Spaarradar
CompareDepositsGuided choice
News
NL
Spaarradar

Independent: the order follows only from the rate, your amount and the deposit guarantee, never from fees paid by banks.

Last check 1 minute ago·570 offers from 88 institutions

Compare
  • Highest savings rate
  • Deposits by term
  • Notice accounts
  • No withholding tax
  • Saving via Raisin
  • Directly at the bank
  • Banks & deposit guarantee
Tools
  • Guided choice
  • Interest calculator
  • Switch check
  • Deposit ladder
  • My list
  • Widget for your site
Market data
  • Rate changes
  • Rate history
  • ECB rate
  • Savings rate index
  • News
  • API
About this site
  • Glossary
  • Methodology
  • About & contact
  • Press
  • Privacy
  • Disclaimer

Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Renault Bank
Back to the comparison

Renault BankTermijndeposito

Deposit · 2 years · RCI Banque S.A. · France · via Raisin
Open an account at Renault Bank
Rate
3.25%
2 years fixed
since 17 Sep 2026
Your return on €16,600
€540
per year, annualised · €1,097 total over 2 years
Deposit guarantee
€16,600 fully protected
French scheme

RCI Banque S.A. · Fonds de Garantie des Dépôts et de Résolution (FGDR) · €100,000 per person per bank

Your calculation for €16,600

Gross interest over 2 years: €1,097.
Interest built up over 2 years
€ 0€ 500€ 1kstart1 yr2 yrs€1,097After 1 month: €44.96 rate · balance €16,644.96After 2 months: €89.92 rate · balance €16,689.92After 3 months: €134.87 rate · balance €16,734.87After 4 months: €179.83 rate · balance €16,779.83After 5 months: €224.79 rate · balance €16,824.79After 6 months: €269.75 rate · balance €16,869.75After 7 months: €314.71 rate · balance €16,914.71After 8 months: €359.67 rate · balance €16,959.67

Rate and conditions

BalanceRate
€0 – and up3.25%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
17 Sep 2026
Access
2 years fixed · no early withdrawal
Term
2 years
Minimum deposit
€5,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente-op-rente. Rente wordt jaarlijks bijgeschreven op het termijndeposito
  • Ondertekend formulier vereist bij opening (bijv. woonplaatsverklaring)

Deposit guarantee

€16,600 fully protected
French scheme

RCI Banque S.A. · Fonds de Garantie des Dépôts et de Résolution (FGDR) · €100,000 per person per bank

Licence and verification
Institution
RCI Banque S.A.
Status
Verified European deposit guarantee scheme
Scheme
Fonds de Garantie des Dépôts et de Résolution (FGDR) (France)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsFonds de Garantie des Dépôts et de Résolution (FGDR)
source ↗ · 18 Sep 2026
Taxes
Country
France
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Frankrijk heft geen bronbelasting op spaarrente van niet-ingezetenen.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Rate history

2.75%3.00%3.25%3.50%2 Sep 202610 Sep 2026now3.25%3.15% from 2 Sep 2026 until 17 Sep 20263.25% from 17 Sep 2026 until now
2.75%3.00%3.25%3.50%2 Sep 202610 Sep 2026now3.25%3.15% from 2 Sep 2026 until 17 Sep 20263.25% from 17 Sep 2026 until now

Other offers from Renault Bank

Instant access · 2.25% · Raisin1 year · 3.10% · Raisin3 years · 3.30% · Raisin4 years · 3.35% · Raisin5 years · 3.45% · Raisin
After 9 months: €404.62 rate · balance €17,004.62After 10 months: €449.58 rate · balance €17,049.58After 11 months: €494.54 rate · balance €17,094.54After 12 months: €539.50 rate · balance €17,139.50After 13 months: €585.92 rate · balance €17,185.92After 14 months: €632.34 rate · balance €17,232.34After 15 months: €678.76 rate · balance €17,278.76After 16 months: €725.18 rate · balance €17,325.18After 17 months: €771.60 rate · balance €17,371.60After 18 months: €818.02 rate · balance €17,418.02After 19 months: €864.44 rate · balance €17,464.44After 20 months: €910.86 rate · balance €17,510.86After 21 months: €957.28 rate · balance €17,557.28After 22 months: €1,003.69 rate · balance €17,603.69After 23 months: €1,050.11 rate · balance €17,650.11After 24 months: €1,096.53 rate · balance €17,696.53
€ 0€ 500€ 1kstart1 yr2 yrs€1,097After 1 month: €44.96 rate · balance €16,644.96After 2 months: €89.92 rate · balance €16,689.92After 3 months: €134.87 rate · balance €16,734.87After 4 months: €179.83 rate · balance €16,779.83After 5 months: €224.79 rate · balance €16,824.79After 6 months: €269.75 rate · balance €16,869.75After 7 months: €314.71 rate · balance €16,914.71After 8 months: €359.67 rate · balance €16,959.67After 9 months: €404.62 rate · balance €17,004.62After 10 months: €449.58 rate · balance €17,049.58After 11 months: €494.54 rate · balance €17,094.54After 12 months: €539.50 rate · balance €17,139.50After 13 months: €585.92 rate · balance €17,185.92After 14 months: €632.34 rate · balance €17,232.34After 15 months: €678.76 rate · balance €17,278.76After 16 months: €725.18 rate · balance €17,325.18After 17 months: €771.60 rate · balance €17,371.60After 18 months: €818.02 rate · balance €17,418.02After 19 months: €864.44 rate · balance €17,464.44After 20 months: €910.86 rate · balance €17,510.86After 21 months: €957.28 rate · balance €17,557.28After 22 months: €1,003.69 rate · balance €17,603.69After 23 months: €1,050.11 rate · balance €17,650.11After 24 months: €1,096.53 rate · balance €17,696.53
Per year
AfterInterest up to thenBalance
1 year€539€17,139
2 years€1,097€17,697

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

From
Rate
Until
17 Sep 20263.25%current
2 Sep 20263.15%17 Sep 2026

All historic rates of Renault Bank →All savings products of Renault Bank →

  • 17 Sep 2026Renault Bank – Termijndeposito (24 mo): 3.15% → 3.25%
  • 2 Sep 2026New: Renault Bank – Termijndeposito (24 mo) 3.15%

Rate checked on 18 Sep 2026.