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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Renault Bank
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Renault BankTermijndeposito

Deposit · 4 years · RCI Banque S.A. · France · via Raisin
Open an account at Renault Bank
Rate
3.35%
4 years fixed
since 17 Sep 2026
Your return on €16,800
€563
per year, annualised · €2,367 total over 4 years
Deposit guarantee
€16,800 fully protected
French scheme

RCI Banque S.A. · Fonds de Garantie des Dépôts et de Résolution (FGDR) · €100,000 per person per bank

Your calculation for €16,800

Gross interest over 4 years: €2,367.
Interest built up over 4 years
€ 0€ 1k€ 2kstart2 yrs4 yrs€2,367After 1 month: €46.90 rate · balance €16,846.90After 2 months: €93.80 rate · balance €16,893.80

Rate and conditions

BalanceRate
€0 – and up3.35%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
17 Sep 2026
Access
4 years fixed · no early withdrawal
Term
4 years
Minimum deposit
€5,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente-op-rente. Rente wordt jaarlijks bijgeschreven op het termijndeposito
  • Ondertekend formulier vereist bij opening (bijv. woonplaatsverklaring)

Deposit guarantee

€16,800 fully protected
French scheme

RCI Banque S.A. · Fonds de Garantie des Dépôts et de Résolution (FGDR) · €100,000 per person per bank

Licence and verification
Institution
RCI Banque S.A.
Status
Verified European deposit guarantee scheme
Scheme
Fonds de Garantie des Dépôts et de Résolution (FGDR) (France)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsFonds de Garantie des Dépôts et de Résolution (FGDR)
source ↗ · 18 Sep 2026
Taxes
Country
France
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Frankrijk heft geen bronbelasting op spaarrente van niet-ingezetenen.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Rate history

3.00%3.25%3.50%3.75%2 Sep 202610 Sep 2026now3.35%3.25% from 2 Sep 2026 until 17 Sep 20263.35% from 17 Sep 2026 until now
3.00%3.25%3.50%3.75%2 Sep 202610 Sep 2026now3.35%3.25% from 2 Sep 2026 until 17 Sep 20263.35% from 17 Sep 2026 until now

