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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Renault Bank
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Renault BankTermijndeposito

Deposit · 5 years · RCI Banque S.A. · France · via Raisin
Open an account at Renault Bank
Rate
3.45%
5 years fixed
since 17 Sep 2026
Your return on €10,000
€345
per year, annualised · €1,848 total over 5 years
Deposit guarantee
€10,000 fully protected
French scheme

RCI Banque S.A. · Fonds de Garantie des Dépôts et de Résolution (FGDR) · €100,000 per person per bank

Your calculation for €10,000

Gross interest over 5 years: €1,848.
Interest built up over 5 years
€ 0€ 1kstart2 yrs4 yrs€1,848After 1 month: €28.75 rate · balance €10,028.75

Rate and conditions

BalanceRate
€0 – and up3.45%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
17 Sep 2026
Access
5 years fixed · no early withdrawal
Term
5 years
Minimum deposit
€5,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente-op-rente. Rente wordt jaarlijks bijgeschreven op het termijndeposito
  • Ondertekend formulier vereist bij opening (bijv. woonplaatsverklaring)

Deposit guarantee

€10,000 fully protected
French scheme

RCI Banque S.A. · Fonds de Garantie des Dépôts et de Résolution (FGDR) · €100,000 per person per bank

Licence and verification
Institution
RCI Banque S.A.
Status
Verified European deposit guarantee scheme
Scheme
Fonds de Garantie des Dépôts et de Résolution (FGDR) (France)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsFonds de Garantie des Dépôts et de Résolution (FGDR)
source ↗ · 18 Sep 2026
Taxes
Country
France
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Frankrijk heft geen bronbelasting op spaarrente van niet-ingezetenen.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Rate history

3.00%3.25%3.50%3.75%2 Sep 202610 Sep 2026now3.45%3.30% from 2 Sep 2026 until 17 Sep 20263.45% from 17 Sep 2026 until now
3.00%3.25%3.50%3.75%2 Sep 202610 Sep 2026now3.45%3.30% from 2 Sep 2026 until 17 Sep 20263.45% from 17 Sep 2026 until now

