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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Renault Bank
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Renault BankTermijndeposito

Deposit · 5 years · RCI Banque S.A. · France · via Raisin
Open an account at Renault Bank
Rate
3.45%
5 years fixed
since 17 Sep 2026
Your return on €16,800
€580
per year, annualised · €3,105 total over 5 years
Deposit guarantee
€16,800 fully protected
French scheme

RCI Banque S.A. · Fonds de Garantie des Dépôts et de Résolution (FGDR) · €100,000 per person per bank

Your calculation for €16,800

Gross interest over 5 years: €3,105.
Interest built up over 5 years
€ 0€ 2kstart2 yrs4 yrs€3,105After 1 month: €48.30 rate · balance €16,848.30

Rate and conditions

BalanceRate
€0 – and up3.45%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
17 Sep 2026
Access
5 years fixed · no early withdrawal
Term
5 years
Minimum deposit
€5,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente-op-rente. Rente wordt jaarlijks bijgeschreven op het termijndeposito
  • Ondertekend formulier vereist bij opening (bijv. woonplaatsverklaring)

Deposit guarantee

€16,800 fully protected
French scheme

RCI Banque S.A. · Fonds de Garantie des Dépôts et de Résolution (FGDR) · €100,000 per person per bank

Licence and verification
Institution
RCI Banque S.A.
Status
Verified European deposit guarantee scheme
Scheme
Fonds de Garantie des Dépôts et de Résolution (FGDR) (France)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsFonds de Garantie des Dépôts et de Résolution (FGDR)
source ↗ · 18 Sep 2026
Taxes
Country
France
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Frankrijk heft geen bronbelasting op spaarrente van niet-ingezetenen.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Rate history

3.00%3.25%3.50%3.75%2 Sep 202610 Sep 2026now3.45%3.30% from 2 Sep 2026 until 17 Sep 20263.45% from 17 Sep 2026 until now
3.00%3.25%3.50%3.75%2 Sep 202610 Sep 2026now3.45%3.30% from 2 Sep 2026 until 17 Sep 20263.45% from 17 Sep 2026 until now

