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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Renault Bank
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Renault BankTermijndeposito

Deposit · 4 years · RCI Banque S.A. · France · via Raisin
Open an account at Renault Bank
Rate
3.35%
4 years fixed
since 17 Sep 2026
Your return on €25,000
€838
per year, annualised · €3,522 total over 4 years
Deposit guarantee
€25,000 fully protected
French scheme

RCI Banque S.A. · Fonds de Garantie des Dépôts et de Résolution (FGDR) · €100,000 per person per bank

Your calculation for €25,000

Gross interest over 4 years: €3,522.
Interest built up over 4 years
€ 0€ 2kstart2 yrs4 yrs€3,522After 1 month: €69.79 rate · balance €25,069.79After 2 months: €139.58 rate · balance €25,139.58After 3 months: €209.38 rate · balance €25,209.38After 4 months: €279.17 rate · balance €25,279.17

Rate and conditions

BalanceRate
€0 – and up3.35%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
17 Sep 2026
Access
4 years fixed · no early withdrawal
Term
4 years
Minimum deposit
€5,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente-op-rente. Rente wordt jaarlijks bijgeschreven op het termijndeposito
  • Ondertekend formulier vereist bij opening (bijv. woonplaatsverklaring)

Deposit guarantee

€25,000 fully protected
French scheme

RCI Banque S.A. · Fonds de Garantie des Dépôts et de Résolution (FGDR) · €100,000 per person per bank

Licence and verification
Institution
RCI Banque S.A.
Status
Verified European deposit guarantee scheme
Scheme
Fonds de Garantie des Dépôts et de Résolution (FGDR) (France)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsFonds de Garantie des Dépôts et de Résolution (FGDR)
source ↗ · 18 Sep 2026
Taxes
Country
France
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Frankrijk heft geen bronbelasting op spaarrente van niet-ingezetenen.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Rate history

3.00%3.25%3.50%3.75%2 Sep 202610 Sep 2026now3.35%3.25% from 2 Sep 2026 until 17 Sep 20263.35% from 17 Sep 2026 until now
3.00%3.25%3.50%3.75%2 Sep 202610 Sep 2026now3.35%3.25% from 2 Sep 2026 until 17 Sep 20263.35% from 17 Sep 2026 until now

