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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Renault Bank
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Renault BankTermijndeposito

Deposit · 5 years · RCI Banque S.A. · France · via Raisin
Open an account at Renault Bank
Rate
3.45%
5 years fixed
since 17 Sep 2026
Your return on €100,000
€3,450
per year, annualised · €18,482 total over 5 years
Deposit guarantee
€100,000 fully protected
French scheme

RCI Banque S.A. · Fonds de Garantie des Dépôts et de Résolution (FGDR) · €100,000 per person per bank

Your calculation for €100,000

Gross interest over 5 years: €18,482.
Interest built up over 5 years
€ 0€ 10kstart2 yrs4 yrs€18,482After 1 month: €287.50 rate · balance €100,287.50

Rate and conditions

BalanceRate
€0 – and up3.45%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
17 Sep 2026
Access
5 years fixed · no early withdrawal
Term
5 years
Minimum deposit
€5,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente-op-rente. Rente wordt jaarlijks bijgeschreven op het termijndeposito
  • Ondertekend formulier vereist bij opening (bijv. woonplaatsverklaring)

Deposit guarantee

€100,000 fully protected
French scheme

RCI Banque S.A. · Fonds de Garantie des Dépôts et de Résolution (FGDR) · €100,000 per person per bank

Licence and verification
Institution
RCI Banque S.A.
Status
Verified European deposit guarantee scheme
Scheme
Fonds de Garantie des Dépôts et de Résolution (FGDR) (France)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsFonds de Garantie des Dépôts et de Résolution (FGDR)
source ↗ · 18 Sep 2026
Taxes
Country
France
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Frankrijk heft geen bronbelasting op spaarrente van niet-ingezetenen.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Rate history

3.00%3.25%3.50%3.75%2 Sep 202610 Sep 2026now3.45%3.30% from 2 Sep 2026 until 17 Sep 20263.45% from 17 Sep 2026 until now
3.00%3.25%3.50%3.75%2 Sep 202610 Sep 2026now3.45%3.30% from 2 Sep 2026 until 17 Sep 20263.45% from 17 Sep 2026 until now