Other offers from Renault Bank

Instant access · 2.25% · Raisin1 year · 3.10% · Raisin2 years · 3.25% · Raisin3 years · 3.30% · Raisin5 years · 3.45% · Raisin
After 3 months: €140.70 rate · balance €16,940.70After 4 months: €187.60 rate · balance €16,987.60After 5 months: €234.50 rate · balance €17,034.50After 6 months: €281.40 rate · balance €17,081.40After 7 months: €328.30 rate · balance €17,128.30After 8 months: €375.20 rate · balance €17,175.20After 9 months: €422.10 rate · balance €17,222.10After 10 months: €469.00 rate · balance €17,269After 11 months: €515.90 rate · balance €17,315.90After 12 months: €562.80 rate · balance €17,362.80After 13 months: €611.27 rate · balance €17,411.27After 14 months: €659.74 rate · balance €17,459.74After 15 months: €708.21 rate · balance €17,508.21After 16 months: €756.68 rate · balance €17,556.68After 17 months: €805.16 rate · balance €17,605.16After 18 months: €853.63 rate · balance €17,653.63After 19 months: €902.10 rate · balance €17,702.10After 20 months: €950.57 rate · balance €17,750.57After 21 months: €999.04 rate · balance €17,799.04After 22 months: €1,047.51 rate · balance €17,847.51After 23 months: €1,095.98 rate · balance €17,895.98After 24 months: €1,144.45 rate · balance €17,944.45After 25 months: €1,194.55 rate · balance €17,994.55After 26 months: €1,244.64 rate · balance €18,044.64After 27 months: €1,294.74 rate · balance €18,094.74After 28 months: €1,344.83 rate · balance €18,144.83After 29 months: €1,394.93 rate · balance €18,194.93After 30 months: €1,445.02 rate · balance €18,245.02After 31 months: €1,495.12 rate · balance €18,295.12After 32 months: €1,545.21 rate · balance €18,345.21After 33 months: €1,595.31 rate · balance €18,395.31After 34 months: €1,645.40 rate · balance €18,445.40After 35 months: €1,695.50 rate · balance €18,495.50After 36 months: €1,745.59 rate · balance €18,545.59After 37 months: €1,797.37 rate · balance €18,597.37After 38 months: €1,849.14 rate · balance €18,649.14After 39 months: €1,900.91 rate · balance €18,700.91After 40 months: €1,952.69 rate · balance €18,752.69After 41 months: €2,004.46 rate · balance €18,804.46After 42 months: €2,056.23 rate · balance €18,856.23After 43 months: €2,108.00 rate · balance €18,908.00After 44 months: €2,159.78 rate · balance €18,959.78After 45 months: €2,211.55 rate · balance €19,011.55After 46 months: €2,263.32 rate · balance €19,063.32After 47 months: €2,315.10 rate · balance €19,115.10After 48 months: €2,366.87 rate · balance €19,166.87
€ 0€ 1k€ 2kstart1 yr2 yrs3 yrs4 yrs€2,367After 1 month: €46.90 rate · balance €16,846.90After 2 months: €93.80 rate · balance €16,893.80After 3 months: €140.70 rate · balance €16,940.70After 4 months: €187.60 rate · balance €16,987.60After 5 months: €234.50 rate · balance €17,034.50After 6 months: €281.40 rate · balance €17,081.40After 7 months: €328.30 rate · balance €17,128.30After 8 months: €375.20 rate · balance €17,175.20After 9 months: €422.10 rate · balance €17,222.10After 10 months: €469.00 rate · balance €17,269After 11 months: €515.90 rate · balance €17,315.90After 12 months: €562.80 rate · balance €17,362.80After 13 months: €611.27 rate · balance €17,411.27After 14 months: €659.74 rate · balance €17,459.74After 15 months: €708.21 rate · balance €17,508.21After 16 months: €756.68 rate · balance €17,556.68After 17 months: €805.16 rate · balance €17,605.16After 18 months: €853.63 rate · balance €17,653.63After 19 months: €902.10 rate · balance €17,702.10After 20 months: €950.57 rate · balance €17,750.57After 21 months: €999.04 rate · balance €17,799.04After 22 months: €1,047.51 rate · balance €17,847.51After 23 months: €1,095.98 rate · balance €17,895.98After 24 months: €1,144.45 rate · balance €17,944.45After 25 months: €1,194.55 rate · balance €17,994.55After 26 months: €1,244.64 rate · balance €18,044.64After 27 months: €1,294.74 rate · balance €18,094.74After 28 months: €1,344.83 rate · balance €18,144.83After 29 months: €1,394.93 rate · balance €18,194.93After 30 months: €1,445.02 rate · balance €18,245.02After 31 months: €1,495.12 rate · balance €18,295.12After 32 months: €1,545.21 rate · balance €18,345.21After 33 months: €1,595.31 rate · balance €18,395.31After 34 months: €1,645.40 rate · balance €18,445.40After 35 months: €1,695.50 rate · balance €18,495.50After 36 months: €1,745.59 rate · balance €18,545.59After 37 months: €1,797.37 rate · balance €18,597.37After 38 months: €1,849.14 rate · balance €18,649.14After 39 months: €1,900.91 rate · balance €18,700.91After 40 months: €1,952.69 rate · balance €18,752.69After 41 months: €2,004.46 rate · balance €18,804.46After 42 months: €2,056.23 rate · balance €18,856.23After 43 months: €2,108.00 rate · balance €18,908.00After 44 months: €2,159.78 rate · balance €18,959.78After 45 months: €2,211.55 rate · balance €19,011.55After 46 months: €2,263.32 rate · balance €19,063.32After 47 months: €2,315.10 rate · balance €19,115.10After 48 months: €2,366.87 rate · balance €19,166.87
Per year
AfterInterest up to thenBalance
1 year€563€17,363
2 years€1,144€17,944
3 years€1,746€18,546
4 years€2,367€19,167

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

From
Rate
Until
17 Sep 20263.35%current
2 Sep 20263.25%17 Sep 2026

All historic rates of Renault Bank →All savings products of Renault Bank →

  • 17 Sep 2026Renault Bank – Termijndeposito (48 mo): 3.25% → 3.35%
  • 2 Sep 2026New: Renault Bank – Termijndeposito (48 mo) 3.25%

Rate checked on 18 Sep 2026.