Other offers from Renault Bank

Instant access · 2.25% · Raisin1 year · 3.10% · Raisin2 years · 3.25% · Raisin3 years · 3.30% · Raisin5 years · 3.45% · Raisin
After 5 months: €348.96 rate · balance €25,348.96After 6 months: €418.75 rate · balance €25,418.75After 7 months: €488.54 rate · balance €25,488.54After 8 months: €558.33 rate · balance €25,558.33After 9 months: €628.13 rate · balance €25,628.13After 10 months: €697.92 rate · balance €25,697.92After 11 months: €767.71 rate · balance €25,767.71After 12 months: €837.50 rate · balance €25,837.50After 13 months: €909.63 rate · balance €25,909.63After 14 months: €981.76 rate · balance €25,981.76After 15 months: €1,053.89 rate · balance €26,053.89After 16 months: €1,126.02 rate · balance €26,126.02After 17 months: €1,198.15 rate · balance €26,198.15After 18 months: €1,270.28 rate · balance €26,270.28After 19 months: €1,342.41 rate · balance €26,342.41After 20 months: €1,414.54 rate · balance €26,414.54After 21 months: €1,486.67 rate · balance €26,486.67After 22 months: €1,558.80 rate · balance €26,558.80After 23 months: €1,630.93 rate · balance €26,630.93After 24 months: €1,703.06 rate · balance €26,703.06After 25 months: €1,777.60 rate · balance €26,777.60After 26 months: €1,852.15 rate · balance €26,852.15After 27 months: €1,926.69 rate · balance €26,926.69After 28 months: €2,001.24 rate · balance €27,001.24After 29 months: €2,075.79 rate · balance €27,075.79After 30 months: €2,150.33 rate · balance €27,150.33After 31 months: €2,224.88 rate · balance €27,224.88After 32 months: €2,299.42 rate · balance €27,299.42After 33 months: €2,373.97 rate · balance €27,373.97After 34 months: €2,448.52 rate · balance €27,448.52After 35 months: €2,523.06 rate · balance €27,523.06After 36 months: €2,597.61 rate · balance €27,597.61After 37 months: €2,674.65 rate · balance €27,674.65After 38 months: €2,751.70 rate · balance €27,751.70After 39 months: €2,828.74 rate · balance €27,828.74After 40 months: €2,905.78 rate · balance €27,905.78After 41 months: €2,982.83 rate · balance €27,982.83After 42 months: €3,059.87 rate · balance €28,059.87After 43 months: €3,136.91 rate · balance €28,136.91After 44 months: €3,213.96 rate · balance €28,213.96After 45 months: €3,291.00 rate · balance €28,291.00After 46 months: €3,368.04 rate · balance €28,368.04After 47 months: €3,445.09 rate · balance €28,445.09After 48 months: €3,522.13 rate · balance €28,522.13
€ 0€ 2kstart1 yr2 yrs3 yrs4 yrs€3,522After 1 month: €69.79 rate · balance €25,069.79After 2 months: €139.58 rate · balance €25,139.58After 3 months: €209.38 rate · balance €25,209.38After 4 months: €279.17 rate · balance €25,279.17After 5 months: €348.96 rate · balance €25,348.96After 6 months: €418.75 rate · balance €25,418.75After 7 months: €488.54 rate · balance €25,488.54After 8 months: €558.33 rate · balance €25,558.33After 9 months: €628.13 rate · balance €25,628.13After 10 months: €697.92 rate · balance €25,697.92After 11 months: €767.71 rate · balance €25,767.71After 12 months: €837.50 rate · balance €25,837.50After 13 months: €909.63 rate · balance €25,909.63After 14 months: €981.76 rate · balance €25,981.76After 15 months: €1,053.89 rate · balance €26,053.89After 16 months: €1,126.02 rate · balance €26,126.02After 17 months: €1,198.15 rate · balance €26,198.15After 18 months: €1,270.28 rate · balance €26,270.28After 19 months: €1,342.41 rate · balance €26,342.41After 20 months: €1,414.54 rate · balance €26,414.54After 21 months: €1,486.67 rate · balance €26,486.67After 22 months: €1,558.80 rate · balance €26,558.80After 23 months: €1,630.93 rate · balance €26,630.93After 24 months: €1,703.06 rate · balance €26,703.06After 25 months: €1,777.60 rate · balance €26,777.60After 26 months: €1,852.15 rate · balance €26,852.15After 27 months: €1,926.69 rate · balance €26,926.69After 28 months: €2,001.24 rate · balance €27,001.24After 29 months: €2,075.79 rate · balance €27,075.79After 30 months: €2,150.33 rate · balance €27,150.33After 31 months: €2,224.88 rate · balance €27,224.88After 32 months: €2,299.42 rate · balance €27,299.42After 33 months: €2,373.97 rate · balance €27,373.97After 34 months: €2,448.52 rate · balance €27,448.52After 35 months: €2,523.06 rate · balance €27,523.06After 36 months: €2,597.61 rate · balance €27,597.61After 37 months: €2,674.65 rate · balance €27,674.65After 38 months: €2,751.70 rate · balance €27,751.70After 39 months: €2,828.74 rate · balance €27,828.74After 40 months: €2,905.78 rate · balance €27,905.78After 41 months: €2,982.83 rate · balance €27,982.83After 42 months: €3,059.87 rate · balance €28,059.87After 43 months: €3,136.91 rate · balance €28,136.91After 44 months: €3,213.96 rate · balance €28,213.96After 45 months: €3,291.00 rate · balance €28,291.00After 46 months: €3,368.04 rate · balance €28,368.04After 47 months: €3,445.09 rate · balance €28,445.09After 48 months: €3,522.13 rate · balance €28,522.13
Per year
AfterInterest up to thenBalance
1 year€838€25,838
2 years€1,703€26,703
3 years€2,598€27,598
4 years€3,522€28,522

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

From
Rate
Until
17 Sep 20263.35%current
2 Sep 20263.25%17 Sep 2026

All historic rates of Renault Bank →All savings products of Renault Bank →

  • 17 Sep 2026Renault Bank – Termijndeposito (48 mo): 3.25% → 3.35%
  • 2 Sep 2026New: Renault Bank – Termijndeposito (48 mo) 3.25%

Rate checked on 18 Sep 2026.