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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Renault Bank
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Renault BankTermijndeposito

Deposit · 5 years · RCI Banque S.A. · France · via Raisin
Open an account at Renault Bank
Rate
3.45%
5 years fixed
since 17 Sep 2026
Your return on €25,000
€863
per year, annualised · €4,621 total over 5 years
Deposit guarantee
€25,000 fully protected
French scheme

RCI Banque S.A. · Fonds de Garantie des Dépôts et de Résolution (FGDR) · €100,000 per person per bank

Your calculation for €25,000

Gross interest over 5 years: €4,621.
Interest built up over 5 years
€ 0€ 2k€ 4kstart2 yrs4 yrs€4,621

Rate and conditions

BalanceRate
€0 – and up3.45%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
17 Sep 2026
Access
5 years fixed · no early withdrawal
Term
5 years
Minimum deposit
€5,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente-op-rente. Rente wordt jaarlijks bijgeschreven op het termijndeposito
  • Ondertekend formulier vereist bij opening (bijv. woonplaatsverklaring)

Deposit guarantee

€25,000 fully protected
French scheme

RCI Banque S.A. · Fonds de Garantie des Dépôts et de Résolution (FGDR) · €100,000 per person per bank

Licence and verification
Institution
RCI Banque S.A.
Status
Verified European deposit guarantee scheme
Scheme
Fonds de Garantie des Dépôts et de Résolution (FGDR) (France)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsFonds de Garantie des Dépôts et de Résolution (FGDR)
source ↗ · 18 Sep 2026
Taxes
Country
France
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Frankrijk heft geen bronbelasting op spaarrente van niet-ingezetenen.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Rate history

3.00%3.25%3.50%3.75%2 Sep 202610 Sep 2026now3.45%3.30% from 2 Sep 2026 until 17 Sep 20263.45% from 17 Sep 2026 until now
3.00%3.25%3.50%3.75%2 Sep 202610 Sep 2026now3.45%3.30% from 2 Sep 2026 until 17 Sep 20263.45% from 17 Sep 2026 until now

