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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Renault Bank
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Renault BankTermijndeposito

Deposit · 2 years · RCI Banque S.A. · France · via Raisin
Open an account at Renault Bank
Rate
3.25%
2 years fixed
since 17 Sep 2026
Your return on €16,800
€546
per year, annualised · €1,110 total over 2 years
Deposit guarantee
€16,800 fully protected
French scheme

RCI Banque S.A. · Fonds de Garantie des Dépôts et de Résolution (FGDR) · €100,000 per person per bank

Your calculation for €16,800

Gross interest over 2 years: €1,110.
Interest built up over 2 years
€ 0€ 500€ 1kstart1 yr2 yrs€1,110After 1 month: €45.50 rate · balance €16,845.50After 2 months: €91 rate · balance €16,891After 3 months: €136.50 rate · balance €16,936.50After 4 months: €182 rate · balance €16,982After 5 months: €227.50 rate · balance €17,027.50After 6 months: €273 rate · balance €17,073After 7 months: €318.50 rate · balance €17,118.50After 8 months: €364 rate · balance €17,164

Rate and conditions

BalanceRate
€0 – and up3.25%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
17 Sep 2026
Access
2 years fixed · no early withdrawal
Term
2 years
Minimum deposit
€5,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente-op-rente. Rente wordt jaarlijks bijgeschreven op het termijndeposito
  • Ondertekend formulier vereist bij opening (bijv. woonplaatsverklaring)

Deposit guarantee

€16,800 fully protected
French scheme

RCI Banque S.A. · Fonds de Garantie des Dépôts et de Résolution (FGDR) · €100,000 per person per bank

Licence and verification
Institution
RCI Banque S.A.
Status
Verified European deposit guarantee scheme
Scheme
Fonds de Garantie des Dépôts et de Résolution (FGDR) (France)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsFonds de Garantie des Dépôts et de Résolution (FGDR)
source ↗ · 18 Sep 2026
Taxes
Country
France
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Frankrijk heft geen bronbelasting op spaarrente van niet-ingezetenen.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Rate history

2.75%3.00%3.25%3.50%2 Sep 202610 Sep 2026now3.25%3.15% from 2 Sep 2026 until 17 Sep 20263.25% from 17 Sep 2026 until now
2.75%3.00%3.25%3.50%2 Sep 202610 Sep 2026now3.25%3.15% from 2 Sep 2026 until 17 Sep 20263.25% from 17 Sep 2026 until now

Other offers from Renault Bank

Instant access · 2.25% · Raisin1 year · 3.10% · Raisin3 years · 3.30% · Raisin4 years · 3.35% · Raisin5 years · 3.45% · Raisin
After 9 months: €409.50 rate · balance €17,209.50After 10 months: €455 rate · balance €17,255After 11 months: €500.50 rate · balance €17,300.50After 12 months: €546 rate · balance €17,346After 13 months: €592.98 rate · balance €17,392.98After 14 months: €639.96 rate · balance €17,439.96After 15 months: €686.94 rate · balance €17,486.94After 16 months: €733.92 rate · balance €17,533.92After 17 months: €780.89 rate · balance €17,580.89After 18 months: €827.87 rate · balance €17,627.87After 19 months: €874.85 rate · balance €17,674.85After 20 months: €921.83 rate · balance €17,721.83After 21 months: €968.81 rate · balance €17,768.81After 22 months: €1,015.79 rate · balance €17,815.79After 23 months: €1,062.77 rate · balance €17,862.77After 24 months: €1,109.75 rate · balance €17,909.75
€ 0€ 500€ 1kstart1 yr2 yrs€1,110After 1 month: €45.50 rate · balance €16,845.50After 2 months: €91 rate · balance €16,891After 3 months: €136.50 rate · balance €16,936.50After 4 months: €182 rate · balance €16,982After 5 months: €227.50 rate · balance €17,027.50After 6 months: €273 rate · balance €17,073After 7 months: €318.50 rate · balance €17,118.50After 8 months: €364 rate · balance €17,164After 9 months: €409.50 rate · balance €17,209.50After 10 months: €455 rate · balance €17,255After 11 months: €500.50 rate · balance €17,300.50After 12 months: €546 rate · balance €17,346After 13 months: €592.98 rate · balance €17,392.98After 14 months: €639.96 rate · balance €17,439.96After 15 months: €686.94 rate · balance €17,486.94After 16 months: €733.92 rate · balance €17,533.92After 17 months: €780.89 rate · balance €17,580.89After 18 months: €827.87 rate · balance €17,627.87After 19 months: €874.85 rate · balance €17,674.85After 20 months: €921.83 rate · balance €17,721.83After 21 months: €968.81 rate · balance €17,768.81After 22 months: €1,015.79 rate · balance €17,815.79After 23 months: €1,062.77 rate · balance €17,862.77After 24 months: €1,109.75 rate · balance €17,909.75
Per year
AfterInterest up to thenBalance
1 year€546€17,346
2 years€1,110€17,910

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

From
Rate
Until
17 Sep 20263.25%current
2 Sep 20263.15%17 Sep 2026

All historic rates of Renault Bank →All savings products of Renault Bank →

  • 17 Sep 2026Renault Bank – Termijndeposito (24 mo): 3.15% → 3.25%
  • 2 Sep 2026New: Renault Bank – Termijndeposito (24 mo) 3.15%

Rate checked on 18 Sep 2026.