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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Renault Bank
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Renault BankTermijndeposito

Deposit · 4 years · RCI Banque S.A. · France · via Raisin
Open an account at Renault Bank
Rate
3.35%
4 years fixed
since 17 Sep 2026
Your return on €16,600
€556
per year, annualised · €2,339 total over 4 years
Deposit guarantee
€16,600 fully protected
French scheme

RCI Banque S.A. · Fonds de Garantie des Dépôts et de Résolution (FGDR) · €100,000 per person per bank

Your calculation for €16,600

Gross interest over 4 years: €2,339.
Interest built up over 4 years
€ 0€ 1k€ 2kstart2 yrs4 yrs€2,339After 1 month: €46.34 rate · balance €16,646.34After 2 months: €92.68 rate · balance €16,692.68

Rate and conditions

BalanceRate
€0 – and up3.35%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
17 Sep 2026
Access
4 years fixed · no early withdrawal
Term
4 years
Minimum deposit
€5,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente-op-rente. Rente wordt jaarlijks bijgeschreven op het termijndeposito
  • Ondertekend formulier vereist bij opening (bijv. woonplaatsverklaring)

Deposit guarantee

€16,600 fully protected
French scheme

RCI Banque S.A. · Fonds de Garantie des Dépôts et de Résolution (FGDR) · €100,000 per person per bank

Licence and verification
Institution
RCI Banque S.A.
Status
Verified European deposit guarantee scheme
Scheme
Fonds de Garantie des Dépôts et de Résolution (FGDR) (France)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsFonds de Garantie des Dépôts et de Résolution (FGDR)
source ↗ · 18 Sep 2026
Taxes
Country
France
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Frankrijk heft geen bronbelasting op spaarrente van niet-ingezetenen.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Rate history

3.00%3.25%3.50%3.75%2 Sep 202610 Sep 2026now3.35%3.25% from 2 Sep 2026 until 17 Sep 20263.35% from 17 Sep 2026 until now
3.00%3.25%3.50%3.75%2 Sep 202610 Sep 2026now3.35%3.25% from 2 Sep 2026 until 17 Sep 20263.35% from 17 Sep 2026 until now

