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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Renault Bank
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Renault BankTermijndeposito

Deposit · 2 years · RCI Banque S.A. · France · via Raisin
Open an account at Renault Bank
Rate
3.25%
2 years fixed
since 17 Sep 2026
Your return on €25,000
€813
per year, annualised · €1,651 total over 2 years
Deposit guarantee
€25,000 fully protected
French scheme

RCI Banque S.A. · Fonds de Garantie des Dépôts et de Résolution (FGDR) · €100,000 per person per bank

Your calculation for €25,000

Gross interest over 2 years: €1,651.
Interest built up over 2 years
€ 0€ 1kstart1 yr2 yrs€1,651After 1 month: €67.71 rate · balance €25,067.71After 2 months: €135.42 rate · balance €25,135.42After 3 months: €203.12 rate · balance €25,203.12After 4 months: €270.83 rate · balance €25,270.83After 5 months: €338.54 rate · balance €25,338.54After 6 months: €406.25 rate · balance €25,406.25After 7 months: €473.96 rate · balance €25,473.96After 8 months: €541.67 rate · balance €25,541.67After 9 months: €609.37 rate · balance €25,609.37

Rate and conditions

BalanceRate
€0 – and up3.25%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
17 Sep 2026
Access
2 years fixed · no early withdrawal
Term
2 years
Minimum deposit
€5,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente-op-rente. Rente wordt jaarlijks bijgeschreven op het termijndeposito
  • Ondertekend formulier vereist bij opening (bijv. woonplaatsverklaring)

Deposit guarantee

€25,000 fully protected
French scheme

RCI Banque S.A. · Fonds de Garantie des Dépôts et de Résolution (FGDR) · €100,000 per person per bank

Licence and verification
Institution
RCI Banque S.A.
Status
Verified European deposit guarantee scheme
Scheme
Fonds de Garantie des Dépôts et de Résolution (FGDR) (France)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsFonds de Garantie des Dépôts et de Résolution (FGDR)
source ↗ · 18 Sep 2026
Taxes
Country
France
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Frankrijk heft geen bronbelasting op spaarrente van niet-ingezetenen.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Rate history

2.75%3.00%3.25%3.50%2 Sep 202610 Sep 2026now3.25%3.15% from 2 Sep 2026 until 17 Sep 20263.25% from 17 Sep 2026 until now
2.75%3.00%3.25%3.50%2 Sep 202610 Sep 2026now3.25%3.15% from 2 Sep 2026 until 17 Sep 20263.25% from 17 Sep 2026 until now

Other offers from Renault Bank

Instant access · 2.25% · Raisin1 year · 3.10% · Raisin3 years · 3.30% · Raisin4 years · 3.35% · Raisin5 years · 3.45% · Raisin
After 10 months: €677.08 rate · balance €25,677.08After 11 months: €744.79 rate · balance €25,744.79After 12 months: €812.50 rate · balance €25,812.50After 13 months: €882.41 rate · balance €25,882.41After 14 months: €952.32 rate · balance €25,952.32After 15 months: €1,022.23 rate · balance €26,022.23After 16 months: €1,092.14 rate · balance €26,092.14After 17 months: €1,162.04 rate · balance €26,162.04After 18 months: €1,231.95 rate · balance €26,231.95After 19 months: €1,301.86 rate · balance €26,301.86After 20 months: €1,371.77 rate · balance €26,371.77After 21 months: €1,441.68 rate · balance €26,441.68After 22 months: €1,511.59 rate · balance €26,511.59After 23 months: €1,581.50 rate · balance €26,581.50After 24 months: €1,651.41 rate · balance €26,651.41
€ 0€ 1kstart1 yr2 yrs€1,651After 1 month: €67.71 rate · balance €25,067.71After 2 months: €135.42 rate · balance €25,135.42After 3 months: €203.12 rate · balance €25,203.12After 4 months: €270.83 rate · balance €25,270.83After 5 months: €338.54 rate · balance €25,338.54After 6 months: €406.25 rate · balance €25,406.25After 7 months: €473.96 rate · balance €25,473.96After 8 months: €541.67 rate · balance €25,541.67After 9 months: €609.37 rate · balance €25,609.37After 10 months: €677.08 rate · balance €25,677.08After 11 months: €744.79 rate · balance €25,744.79After 12 months: €812.50 rate · balance €25,812.50After 13 months: €882.41 rate · balance €25,882.41After 14 months: €952.32 rate · balance €25,952.32After 15 months: €1,022.23 rate · balance €26,022.23After 16 months: €1,092.14 rate · balance €26,092.14After 17 months: €1,162.04 rate · balance €26,162.04After 18 months: €1,231.95 rate · balance €26,231.95After 19 months: €1,301.86 rate · balance €26,301.86After 20 months: €1,371.77 rate · balance €26,371.77After 21 months: €1,441.68 rate · balance €26,441.68After 22 months: €1,511.59 rate · balance €26,511.59After 23 months: €1,581.50 rate · balance €26,581.50After 24 months: €1,651.41 rate · balance €26,651.41
Per year
AfterInterest up to thenBalance
1 year€812€25,812
2 years€1,651€26,651

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

From
Rate
Until
17 Sep 20263.25%current
2 Sep 20263.15%17 Sep 2026

All historic rates of Renault Bank →All savings products of Renault Bank →

  • 17 Sep 2026Renault Bank – Termijndeposito (24 mo): 3.15% → 3.25%
  • 2 Sep 2026New: Renault Bank – Termijndeposito (24 mo) 3.15%

Rate checked on 18 Sep 2026.