Renault BankSpaarrekening
Instant access · RCI Banque S.A. · France · via Raisin
- Rate
- 2.25%
- variable
- since 17 Sep 2026
- EffectiveThe effective annual rate for €50,000: what you really earn per year, after fees and including compound interest, so that terms and payout frequencies are comparable. Interest is compounded during the term and earns interest on interest.
- 2.27%
- for €50,000
- Your return on €50,000
- €1,135
- interest per year
- Deposit guarantee
- €50,000 fully protectedFrench scheme
RCI Banque S.A. · Fonds de Garantie des Dépôts et de Résolution (FGDR) · €100,000 per person per bank
Your calculation for €50,000
Gross interest over 1 year: €1,135.
Assumption: the variable rate stays the same for the whole period. Gross, before tax.
Interest built up over 1 year
Rate and conditions
| Balance | Rate |
|---|---|
| €0 – and up | 2.25% |
- Interest payout
- quarterly, compounded (interest on interest)
- Fees
- none
- Rate valid since
- 17 Sep 2026
- Access
- Instant access
- Minimum deposit
- €1
- Maximum deposit
- €100,000
- Current account required
- no
- For whom
- new and existing customers
- Open via
- Raisin (Raisin) · for residents of the Netherlands via Raisin
- Rente-op-rente. Rente wordt elk kwartaal bijgeschreven op de spaarrekening
- Ondertekend formulier vereist bij opening (bijv. woonplaatsverklaring)
Deposit guarantee
€50,000 fully protected
French scheme
RCI Banque S.A. · Fonds de Garantie des Dépôts et de Résolution (FGDR) · €100,000 per person per bank
Licence and verification
- Institution
- RCI Banque S.A.
- Status
- Verified European deposit guarantee scheme
- Scheme
- Fonds de Garantie des Dépôts et de Résolution (FGDR) (France)
- Guarantee
- €100,000 per person per institution
- Verification
- Raisin wettelijke DGS-disclosuresource ↗ · 18 Sep 2026
details
Fonds de Garantie des Dépôts et de Résolution (FGDR)
Taxes
- Country
- France
- Withholding tax
- No withholding tax
- Standard rate
- 0.00%
- For a Dutch saver
- 0.00%
- Notes
- Frankrijk heft geen bronbelasting op spaarrente van niet-ingezetenen.
Rates are gross. The Dutch box 3 wealth tax is separate and not included.