Other offers from Renault Bank

Instant access · 2.25% · Raisin1 year · 3.10% · Raisin2 years · 3.25% · Raisin3 years · 3.30% · Raisin5 years · 3.45% · Raisin
After 3 months: €139.03 rate · balance €16,739.03After 4 months: €185.37 rate · balance €16,785.37After 5 months: €231.71 rate · balance €16,831.71After 6 months: €278.05 rate · balance €16,878.05After 7 months: €324.39 rate · balance €16,924.39After 8 months: €370.73 rate · balance €16,970.73After 9 months: €417.08 rate · balance €17,017.08After 10 months: €463.42 rate · balance €17,063.42After 11 months: €509.76 rate · balance €17,109.76After 12 months: €556.10 rate · balance €17,156.10After 13 months: €603.99 rate · balance €17,203.99After 14 months: €651.89 rate · balance €17,251.89After 15 months: €699.78 rate · balance €17,299.78After 16 months: €747.68 rate · balance €17,347.68After 17 months: €795.57 rate · balance €17,395.57After 18 months: €843.46 rate · balance €17,443.47After 19 months: €891.36 rate · balance €17,491.36After 20 months: €939.25 rate · balance €17,539.25After 21 months: €987.15 rate · balance €17,587.15After 22 months: €1,035.04 rate · balance €17,635.04After 23 months: €1,082.94 rate · balance €17,682.94After 24 months: €1,130.83 rate · balance €17,730.83After 25 months: €1,180.33 rate · balance €17,780.33After 26 months: €1,229.83 rate · balance €17,829.83After 27 months: €1,279.33 rate · balance €17,879.33After 28 months: €1,328.82 rate · balance €17,928.82After 29 months: €1,378.32 rate · balance €17,978.32After 30 months: €1,427.82 rate · balance €18,027.82After 31 months: €1,477.32 rate · balance €18,077.32After 32 months: €1,526.82 rate · balance €18,126.82After 33 months: €1,576.32 rate · balance €18,176.32After 34 months: €1,625.82 rate · balance €18,225.82After 35 months: €1,675.31 rate · balance €18,275.31After 36 months: €1,724.81 rate · balance €18,324.81After 37 months: €1,775.97 rate · balance €18,375.97After 38 months: €1,827.13 rate · balance €18,427.13After 39 months: €1,878.28 rate · balance €18,478.28After 40 months: €1,929.44 rate · balance €18,529.44After 41 months: €1,980.60 rate · balance €18,580.60After 42 months: €2,031.75 rate · balance €18,631.75After 43 months: €2,082.91 rate · balance €18,682.91After 44 months: €2,134.07 rate · balance €18,734.07After 45 months: €2,185.22 rate · balance €18,785.22After 46 months: €2,236.38 rate · balance €18,836.38After 47 months: €2,287.54 rate · balance €18,887.54After 48 months: €2,338.69 rate · balance €18,938.69
€ 0€ 1k€ 2kstart1 yr2 yrs3 yrs4 yrs€2,339After 1 month: €46.34 rate · balance €16,646.34After 2 months: €92.68 rate · balance €16,692.68After 3 months: €139.03 rate · balance €16,739.03After 4 months: €185.37 rate · balance €16,785.37After 5 months: €231.71 rate · balance €16,831.71After 6 months: €278.05 rate · balance €16,878.05After 7 months: €324.39 rate · balance €16,924.39After 8 months: €370.73 rate · balance €16,970.73After 9 months: €417.08 rate · balance €17,017.08After 10 months: €463.42 rate · balance €17,063.42After 11 months: €509.76 rate · balance €17,109.76After 12 months: €556.10 rate · balance €17,156.10After 13 months: €603.99 rate · balance €17,203.99After 14 months: €651.89 rate · balance €17,251.89After 15 months: €699.78 rate · balance €17,299.78After 16 months: €747.68 rate · balance €17,347.68After 17 months: €795.57 rate · balance €17,395.57After 18 months: €843.46 rate · balance €17,443.47After 19 months: €891.36 rate · balance €17,491.36After 20 months: €939.25 rate · balance €17,539.25After 21 months: €987.15 rate · balance €17,587.15After 22 months: €1,035.04 rate · balance €17,635.04After 23 months: €1,082.94 rate · balance €17,682.94After 24 months: €1,130.83 rate · balance €17,730.83After 25 months: €1,180.33 rate · balance €17,780.33After 26 months: €1,229.83 rate · balance €17,829.83After 27 months: €1,279.33 rate · balance €17,879.33After 28 months: €1,328.82 rate · balance €17,928.82After 29 months: €1,378.32 rate · balance €17,978.32After 30 months: €1,427.82 rate · balance €18,027.82After 31 months: €1,477.32 rate · balance €18,077.32After 32 months: €1,526.82 rate · balance €18,126.82After 33 months: €1,576.32 rate · balance €18,176.32After 34 months: €1,625.82 rate · balance €18,225.82After 35 months: €1,675.31 rate · balance €18,275.31After 36 months: €1,724.81 rate · balance €18,324.81After 37 months: €1,775.97 rate · balance €18,375.97After 38 months: €1,827.13 rate · balance €18,427.13After 39 months: €1,878.28 rate · balance €18,478.28After 40 months: €1,929.44 rate · balance €18,529.44After 41 months: €1,980.60 rate · balance €18,580.60After 42 months: €2,031.75 rate · balance €18,631.75After 43 months: €2,082.91 rate · balance €18,682.91After 44 months: €2,134.07 rate · balance €18,734.07After 45 months: €2,185.22 rate · balance €18,785.22After 46 months: €2,236.38 rate · balance €18,836.38After 47 months: €2,287.54 rate · balance €18,887.54After 48 months: €2,338.69 rate · balance €18,938.69
Per year
AfterInterest up to thenBalance
1 year€556€17,156
2 years€1,131€17,731
3 years€1,725€18,325
4 years€2,339€18,939

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

From
Rate
Until
17 Sep 20263.35%current
2 Sep 20263.25%17 Sep 2026

All historic rates of Renault Bank →All savings products of Renault Bank →

  • 17 Sep 2026Renault Bank – Termijndeposito (48 mo): 3.25% → 3.35%
  • 2 Sep 2026New: Renault Bank – Termijndeposito (48 mo) 3.25%

Rate checked on 18 Sep 2026.