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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Renault Bank
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Renault BankTermijndeposito

Deposit · 5 years · RCI Banque S.A. · France · via Raisin
Open an account at Renault Bank
Rate
3.45%
5 years fixed
since 17 Sep 2026
Your return on €16,600
€573
per year, annualised · €3,068 total over 5 years
Deposit guarantee
€16,600 fully protected
French scheme

RCI Banque S.A. · Fonds de Garantie des Dépôts et de Résolution (FGDR) · €100,000 per person per bank

Your calculation for €16,600

Gross interest over 5 years: €3,068.
Interest built up over 5 years
€ 0€ 2kstart2 yrs4 yrs€3,068After 1 month: €47.73 rate · balance €16,647.72

Rate and conditions

BalanceRate
€0 – and up3.45%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
17 Sep 2026
Access
5 years fixed · no early withdrawal
Term
5 years
Minimum deposit
€5,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente-op-rente. Rente wordt jaarlijks bijgeschreven op het termijndeposito
  • Ondertekend formulier vereist bij opening (bijv. woonplaatsverklaring)

Deposit guarantee

€16,600 fully protected
French scheme

RCI Banque S.A. · Fonds de Garantie des Dépôts et de Résolution (FGDR) · €100,000 per person per bank

Licence and verification
Institution
RCI Banque S.A.
Status
Verified European deposit guarantee scheme
Scheme
Fonds de Garantie des Dépôts et de Résolution (FGDR) (France)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsFonds de Garantie des Dépôts et de Résolution (FGDR)
source ↗ · 18 Sep 2026
Taxes
Country
France
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Frankrijk heft geen bronbelasting op spaarrente van niet-ingezetenen.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Rate history

3.00%3.25%3.50%3.75%2 Sep 202610 Sep 2026now3.45%3.30% from 2 Sep 2026 until 17 Sep 20263.45% from 17 Sep 2026 until now
3.00%3.25%3.50%3.75%2 Sep 202610 Sep 2026now3.45%3.30% from 2 Sep 2026 until 17 Sep 20263.45% from 17 Sep 2026 until now

