Renault BankTermijndeposito
Deposit · 1 year · RCI Banque S.A. · France · via Raisin
- Rate
- 3.26%
- 1 year fixed
- since 23 Oct 2026
- Your return on €50,000
- €1,630
- interest per year
- Deposit guarantee
- €50,000 fully protectedFrench scheme
RCI Banque S.A. · Fonds de Garantie des Dépôts et de Résolution (FGDR) · €100,000 per person per bank
Your calculation for €50,000
Gross interest over 1 year: €1,630.
Interest built up over 1 year
Rate and conditions
| Balance | Rate |
|---|---|
| €0 – and up | 3.26% |
- Interest payout
- end of term, paid out
- Fees
- none
- Rate valid since
- 23 Oct 2026
- Access
- 1 year fixed · no early withdrawal
- Term
- 1 year
- Minimum deposit
- €5,000
- Maximum deposit
- €100,000
- Current account required
- no
- For whom
- new and existing customers
- Open via
- Raisin (Raisin) · for residents of the Netherlands via Raisin
- Einde looptijd
- Ondertekend formulier vereist bij opening (bijv. woonplaatsverklaring)
Deposit guarantee
€50,000 fully protected
French scheme
RCI Banque S.A. · Fonds de Garantie des Dépôts et de Résolution (FGDR) · €100,000 per person per bank
Licence and verification
- Institution
- RCI Banque S.A.
- Status
- Verified European deposit guarantee scheme
- Scheme
- Fonds de Garantie des Dépôts et de Résolution (FGDR) (France)
- Guarantee
- €100,000 per person per institution
- Verification
- Raisin wettelijke DGS-disclosuresource ↗ · 2 Nov 2026
details
Fonds de Garantie des Dépôts et de Résolution (FGDR)
Taxes
- Country
- France
- Withholding tax
- No withholding tax
- Standard rate
- 0.00%
- For a Dutch saver
- 0.00%
- Notes
- France withholds no tax on savings interest of non-residents: you receive the full interest.
Rates are gross. The Dutch box 3 wealth tax is separate and not included.
Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks
Rate history
| From | Rate | Until |
|---|---|---|
| 23 Oct 2026 | 3.26% | current |
| 17 Sep 2026 | 3.10% | 23 Oct 2026 |
| 2 Sep 2026 | 3.00% | 17 Sep 2026 |
All historic rates of Renault Bank →All savings products of Renault Bank →
- 23 Oct 2026Renault Bank – Termijndeposito (12 mo): 3.10% → 3.26%
- 17 Sep 2026Renault Bank – Termijndeposito (12 mo): 3.00% → 3.10%
- 2 Sep 2026New: Renault Bank – Termijndeposito (12 mo) 3.00%
Rate checked on 2 Nov 2026.