Other offers from Renault Bank

Instant access · 2.25% · Raisin1 year · 3.10% · Raisin2 years · 3.25% · Raisin3 years · 3.30% · Raisin4 years · 3.35% · Raisin
After 2 months: €96.60 rate · balance €16,896.60After 3 months: €144.90 rate · balance €16,944.90After 4 months: €193.20 rate · balance €16,993.20After 5 months: €241.50 rate · balance €17,041.50After 6 months: €289.80 rate · balance €17,089.80After 7 months: €338.10 rate · balance €17,138.10After 8 months: €386.40 rate · balance €17,186.40After 9 months: €434.70 rate · balance €17,234.70After 10 months: €483.00 rate · balance €17,283After 11 months: €531.30 rate · balance €17,331.30After 12 months: €579.60 rate · balance €17,379.60After 13 months: €629.57 rate · balance €17,429.57After 14 months: €679.53 rate · balance €17,479.53After 15 months: €729.50 rate · balance €17,529.50After 16 months: €779.47 rate · balance €17,579.47After 17 months: €829.43 rate · balance €17,629.43After 18 months: €879.40 rate · balance €17,679.40After 19 months: €929.36 rate · balance €17,729.36After 20 months: €979.33 rate · balance €17,779.33After 21 months: €1,029.30 rate · balance €17,829.30After 22 months: €1,079.26 rate · balance €17,879.26After 23 months: €1,129.23 rate · balance €17,929.23After 24 months: €1,179.20 rate · balance €17,979.20After 25 months: €1,230.89 rate · balance €18,030.89After 26 months: €1,282.58 rate · balance €18,082.58After 27 months: €1,334.27 rate · balance €18,134.27After 28 months: €1,385.96 rate · balance €18,185.96After 29 months: €1,437.65 rate · balance €18,237.65After 30 months: €1,489.34 rate · balance €18,289.34After 31 months: €1,541.03 rate · balance €18,341.03After 32 months: €1,592.72 rate · balance €18,392.72After 33 months: €1,644.41 rate · balance €18,444.41After 34 months: €1,696.10 rate · balance €18,496.10After 35 months: €1,747.79 rate · balance €18,547.79After 36 months: €1,799.48 rate · balance €18,599.48After 37 months: €1,852.95 rate · balance €18,652.95After 38 months: €1,906.43 rate · balance €18,706.43After 39 months: €1,959.90 rate · balance €18,759.90After 40 months: €2,013.37 rate · balance €18,813.37After 41 months: €2,066.85 rate · balance €18,866.85After 42 months: €2,120.32 rate · balance €18,920.32After 43 months: €2,173.79 rate · balance €18,973.79After 44 months: €2,227.27 rate · balance €19,027.27After 45 months: €2,280.74 rate · balance €19,080.74After 46 months: €2,334.21 rate · balance €19,134.21After 47 months: €2,387.69 rate · balance €19,187.69After 48 months: €2,441.16 rate · balance €19,241.16After 49 months: €2,496.48 rate · balance €19,296.48After 50 months: €2,551.80 rate · balance €19,351.80After 51 months: €2,607.12 rate · balance €19,407.12After 52 months: €2,662.43 rate · balance €19,462.43After 53 months: €2,717.75 rate · balance €19,517.75After 54 months: €2,773.07 rate · balance €19,573.07After 55 months: €2,828.39 rate · balance €19,628.39After 56 months: €2,883.71 rate · balance €19,683.71After 57 months: €2,939.03 rate · balance €19,739.03After 58 months: €2,994.34 rate · balance €19,794.34After 59 months: €3,049.66 rate · balance €19,849.66After 60 months: €3,104.98 rate · balance €19,904.98
€ 0€ 2kstart1 yr2 yrs3 yrs4 yrs5 yrs€3,105After 1 month: €48.30 rate · balance €16,848.30After 2 months: €96.60 rate · balance €16,896.60After 3 months: €144.90 rate · balance €16,944.90After 4 months: €193.20 rate · balance €16,993.20After 5 months: €241.50 rate · balance €17,041.50After 6 months: €289.80 rate · balance €17,089.80After 7 months: €338.10 rate · balance €17,138.10After 8 months: €386.40 rate · balance €17,186.40After 9 months: €434.70 rate · balance €17,234.70After 10 months: €483.00 rate · balance €17,283After 11 months: €531.30 rate · balance €17,331.30After 12 months: €579.60 rate · balance €17,379.60After 13 months: €629.57 rate · balance €17,429.57After 14 months: €679.53 rate · balance €17,479.53After 15 months: €729.50 rate · balance €17,529.50After 16 months: €779.47 rate · balance €17,579.47After 17 months: €829.43 rate · balance €17,629.43After 18 months: €879.40 rate · balance €17,679.40After 19 months: €929.36 rate · balance €17,729.36After 20 months: €979.33 rate · balance €17,779.33After 21 months: €1,029.30 rate · balance €17,829.30After 22 months: €1,079.26 rate · balance €17,879.26After 23 months: €1,129.23 rate · balance €17,929.23After 24 months: €1,179.20 rate · balance €17,979.20After 25 months: €1,230.89 rate · balance €18,030.89After 26 months: €1,282.58 rate · balance €18,082.58After 27 months: €1,334.27 rate · balance €18,134.27After 28 months: €1,385.96 rate · balance €18,185.96After 29 months: €1,437.65 rate · balance €18,237.65After 30 months: €1,489.34 rate · balance €18,289.34After 31 months: €1,541.03 rate · balance €18,341.03After 32 months: €1,592.72 rate · balance €18,392.72After 33 months: €1,644.41 rate · balance €18,444.41After 34 months: €1,696.10 rate · balance €18,496.10After 35 months: €1,747.79 rate · balance €18,547.79After 36 months: €1,799.48 rate · balance €18,599.48After 37 months: €1,852.95 rate · balance €18,652.95After 38 months: €1,906.43 rate · balance €18,706.43After 39 months: €1,959.90 rate · balance €18,759.90After 40 months: €2,013.37 rate · balance €18,813.37After 41 months: €2,066.85 rate · balance €18,866.85After 42 months: €2,120.32 rate · balance €18,920.32After 43 months: €2,173.79 rate · balance €18,973.79After 44 months: €2,227.27 rate · balance €19,027.27After 45 months: €2,280.74 rate · balance €19,080.74After 46 months: €2,334.21 rate · balance €19,134.21After 47 months: €2,387.69 rate · balance €19,187.69After 48 months: €2,441.16 rate · balance €19,241.16After 49 months: €2,496.48 rate · balance €19,296.48After 50 months: €2,551.80 rate · balance €19,351.80After 51 months: €2,607.12 rate · balance €19,407.12After 52 months: €2,662.43 rate · balance €19,462.43After 53 months: €2,717.75 rate · balance €19,517.75After 54 months: €2,773.07 rate · balance €19,573.07After 55 months: €2,828.39 rate · balance €19,628.39After 56 months: €2,883.71 rate · balance €19,683.71After 57 months: €2,939.03 rate · balance €19,739.03After 58 months: €2,994.34 rate · balance €19,794.34After 59 months: €3,049.66 rate · balance €19,849.66After 60 months: €3,104.98 rate · balance €19,904.98
Per year
AfterInterest up to thenBalance
1 year€580€17,380
2 years€1,179€17,979
3 years€1,799€18,599
4 years€2,441€19,241
5 years€3,105€19,905

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

From
Rate
Until
17 Sep 20263.45%current
2 Sep 20263.30%17 Sep 2026

All historic rates of Renault Bank →All savings products of Renault Bank →

  • 17 Sep 2026Renault Bank – Termijndeposito (60 mo): 3.30% → 3.45%
  • 2 Sep 2026New: Renault Bank – Termijndeposito (60 mo) 3.30%

Rate checked on 18 Sep 2026.