Other offers from Renault Bank

Instant access · 2.25% · Raisin1 year · 3.10% · Raisin2 years · 3.25% · Raisin3 years · 3.30% · Raisin4 years · 3.35% · Raisin
After 2 months: €575 rate · balance €100,575After 3 months: €862.50 rate · balance €100,862.50After 4 months: €1,150 rate · balance €101,150After 5 months: €1,437.50 rate · balance €101,437.50After 6 months: €1,725 rate · balance €101,725After 7 months: €2,012.50 rate · balance €102,012.50After 8 months: €2,300 rate · balance €102,300After 9 months: €2,587.50 rate · balance €102,587.50After 10 months: €2,875 rate · balance €102,875After 11 months: €3,162.50 rate · balance €103,162.50After 12 months: €3,450 rate · balance €103,450After 13 months: €3,747.42 rate · balance €103,747.42After 14 months: €4,044.84 rate · balance €104,044.84After 15 months: €4,342.26 rate · balance €104,342.26After 16 months: €4,639.68 rate · balance €104,639.68After 17 months: €4,937.09 rate · balance €104,937.09After 18 months: €5,234.51 rate · balance €105,234.51After 19 months: €5,531.93 rate · balance €105,531.93After 20 months: €5,829.35 rate · balance €105,829.35After 21 months: €6,126.77 rate · balance €106,126.77After 22 months: €6,424.19 rate · balance €106,424.19After 23 months: €6,721.61 rate · balance €106,721.61After 24 months: €7,019.03 rate · balance €107,019.03After 25 months: €7,326.71 rate · balance €107,326.71After 26 months: €7,634.39 rate · balance €107,634.39After 27 months: €7,942.06 rate · balance €107,942.06After 28 months: €8,249.74 rate · balance €108,249.74After 29 months: €8,557.42 rate · balance €108,557.42After 30 months: €8,865.10 rate · balance €108,865.10After 31 months: €9,172.78 rate · balance €109,172.78After 32 months: €9,480.46 rate · balance €109,480.46After 33 months: €9,788.14 rate · balance €109,788.14After 34 months: €10,095.82 rate · balance €110,095.82After 35 months: €10,403.50 rate · balance €110,403.50After 36 months: €10,711.18 rate · balance €110,711.18After 37 months: €11,029.48 rate · balance €111,029.48After 38 months: €11,347.77 rate · balance €111,347.77After 39 months: €11,666.07 rate · balance €111,666.07After 40 months: €11,984.36 rate · balance €111,984.36After 41 months: €12,302.66 rate · balance €112,302.65After 42 months: €12,620.95 rate · balance €112,620.95After 43 months: €12,939.24 rate · balance €112,939.24After 44 months: €13,257.54 rate · balance €113,257.54After 45 months: €13,575.83 rate · balance €113,575.83After 46 months: €13,894.13 rate · balance €113,894.13After 47 months: €14,212.42 rate · balance €114,212.42After 48 months: €14,530.72 rate · balance €114,530.72After 49 months: €14,859.99 rate · balance €114,859.99After 50 months: €15,189.27 rate · balance €115,189.27After 51 months: €15,518.54 rate · balance €115,518.54After 52 months: €15,847.82 rate · balance €115,847.82After 53 months: €16,177.10 rate · balance €116,177.10After 54 months: €16,506.37 rate · balance €116,506.37After 55 months: €16,835.65 rate · balance €116,835.65After 56 months: €17,164.92 rate · balance €117,164.92After 57 months: €17,494.20 rate · balance €117,494.20After 58 months: €17,823.48 rate · balance €117,823.48After 59 months: €18,152.75 rate · balance €118,152.75After 60 months: €18,482.03 rate · balance €118,482.03
€ 0€ 10kstart1 yr2 yrs3 yrs4 yrs5 yrs€18,482After 1 month: €287.50 rate · balance €100,287.50After 2 months: €575 rate · balance €100,575After 3 months: €862.50 rate · balance €100,862.50After 4 months: €1,150 rate · balance €101,150After 5 months: €1,437.50 rate · balance €101,437.50After 6 months: €1,725 rate · balance €101,725After 7 months: €2,012.50 rate · balance €102,012.50After 8 months: €2,300 rate · balance €102,300After 9 months: €2,587.50 rate · balance €102,587.50After 10 months: €2,875 rate · balance €102,875After 11 months: €3,162.50 rate · balance €103,162.50After 12 months: €3,450 rate · balance €103,450After 13 months: €3,747.42 rate · balance €103,747.42After 14 months: €4,044.84 rate · balance €104,044.84After 15 months: €4,342.26 rate · balance €104,342.26After 16 months: €4,639.68 rate · balance €104,639.68After 17 months: €4,937.09 rate · balance €104,937.09After 18 months: €5,234.51 rate · balance €105,234.51After 19 months: €5,531.93 rate · balance €105,531.93After 20 months: €5,829.35 rate · balance €105,829.35After 21 months: €6,126.77 rate · balance €106,126.77After 22 months: €6,424.19 rate · balance €106,424.19After 23 months: €6,721.61 rate · balance €106,721.61After 24 months: €7,019.03 rate · balance €107,019.03After 25 months: €7,326.71 rate · balance €107,326.71After 26 months: €7,634.39 rate · balance €107,634.39After 27 months: €7,942.06 rate · balance €107,942.06After 28 months: €8,249.74 rate · balance €108,249.74After 29 months: €8,557.42 rate · balance €108,557.42After 30 months: €8,865.10 rate · balance €108,865.10After 31 months: €9,172.78 rate · balance €109,172.78After 32 months: €9,480.46 rate · balance €109,480.46After 33 months: €9,788.14 rate · balance €109,788.14After 34 months: €10,095.82 rate · balance €110,095.82After 35 months: €10,403.50 rate · balance €110,403.50After 36 months: €10,711.18 rate · balance €110,711.18After 37 months: €11,029.48 rate · balance €111,029.48After 38 months: €11,347.77 rate · balance €111,347.77After 39 months: €11,666.07 rate · balance €111,666.07After 40 months: €11,984.36 rate · balance €111,984.36After 41 months: €12,302.66 rate · balance €112,302.65After 42 months: €12,620.95 rate · balance €112,620.95After 43 months: €12,939.24 rate · balance €112,939.24After 44 months: €13,257.54 rate · balance €113,257.54After 45 months: €13,575.83 rate · balance €113,575.83After 46 months: €13,894.13 rate · balance €113,894.13After 47 months: €14,212.42 rate · balance €114,212.42After 48 months: €14,530.72 rate · balance €114,530.72After 49 months: €14,859.99 rate · balance €114,859.99After 50 months: €15,189.27 rate · balance €115,189.27After 51 months: €15,518.54 rate · balance €115,518.54After 52 months: €15,847.82 rate · balance €115,847.82After 53 months: €16,177.10 rate · balance €116,177.10After 54 months: €16,506.37 rate · balance €116,506.37After 55 months: €16,835.65 rate · balance €116,835.65After 56 months: €17,164.92 rate · balance €117,164.92After 57 months: €17,494.20 rate · balance €117,494.20After 58 months: €17,823.48 rate · balance €117,823.48After 59 months: €18,152.75 rate · balance €118,152.75After 60 months: €18,482.03 rate · balance €118,482.03
Per year
AfterInterest up to thenBalance
1 year€3,450€103,450
2 years€7,019€107,019
3 years€10,711€110,711
4 years€14,531€114,531
5 years€18,482€118,482

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

From
Rate
Until
17 Sep 20263.45%current
2 Sep 20263.30%17 Sep 2026

All historic rates of Renault Bank →All savings products of Renault Bank →

  • 17 Sep 2026Renault Bank – Termijndeposito (60 mo): 3.30% → 3.45%
  • 2 Sep 2026New: Renault Bank – Termijndeposito (60 mo) 3.30%

Rate checked on 18 Sep 2026.