
Scheme
Fonds de Garantie des Dépôts et de Résolution (FGDR) (France)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsFonds de Garantie des Dépôts et de Résolution (FGDR)
source ↗ · 18 Sep 2026
Taxes
Country
France
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Frankrijk heft geen bronbelasting op spaarrente van niet-ingezetenen.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Rate history

3.00%3.25%3.50%3.75%2 Sep 202610 Sep 2026now3.35%3.25% from 2 Sep 2026 until 17 Sep 20263.35% from 17 Sep 2026 until now
3.00%3.25%3.50%3.75%2 Sep 202610 Sep 2026now3.35%3.25% from 2 Sep 2026 until 17 Sep 20263.35% from 17 Sep 2026 until now

Other offers from Renault Bank

Instant access · 2.25% · Raisin1 year · 3.10% · Raisin2 years · 3.25% · Raisin3 years · 3.30% · Raisin5 years · 3.45% · Raisin
After 3 months: €837.50 rate · balance €100,837.50After 4 months: €1,116.67 rate · balance €101,116.67After 5 months: €1,395.83 rate · balance €101,395.83After 6 months: €1,675.00 rate · balance €101,675.00After 7 months: €1,954.17 rate · balance €101,954.17After 8 months: €2,233.33 rate · balance €102,233.33After 9 months: €2,512.50 rate · balance €102,512.50After 10 months: €2,791.67 rate · balance €102,791.67After 11 months: €3,070.83 rate · balance €103,070.83After 12 months: €3,350.00 rate · balance €103,350.00After 13 months: €3,638.52 rate · balance €103,638.52After 14 months: €3,927.04 rate · balance €103,927.04After 15 months: €4,215.56 rate · balance €104,215.56After 16 months: €4,504.08 rate · balance €104,504.08After 17 months: €4,792.59 rate · balance €104,792.59After 18 months: €5,081.11 rate · balance €105,081.11After 19 months: €5,369.63 rate · balance €105,369.63After 20 months: €5,658.15 rate · balance €105,658.15After 21 months: €5,946.67 rate · balance €105,946.67After 22 months: €6,235.19 rate · balance €106,235.19After 23 months: €6,523.71 rate · balance €106,523.71After 24 months: €6,812.23 rate · balance €106,812.23After 25 months: €7,110.41 rate · balance €107,110.41After 26 months: €7,408.59 rate · balance €107,408.59After 27 months: €7,706.78 rate · balance €107,706.78After 28 months: €8,004.96 rate · balance €108,004.96After 29 months: €8,303.15 rate · balance €108,303.15After 30 months: €8,601.33 rate · balance €108,601.33After 31 months: €8,899.51 rate · balance €108,899.51After 32 months: €9,197.70 rate · balance €109,197.70After 33 months: €9,495.88 rate · balance €109,495.88After 34 months: €9,794.07 rate · balance €109,794.07After 35 months: €10,092.25 rate · balance €110,092.25After 36 months: €10,390.44 rate · balance €110,390.44After 37 months: €10,698.61 rate · balance €110,698.61After 38 months: €11,006.78 rate · balance €111,006.78After 39 months: €11,314.96 rate · balance €111,314.96After 40 months: €11,623.13 rate · balance €111,623.13After 41 months: €11,931.30 rate · balance €111,931.30After 42 months: €12,239.48 rate · balance €112,239.48After 43 months: €12,547.65 rate · balance €112,547.65After 44 months: €12,855.82 rate · balance €112,855.82After 45 months: €13,163.99 rate · balance €113,163.99After 46 months: €13,472.17 rate · balance €113,472.17After 47 months: €13,780.34 rate · balance €113,780.34After 48 months: €14,088.51 rate · balance €114,088.51
€ 0€ 5k€ 10kstart1 yr2 yrs3 yrs4 yrs€14,089After 1 month: €279.17 rate · balance €100,279.17After 2 months: €558.33 rate · balance €100,558.33After 3 months: €837.50 rate · balance €100,837.50After 4 months: €1,116.67 rate · balance €101,116.67After 5 months: €1,395.83 rate · balance €101,395.83After 6 months: €1,675.00 rate · balance €101,675.00After 7 months: €1,954.17 rate · balance €101,954.17After 8 months: €2,233.33 rate · balance €102,233.33After 9 months: €2,512.50 rate · balance €102,512.50After 10 months: €2,791.67 rate · balance €102,791.67After 11 months: €3,070.83 rate · balance €103,070.83After 12 months: €3,350.00 rate · balance €103,350.00After 13 months: €3,638.52 rate · balance €103,638.52After 14 months: €3,927.04 rate · balance €103,927.04After 15 months: €4,215.56 rate · balance €104,215.56After 16 months: €4,504.08 rate · balance €104,504.08After 17 months: €4,792.59 rate · balance €104,792.59After 18 months: €5,081.11 rate · balance €105,081.11After 19 months: €5,369.63 rate · balance €105,369.63After 20 months: €5,658.15 rate · balance €105,658.15After 21 months: €5,946.67 rate · balance €105,946.67After 22 months: €6,235.19 rate · balance €106,235.19After 23 months: €6,523.71 rate · balance €106,523.71After 24 months: €6,812.23 rate · balance €106,812.23After 25 months: €7,110.41 rate · balance €107,110.41After 26 months: €7,408.59 rate · balance €107,408.59After 27 months: €7,706.78 rate · balance €107,706.78After 28 months: €8,004.96 rate · balance €108,004.96After 29 months: €8,303.15 rate · balance €108,303.15After 30 months: €8,601.33 rate · balance €108,601.33After 31 months: €8,899.51 rate · balance €108,899.51After 32 months: €9,197.70 rate · balance €109,197.70After 33 months: €9,495.88 rate · balance €109,495.88After 34 months: €9,794.07 rate · balance €109,794.07After 35 months: €10,092.25 rate · balance €110,092.25After 36 months: €10,390.44 rate · balance €110,390.44After 37 months: €10,698.61 rate · balance €110,698.61After 38 months: €11,006.78 rate · balance €111,006.78After 39 months: €11,314.96 rate · balance €111,314.96After 40 months: €11,623.13 rate · balance €111,623.13After 41 months: €11,931.30 rate · balance €111,931.30After 42 months: €12,239.48 rate · balance €112,239.48After 43 months: €12,547.65 rate · balance €112,547.65After 44 months: €12,855.82 rate · balance €112,855.82After 45 months: €13,163.99 rate · balance €113,163.99After 46 months: €13,472.17 rate · balance €113,472.17After 47 months: €13,780.34 rate · balance €113,780.34After 48 months: €14,088.51 rate · balance €114,088.51
Per year
AfterInterest up to thenBalance
1 year€3,350€103,350
2 years€6,812€106,812
3 years€10,390€110,390
4 years€14,089€114,089

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

From
Rate
Until
17 Sep 20263.35%current
2 Sep 20263.25%17 Sep 2026

All historic rates of Renault Bank →All savings products of Renault Bank →

  • 17 Sep 2026Renault Bank – Termijndeposito (48 mo): 3.25% → 3.35%
  • 2 Sep 2026New: Renault Bank – Termijndeposito (48 mo) 3.25%

Rate checked on 18 Sep 2026.