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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Renault Bank
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Renault BankTermijndeposito

Deposit · 2 years · RCI Banque S.A. · France · via Raisin
Open an account at Renault Bank
Rate
3.25%
2 years fixed
since 17 Sep 2026
Your return on €100,000
€3,250
per year, annualised · €6,606 total over 2 years
Deposit guarantee
€100,000 fully protected
French scheme

RCI Banque S.A. · Fonds de Garantie des Dépôts et de Résolution (FGDR) · €100,000 per person per bank

Your calculation for €100,000

Gross interest over 2 years: €6,606.
Interest built up over 2 years
€ 0€ 2,5k€ 5kstart1 yr2 yrs€6,606After 1 month: €270.83 rate · balance €100,270.83After 2 months: €541.67 rate · balance €100,541.67After 3 months: €812.50 rate · balance €100,812.50After 4 months: €1,083.33 rate · balance €101,083.33After 5 months: €1,354.17 rate · balance €101,354.17After 6 months: €1,625.00 rate · balance €101,625.00After 7 months: €1,895.83 rate · balance €101,895.83After 8 months: €2,166.67 rate · balance €102,166.67

Rate and conditions

BalanceRate
€0 – and up3.25%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
17 Sep 2026
Access
2 years fixed · no early withdrawal
Term
2 years
Minimum deposit
€5,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente-op-rente. Rente wordt jaarlijks bijgeschreven op het termijndeposito
  • Ondertekend formulier vereist bij opening (bijv. woonplaatsverklaring)

Deposit guarantee

€100,000 fully protected
French scheme

RCI Banque S.A. · Fonds de Garantie des Dépôts et de Résolution (FGDR) · €100,000 per person per bank

Licence and verification
Institution
RCI Banque S.A.
Status
Verified European deposit guarantee scheme
Scheme
Fonds de Garantie des Dépôts et de Résolution (FGDR) (France)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsFonds de Garantie des Dépôts et de Résolution (FGDR)
source ↗ · 18 Sep 2026
Taxes
Country
France
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Frankrijk heft geen bronbelasting op spaarrente van niet-ingezetenen.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Rate history

2.75%3.00%3.25%3.50%2 Sep 202610 Sep 2026now3.25%3.15% from 2 Sep 2026 until 17 Sep 20263.25% from 17 Sep 2026 until now
2.75%3.00%3.25%3.50%2 Sep 202610 Sep 2026now3.25%3.15% from 2 Sep 2026 until 17 Sep 20263.25% from 17 Sep 2026 until now

Other offers from Renault Bank

Instant access · 2.25% · Raisin1 year · 3.10% · Raisin3 years · 3.30% · Raisin4 years · 3.35% · Raisin5 years · 3.45% · Raisin
After 9 months: €2,437.50 rate · balance €102,437.50After 10 months: €2,708.33 rate · balance €102,708.33After 11 months: €2,979.17 rate · balance €102,979.17After 12 months: €3,250.00 rate · balance €103,250.00After 13 months: €3,529.64 rate · balance €103,529.63After 14 months: €3,809.27 rate · balance €103,809.27After 15 months: €4,088.91 rate · balance €104,088.91After 16 months: €4,368.54 rate · balance €104,368.54After 17 months: €4,648.18 rate · balance €104,648.18After 18 months: €4,927.81 rate · balance €104,927.81After 19 months: €5,207.45 rate · balance €105,207.45After 20 months: €5,487.08 rate · balance €105,487.08After 21 months: €5,766.72 rate · balance €105,766.72After 22 months: €6,046.35 rate · balance €106,046.35After 23 months: €6,325.99 rate · balance €106,325.99After 24 months: €6,605.62 rate · balance €106,605.62
€ 0€ 2,5k€ 5kstart1 yr2 yrs€6,606After 1 month: €270.83 rate · balance €100,270.83After 2 months: €541.67 rate · balance €100,541.67After 3 months: €812.50 rate · balance €100,812.50After 4 months: €1,083.33 rate · balance €101,083.33After 5 months: €1,354.17 rate · balance €101,354.17After 6 months: €1,625.00 rate · balance €101,625.00After 7 months: €1,895.83 rate · balance €101,895.83After 8 months: €2,166.67 rate · balance €102,166.67After 9 months: €2,437.50 rate · balance €102,437.50After 10 months: €2,708.33 rate · balance €102,708.33After 11 months: €2,979.17 rate · balance €102,979.17After 12 months: €3,250.00 rate · balance €103,250.00After 13 months: €3,529.64 rate · balance €103,529.63After 14 months: €3,809.27 rate · balance €103,809.27After 15 months: €4,088.91 rate · balance €104,088.91After 16 months: €4,368.54 rate · balance €104,368.54After 17 months: €4,648.18 rate · balance €104,648.18After 18 months: €4,927.81 rate · balance €104,927.81After 19 months: €5,207.45 rate · balance €105,207.45After 20 months: €5,487.08 rate · balance €105,487.08After 21 months: €5,766.72 rate · balance €105,766.72After 22 months: €6,046.35 rate · balance €106,046.35After 23 months: €6,325.99 rate · balance €106,325.99After 24 months: €6,605.62 rate · balance €106,605.62
Per year
AfterInterest up to thenBalance
1 year€3,250€103,250
2 years€6,606€106,606

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

From
Rate
Until
17 Sep 20263.25%current
2 Sep 20263.15%17 Sep 2026

All historic rates of Renault Bank →All savings products of Renault Bank →

  • 17 Sep 2026Renault Bank – Termijndeposito (24 mo): 3.15% → 3.25%
  • 2 Sep 2026New: Renault Bank – Termijndeposito (24 mo) 3.15%

Rate checked on 18 Sep 2026.