Other offers from Renault Bank

Instant access · 2.25% · Raisin1 year · 3.10% · Raisin2 years · 3.25% · Raisin3 years · 3.30% · Raisin4 years · 3.35% · Raisin
After 2 months: €95.45 rate · balance €16,695.45After 3 months: €143.18 rate · balance €16,743.17After 4 months: €190.90 rate · balance €16,790.90After 5 months: €238.63 rate · balance €16,838.63After 6 months: €286.35 rate · balance €16,886.35After 7 months: €334.08 rate · balance €16,934.08After 8 months: €381.80 rate · balance €16,981.80After 9 months: €429.53 rate · balance €17,029.53After 10 months: €477.25 rate · balance €17,077.25After 11 months: €524.98 rate · balance €17,124.97After 12 months: €572.70 rate · balance €17,172.70After 13 months: €622.07 rate · balance €17,222.07After 14 months: €671.44 rate · balance €17,271.44After 15 months: €720.81 rate · balance €17,320.81After 16 months: €770.19 rate · balance €17,370.19After 17 months: €819.56 rate · balance €17,419.56After 18 months: €868.93 rate · balance €17,468.93After 19 months: €918.30 rate · balance €17,518.30After 20 months: €967.67 rate · balance €17,567.67After 21 months: €1,017.04 rate · balance €17,617.04After 22 months: €1,066.41 rate · balance €17,666.42After 23 months: €1,115.79 rate · balance €17,715.79After 24 months: €1,165.16 rate · balance €17,765.16After 25 months: €1,216.23 rate · balance €17,816.23After 26 months: €1,267.31 rate · balance €17,867.31After 27 months: €1,318.38 rate · balance €17,918.38After 28 months: €1,369.46 rate · balance €17,969.46After 29 months: €1,420.53 rate · balance €18,020.53After 30 months: €1,471.61 rate · balance €18,071.61After 31 months: €1,522.68 rate · balance €18,122.68After 32 months: €1,573.76 rate · balance €18,173.76After 33 months: €1,624.83 rate · balance €18,224.83After 34 months: €1,675.91 rate · balance €18,275.91After 35 months: €1,726.98 rate · balance €18,326.98After 36 months: €1,778.06 rate · balance €18,378.06After 37 months: €1,830.89 rate · balance €18,430.89After 38 months: €1,883.73 rate · balance €18,483.73After 39 months: €1,936.57 rate · balance €18,536.57After 40 months: €1,989.40 rate · balance €18,589.40After 41 months: €2,042.24 rate · balance €18,642.24After 42 months: €2,095.08 rate · balance €18,695.08After 43 months: €2,147.91 rate · balance €18,747.91After 44 months: €2,200.75 rate · balance €18,800.75After 45 months: €2,253.59 rate · balance €18,853.59After 46 months: €2,306.42 rate · balance €18,906.42After 47 months: €2,359.26 rate · balance €18,959.26After 48 months: €2,412.10 rate · balance €19,012.10After 49 months: €2,466.76 rate · balance €19,066.76After 50 months: €2,521.42 rate · balance €19,121.42After 51 months: €2,576.08 rate · balance €19,176.08After 52 months: €2,630.74 rate · balance €19,230.74After 53 months: €2,685.40 rate · balance €19,285.40After 54 months: €2,740.06 rate · balance €19,340.06After 55 months: €2,794.72 rate · balance €19,394.72After 56 months: €2,849.38 rate · balance €19,449.38After 57 months: €2,904.04 rate · balance €19,504.04After 58 months: €2,958.70 rate · balance €19,558.70After 59 months: €3,013.36 rate · balance €19,613.36After 60 months: €3,068.02 rate · balance €19,668.02
€ 0€ 2kstart1 yr2 yrs3 yrs4 yrs5 yrs€3,068After 1 month: €47.73 rate · balance €16,647.72After 2 months: €95.45 rate · balance €16,695.45After 3 months: €143.18 rate · balance €16,743.17After 4 months: €190.90 rate · balance €16,790.90After 5 months: €238.63 rate · balance €16,838.63After 6 months: €286.35 rate · balance €16,886.35After 7 months: €334.08 rate · balance €16,934.08After 8 months: €381.80 rate · balance €16,981.80After 9 months: €429.53 rate · balance €17,029.53After 10 months: €477.25 rate · balance €17,077.25After 11 months: €524.98 rate · balance €17,124.97After 12 months: €572.70 rate · balance €17,172.70After 13 months: €622.07 rate · balance €17,222.07After 14 months: €671.44 rate · balance €17,271.44After 15 months: €720.81 rate · balance €17,320.81After 16 months: €770.19 rate · balance €17,370.19After 17 months: €819.56 rate · balance €17,419.56After 18 months: €868.93 rate · balance €17,468.93After 19 months: €918.30 rate · balance €17,518.30After 20 months: €967.67 rate · balance €17,567.67After 21 months: €1,017.04 rate · balance €17,617.04After 22 months: €1,066.41 rate · balance €17,666.42After 23 months: €1,115.79 rate · balance €17,715.79After 24 months: €1,165.16 rate · balance €17,765.16After 25 months: €1,216.23 rate · balance €17,816.23After 26 months: €1,267.31 rate · balance €17,867.31After 27 months: €1,318.38 rate · balance €17,918.38After 28 months: €1,369.46 rate · balance €17,969.46After 29 months: €1,420.53 rate · balance €18,020.53After 30 months: €1,471.61 rate · balance €18,071.61After 31 months: €1,522.68 rate · balance €18,122.68After 32 months: €1,573.76 rate · balance €18,173.76After 33 months: €1,624.83 rate · balance €18,224.83After 34 months: €1,675.91 rate · balance €18,275.91After 35 months: €1,726.98 rate · balance €18,326.98After 36 months: €1,778.06 rate · balance €18,378.06After 37 months: €1,830.89 rate · balance €18,430.89After 38 months: €1,883.73 rate · balance €18,483.73After 39 months: €1,936.57 rate · balance €18,536.57After 40 months: €1,989.40 rate · balance €18,589.40After 41 months: €2,042.24 rate · balance €18,642.24After 42 months: €2,095.08 rate · balance €18,695.08After 43 months: €2,147.91 rate · balance €18,747.91After 44 months: €2,200.75 rate · balance €18,800.75After 45 months: €2,253.59 rate · balance €18,853.59After 46 months: €2,306.42 rate · balance €18,906.42After 47 months: €2,359.26 rate · balance €18,959.26After 48 months: €2,412.10 rate · balance €19,012.10After 49 months: €2,466.76 rate · balance €19,066.76After 50 months: €2,521.42 rate · balance €19,121.42After 51 months: €2,576.08 rate · balance €19,176.08After 52 months: €2,630.74 rate · balance €19,230.74After 53 months: €2,685.40 rate · balance €19,285.40After 54 months: €2,740.06 rate · balance €19,340.06After 55 months: €2,794.72 rate · balance €19,394.72After 56 months: €2,849.38 rate · balance €19,449.38After 57 months: €2,904.04 rate · balance €19,504.04After 58 months: €2,958.70 rate · balance €19,558.70After 59 months: €3,013.36 rate · balance €19,613.36After 60 months: €3,068.02 rate · balance €19,668.02
Per year
AfterInterest up to thenBalance
1 year€573€17,173
2 years€1,165€17,765
3 years€1,778€18,378
4 years€2,412€19,012
5 years€3,068€19,668

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

From
Rate
Until
17 Sep 20263.45%current
2 Sep 20263.30%17 Sep 2026

All historic rates of Renault Bank →All savings products of Renault Bank →

  • 17 Sep 2026Renault Bank – Termijndeposito (60 mo): 3.30% → 3.45%
  • 2 Sep 2026New: Renault Bank – Termijndeposito (60 mo) 3.30%

Rate checked on 18 Sep 2026.