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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Renault Bank
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Renault BankTermijndeposito

Deposit · 2 years · RCI Banque S.A. · France · via Raisin
Open an account at Renault Bank
Rate
3.25%
2 years fixed
since 17 Sep 2026
Your return on €10,000
€325
per year, annualised · €661 total over 2 years
Deposit guarantee
€10,000 fully protected
French scheme

RCI Banque S.A. · Fonds de Garantie des Dépôts et de Résolution (FGDR) · €100,000 per person per bank

Your calculation for €10,000

Gross interest over 2 years: €661.
Interest built up over 2 years
€ 0€ 250€ 500start1 yr2 yrs€661After 1 month: €27.08 rate · balance €10,027.08After 2 months: €54.17 rate · balance €10,054.17After 3 months: €81.25 rate · balance €10,081.25After 4 months: €108.33 rate · balance €10,108.33After 5 months: €135.42 rate · balance €10,135.42After 6 months: €162.50 rate · balance €10,162.50After 7 months: €189.58 rate · balance €10,189.58After 8 months: €216.67 rate · balance €10,216.67

Rate and conditions

BalanceRate
€0 – and up3.25%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
17 Sep 2026
Access
2 years fixed · no early withdrawal
Term
2 years
Minimum deposit
€5,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente-op-rente. Rente wordt jaarlijks bijgeschreven op het termijndeposito
  • Ondertekend formulier vereist bij opening (bijv. woonplaatsverklaring)

Deposit guarantee

€10,000 fully protected
French scheme

RCI Banque S.A. · Fonds de Garantie des Dépôts et de Résolution (FGDR) · €100,000 per person per bank

Licence and verification
Institution
RCI Banque S.A.
Status
Verified European deposit guarantee scheme
Scheme
Fonds de Garantie des Dépôts et de Résolution (FGDR) (France)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsFonds de Garantie des Dépôts et de Résolution (FGDR)
source ↗ · 18 Sep 2026
Taxes
Country
France
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Frankrijk heft geen bronbelasting op spaarrente van niet-ingezetenen.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Rate history

2.75%3.00%3.25%3.50%2 Sep 202610 Sep 2026now3.25%3.15% from 2 Sep 2026 until 17 Sep 20263.25% from 17 Sep 2026 until now
2.75%3.00%3.25%3.50%2 Sep 202610 Sep 2026now3.25%3.15% from 2 Sep 2026 until 17 Sep 20263.25% from 17 Sep 2026 until now

Other offers from Renault Bank

Instant access · 2.25% · Raisin1 year · 3.10% · Raisin3 years · 3.30% · Raisin4 years · 3.35% · Raisin5 years · 3.45% · Raisin
After 9 months: €243.75 rate · balance €10,243.75After 10 months: €270.83 rate · balance €10,270.83After 11 months: €297.92 rate · balance €10,297.92After 12 months: €325.00 rate · balance €10,325.00After 13 months: €352.96 rate · balance €10,352.96After 14 months: €380.93 rate · balance €10,380.93After 15 months: €408.89 rate · balance €10,408.89After 16 months: €436.85 rate · balance €10,436.85After 17 months: €464.82 rate · balance €10,464.82After 18 months: €492.78 rate · balance €10,492.78After 19 months: €520.74 rate · balance €10,520.74After 20 months: €548.71 rate · balance €10,548.71After 21 months: €576.67 rate · balance €10,576.67After 22 months: €604.63 rate · balance €10,604.63After 23 months: €632.60 rate · balance €10,632.60After 24 months: €660.56 rate · balance €10,660.56
€ 0€ 250€ 500start1 yr2 yrs€661After 1 month: €27.08 rate · balance €10,027.08After 2 months: €54.17 rate · balance €10,054.17After 3 months: €81.25 rate · balance €10,081.25After 4 months: €108.33 rate · balance €10,108.33After 5 months: €135.42 rate · balance €10,135.42After 6 months: €162.50 rate · balance €10,162.50After 7 months: €189.58 rate · balance €10,189.58After 8 months: €216.67 rate · balance €10,216.67After 9 months: €243.75 rate · balance €10,243.75After 10 months: €270.83 rate · balance €10,270.83After 11 months: €297.92 rate · balance €10,297.92After 12 months: €325.00 rate · balance €10,325.00After 13 months: €352.96 rate · balance €10,352.96After 14 months: €380.93 rate · balance €10,380.93After 15 months: €408.89 rate · balance €10,408.89After 16 months: €436.85 rate · balance €10,436.85After 17 months: €464.82 rate · balance €10,464.82After 18 months: €492.78 rate · balance €10,492.78After 19 months: €520.74 rate · balance €10,520.74After 20 months: €548.71 rate · balance €10,548.71After 21 months: €576.67 rate · balance €10,576.67After 22 months: €604.63 rate · balance €10,604.63After 23 months: €632.60 rate · balance €10,632.60After 24 months: €660.56 rate · balance €10,660.56
Per year
AfterInterest up to thenBalance
1 year€325€10,325
2 years€661€10,661

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

From
Rate
Until
17 Sep 20263.25%current
2 Sep 20263.15%17 Sep 2026

All historic rates of Renault Bank →All savings products of Renault Bank →

  • 17 Sep 2026Renault Bank – Termijndeposito (24 mo): 3.15% → 3.25%
  • 2 Sep 2026New: Renault Bank – Termijndeposito (24 mo) 3.15%

Rate checked on 18 Sep 2026.