Other offers from Renault Bank

Instant access · 2.25% · Raisin1 year · 3.10% · Raisin2 years · 3.25% · Raisin3 years · 3.30% · Raisin4 years · 3.35% · Raisin
After 1 month: €71.88 rate · balance €25,071.88After 2 months: €143.75 rate · balance €25,143.75After 3 months: €215.63 rate · balance €25,215.63After 4 months: €287.50 rate · balance €25,287.50After 5 months: €359.38 rate · balance €25,359.38After 6 months: €431.25 rate · balance €25,431.25After 7 months: €503.13 rate · balance €25,503.13After 8 months: €575 rate · balance €25,575After 9 months: €646.88 rate · balance €25,646.88After 10 months: €718.75 rate · balance €25,718.75After 11 months: €790.63 rate · balance €25,790.63After 12 months: €862.50 rate · balance €25,862.50After 13 months: €936.85 rate · balance €25,936.85After 14 months: €1,011.21 rate · balance €26,011.21After 15 months: €1,085.56 rate · balance €26,085.56After 16 months: €1,159.92 rate · balance €26,159.92After 17 months: €1,234.27 rate · balance €26,234.27After 18 months: €1,308.63 rate · balance €26,308.63After 19 months: €1,382.98 rate · balance €26,382.98After 20 months: €1,457.34 rate · balance €26,457.34After 21 months: €1,531.69 rate · balance €26,531.69After 22 months: €1,606.05 rate · balance €26,606.05After 23 months: €1,680.40 rate · balance €26,680.40After 24 months: €1,754.76 rate · balance €26,754.76After 25 months: €1,831.68 rate · balance €26,831.68After 26 months: €1,908.60 rate · balance €26,908.60After 27 months: €1,985.52 rate · balance €26,985.52After 28 months: €2,062.44 rate · balance €27,062.44After 29 months: €2,139.36 rate · balance €27,139.36After 30 months: €2,216.28 rate · balance €27,216.28After 31 months: €2,293.20 rate · balance €27,293.20After 32 months: €2,370.12 rate · balance €27,370.12After 33 months: €2,447.04 rate · balance €27,447.04After 34 months: €2,523.96 rate · balance €27,523.96After 35 months: €2,600.88 rate · balance €27,600.88After 36 months: €2,677.80 rate · balance €27,677.80After 37 months: €2,757.37 rate · balance €27,757.37After 38 months: €2,836.94 rate · balance €27,836.94After 39 months: €2,916.52 rate · balance €27,916.52After 40 months: €2,996.09 rate · balance €27,996.09After 41 months: €3,075.66 rate · balance €28,075.66After 42 months: €3,155.24 rate · balance €28,155.24After 43 months: €3,234.81 rate · balance €28,234.81After 44 months: €3,314.38 rate · balance €28,314.38After 45 months: €3,393.96 rate · balance €28,393.96After 46 months: €3,473.53 rate · balance €28,473.53After 47 months: €3,553.11 rate · balance €28,553.11After 48 months: €3,632.68 rate · balance €28,632.68After 49 months: €3,715.00 rate · balance €28,715.00After 50 months: €3,797.32 rate · balance €28,797.32After 51 months: €3,879.64 rate · balance €28,879.64After 52 months: €3,961.96 rate · balance €28,961.96After 53 months: €4,044.27 rate · balance €29,044.27After 54 months: €4,126.59 rate · balance €29,126.59After 55 months: €4,208.91 rate · balance €29,208.91After 56 months: €4,291.23 rate · balance €29,291.23After 57 months: €4,373.55 rate · balance €29,373.55After 58 months: €4,455.87 rate · balance €29,455.87After 59 months: €4,538.19 rate · balance €29,538.19After 60 months: €4,620.51 rate · balance €29,620.51
€ 0€ 2k€ 4kstart1 yr2 yrs3 yrs4 yrs5 yrs€4,621After 1 month: €71.88 rate · balance €25,071.88After 2 months: €143.75 rate · balance €25,143.75After 3 months: €215.63 rate · balance €25,215.63After 4 months: €287.50 rate · balance €25,287.50After 5 months: €359.38 rate · balance €25,359.38After 6 months: €431.25 rate · balance €25,431.25After 7 months: €503.13 rate · balance €25,503.13After 8 months: €575 rate · balance €25,575After 9 months: €646.88 rate · balance €25,646.88After 10 months: €718.75 rate · balance €25,718.75After 11 months: €790.63 rate · balance €25,790.63After 12 months: €862.50 rate · balance €25,862.50After 13 months: €936.85 rate · balance €25,936.85After 14 months: €1,011.21 rate · balance €26,011.21After 15 months: €1,085.56 rate · balance €26,085.56After 16 months: €1,159.92 rate · balance €26,159.92After 17 months: €1,234.27 rate · balance €26,234.27After 18 months: €1,308.63 rate · balance €26,308.63After 19 months: €1,382.98 rate · balance €26,382.98After 20 months: €1,457.34 rate · balance €26,457.34After 21 months: €1,531.69 rate · balance €26,531.69After 22 months: €1,606.05 rate · balance €26,606.05After 23 months: €1,680.40 rate · balance €26,680.40After 24 months: €1,754.76 rate · balance €26,754.76After 25 months: €1,831.68 rate · balance €26,831.68After 26 months: €1,908.60 rate · balance €26,908.60After 27 months: €1,985.52 rate · balance €26,985.52After 28 months: €2,062.44 rate · balance €27,062.44After 29 months: €2,139.36 rate · balance €27,139.36After 30 months: €2,216.28 rate · balance €27,216.28After 31 months: €2,293.20 rate · balance €27,293.20After 32 months: €2,370.12 rate · balance €27,370.12After 33 months: €2,447.04 rate · balance €27,447.04After 34 months: €2,523.96 rate · balance €27,523.96After 35 months: €2,600.88 rate · balance €27,600.88After 36 months: €2,677.80 rate · balance €27,677.80After 37 months: €2,757.37 rate · balance €27,757.37After 38 months: €2,836.94 rate · balance €27,836.94After 39 months: €2,916.52 rate · balance €27,916.52After 40 months: €2,996.09 rate · balance €27,996.09After 41 months: €3,075.66 rate · balance €28,075.66After 42 months: €3,155.24 rate · balance €28,155.24After 43 months: €3,234.81 rate · balance €28,234.81After 44 months: €3,314.38 rate · balance €28,314.38After 45 months: €3,393.96 rate · balance €28,393.96After 46 months: €3,473.53 rate · balance €28,473.53After 47 months: €3,553.11 rate · balance €28,553.11After 48 months: €3,632.68 rate · balance €28,632.68After 49 months: €3,715.00 rate · balance €28,715.00After 50 months: €3,797.32 rate · balance €28,797.32After 51 months: €3,879.64 rate · balance €28,879.64After 52 months: €3,961.96 rate · balance €28,961.96After 53 months: €4,044.27 rate · balance €29,044.27After 54 months: €4,126.59 rate · balance €29,126.59After 55 months: €4,208.91 rate · balance €29,208.91After 56 months: €4,291.23 rate · balance €29,291.23After 57 months: €4,373.55 rate · balance €29,373.55After 58 months: €4,455.87 rate · balance €29,455.87After 59 months: €4,538.19 rate · balance €29,538.19After 60 months: €4,620.51 rate · balance €29,620.51
Per year
AfterInterest up to thenBalance
1 year€863€25,863
2 years€1,755€26,755
3 years€2,678€27,678
4 years€3,633€28,633
5 years€4,621€29,621

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

From
Rate
Until
17 Sep 20263.45%current
2 Sep 20263.30%17 Sep 2026

All historic rates of Renault Bank →All savings products of Renault Bank →

  • 17 Sep 2026Renault Bank – Termijndeposito (60 mo): 3.30% → 3.45%
  • 2 Sep 2026New: Renault Bank – Termijndeposito (60 mo) 3.30%

Rate checked on 18 Sep 2026.