Other offers from Renault Bank

Instant access · 2.25% · Raisin1 year · 3.10% · Raisin2 years · 3.25% · Raisin3 years · 3.30% · Raisin4 years · 3.35% · Raisin
After 2 months: €57.50 rate · balance €10,057.50After 3 months: €86.25 rate · balance €10,086.25After 4 months: €115 rate · balance €10,115After 5 months: €143.75 rate · balance €10,143.75After 6 months: €172.50 rate · balance €10,172.50After 7 months: €201.25 rate · balance €10,201.25After 8 months: €230 rate · balance €10,230After 9 months: €258.75 rate · balance €10,258.75After 10 months: €287.50 rate · balance €10,287.50After 11 months: €316.25 rate · balance €10,316.25After 12 months: €345 rate · balance €10,345After 13 months: €374.74 rate · balance €10,374.74After 14 months: €404.48 rate · balance €10,404.48After 15 months: €434.23 rate · balance €10,434.23After 16 months: €463.97 rate · balance €10,463.97After 17 months: €493.71 rate · balance €10,493.71After 18 months: €523.45 rate · balance €10,523.45After 19 months: €553.19 rate · balance €10,553.19After 20 months: €582.94 rate · balance €10,582.94After 21 months: €612.68 rate · balance €10,612.68After 22 months: €642.42 rate · balance €10,642.42After 23 months: €672.16 rate · balance €10,672.16After 24 months: €701.90 rate · balance €10,701.90After 25 months: €732.67 rate · balance €10,732.67After 26 months: €763.44 rate · balance €10,763.44After 27 months: €794.21 rate · balance €10,794.21After 28 months: €824.97 rate · balance €10,824.97After 29 months: €855.74 rate · balance €10,855.74After 30 months: €886.51 rate · balance €10,886.51After 31 months: €917.28 rate · balance €10,917.28After 32 months: €948.05 rate · balance €10,948.05After 33 months: €978.81 rate · balance €10,978.81After 34 months: €1,009.58 rate · balance €11,009.58After 35 months: €1,040.35 rate · balance €11,040.35After 36 months: €1,071.12 rate · balance €11,071.12After 37 months: €1,102.95 rate · balance €11,102.95After 38 months: €1,134.78 rate · balance €11,134.78After 39 months: €1,166.61 rate · balance €11,166.61After 40 months: €1,198.44 rate · balance €11,198.44After 41 months: €1,230.27 rate · balance €11,230.27After 42 months: €1,262.10 rate · balance €11,262.10After 43 months: €1,293.93 rate · balance €11,293.93After 44 months: €1,325.75 rate · balance €11,325.75After 45 months: €1,357.58 rate · balance €11,357.58After 46 months: €1,389.41 rate · balance €11,389.41After 47 months: €1,421.24 rate · balance €11,421.24After 48 months: €1,453.07 rate · balance €11,453.07After 49 months: €1,486.00 rate · balance €11,486.00After 50 months: €1,518.93 rate · balance €11,518.93After 51 months: €1,551.86 rate · balance €11,551.86After 52 months: €1,584.78 rate · balance €11,584.78After 53 months: €1,617.71 rate · balance €11,617.71After 54 months: €1,650.64 rate · balance €11,650.64After 55 months: €1,683.57 rate · balance €11,683.57After 56 months: €1,716.49 rate · balance €11,716.49After 57 months: €1,749.42 rate · balance €11,749.42After 58 months: €1,782.35 rate · balance €11,782.35After 59 months: €1,815.28 rate · balance €11,815.28After 60 months: €1,848.20 rate · balance €11,848.20
€ 0€ 1kstart1 yr2 yrs3 yrs4 yrs5 yrs€1,848After 1 month: €28.75 rate · balance €10,028.75After 2 months: €57.50 rate · balance €10,057.50After 3 months: €86.25 rate · balance €10,086.25After 4 months: €115 rate · balance €10,115After 5 months: €143.75 rate · balance €10,143.75After 6 months: €172.50 rate · balance €10,172.50After 7 months: €201.25 rate · balance €10,201.25After 8 months: €230 rate · balance €10,230After 9 months: €258.75 rate · balance €10,258.75After 10 months: €287.50 rate · balance €10,287.50After 11 months: €316.25 rate · balance €10,316.25After 12 months: €345 rate · balance €10,345After 13 months: €374.74 rate · balance €10,374.74After 14 months: €404.48 rate · balance €10,404.48After 15 months: €434.23 rate · balance €10,434.23After 16 months: €463.97 rate · balance €10,463.97After 17 months: €493.71 rate · balance €10,493.71After 18 months: €523.45 rate · balance €10,523.45After 19 months: €553.19 rate · balance €10,553.19After 20 months: €582.94 rate · balance €10,582.94After 21 months: €612.68 rate · balance €10,612.68After 22 months: €642.42 rate · balance €10,642.42After 23 months: €672.16 rate · balance €10,672.16After 24 months: €701.90 rate · balance €10,701.90After 25 months: €732.67 rate · balance €10,732.67After 26 months: €763.44 rate · balance €10,763.44After 27 months: €794.21 rate · balance €10,794.21After 28 months: €824.97 rate · balance €10,824.97After 29 months: €855.74 rate · balance €10,855.74After 30 months: €886.51 rate · balance €10,886.51After 31 months: €917.28 rate · balance €10,917.28After 32 months: €948.05 rate · balance €10,948.05After 33 months: €978.81 rate · balance €10,978.81After 34 months: €1,009.58 rate · balance €11,009.58After 35 months: €1,040.35 rate · balance €11,040.35After 36 months: €1,071.12 rate · balance €11,071.12After 37 months: €1,102.95 rate · balance €11,102.95After 38 months: €1,134.78 rate · balance €11,134.78After 39 months: €1,166.61 rate · balance €11,166.61After 40 months: €1,198.44 rate · balance €11,198.44After 41 months: €1,230.27 rate · balance €11,230.27After 42 months: €1,262.10 rate · balance €11,262.10After 43 months: €1,293.93 rate · balance €11,293.93After 44 months: €1,325.75 rate · balance €11,325.75After 45 months: €1,357.58 rate · balance €11,357.58After 46 months: €1,389.41 rate · balance €11,389.41After 47 months: €1,421.24 rate · balance €11,421.24After 48 months: €1,453.07 rate · balance €11,453.07After 49 months: €1,486.00 rate · balance €11,486.00After 50 months: €1,518.93 rate · balance €11,518.93After 51 months: €1,551.86 rate · balance €11,551.86After 52 months: €1,584.78 rate · balance €11,584.78After 53 months: €1,617.71 rate · balance €11,617.71After 54 months: €1,650.64 rate · balance €11,650.64After 55 months: €1,683.57 rate · balance €11,683.57After 56 months: €1,716.49 rate · balance €11,716.49After 57 months: €1,749.42 rate · balance €11,749.42After 58 months: €1,782.35 rate · balance €11,782.35After 59 months: €1,815.28 rate · balance €11,815.28After 60 months: €1,848.20 rate · balance €11,848.20
Per year
AfterInterest up to thenBalance
1 year€345€10,345
2 years€702€10,702
3 years€1,071€11,071
4 years€1,453€11,453
5 years€1,848€11,848

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

From
Rate
Until
17 Sep 20263.45%current
2 Sep 20263.30%17 Sep 2026

All historic rates of Renault Bank →All savings products of Renault Bank →

  • 17 Sep 2026Renault Bank – Termijndeposito (60 mo): 3.30% → 3.45%
  • 2 Sep 2026New: Renault Bank – Termijndeposito (60 mo) 3.30%

Rate checked on 18 Sep 2026.