Resurs BankTermijndeposito

Deposit · 9 months · Resurs Bank AB · Sweden · via Raisin
Rate
2.85%
9 months fixed
since 19 Oct 2026
EffectiveThe effective annual rate for €25,000: what you really earn per year, after fees and including compound interest, so that terms and payout frequencies are comparable.
2.86%
for €25,000
Your return on €25,000
€715
per year, annualised · €534 total over 9 months
Deposit guarantee
€25,000 fully protected
Swedish scheme

Resurs Bank AB · Insättningsgarantin (Riksgälden) · €104,000 per person per bank

Your calculation for €25,000

Gross interest over 9 months: €534.
Interest built up over 9 months
€ 0€ 200€ 400start6 mo€534After 1 month: €59.38 rate · balance €25,059.38After 2 months: €118.75 rate · balance €25,118.75After 3 months: €178.13 rate · balance €25,178.13After 4 months: €237.50 rate · balance €25,237.50After 5 months: €296.88 rate · balance €25,296.88After 6 months: €356.25 rate · balance €25,356.25After 7 months: €415.63 rate · balance €25,415.63After 8 months: €475 rate · balance €25,475After 9 months: €534.38 rate · balance €25,534.38

Rate and conditions

BalanceRate
€0 – and up2.85%
Interest payout
end of term, paid out
Fees
none
Rate valid since
19 Oct 2026
Access
9 months fixed · no early withdrawal
Term
9 months
Minimum deposit
€500
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Einde looptijd

Deposit guarantee

€25,000 fully protected
Swedish scheme

Resurs Bank AB · Insättningsgarantin (Riksgälden) · €104,000 per person per bank

Licence and verification
Institution
Resurs Bank AB
Status
Verified European deposit guarantee scheme
Scheme
Insättningsgarantin (Riksgälden) (Sweden)
Guarantee
1150000.00 SEK per person per institution (≈ €104,000)
Verification
Raisin wettelijke DGS-disclosure
detailsRiksgälden
source ↗ · 2 Nov 2026
Taxes
Country
Sweden
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Sweden withholds no tax on savings interest of non-residents: you receive the full interest.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

1.75%2.25%2.75%3.25%2 Sep 20263 Oct 2026now2.85%2.15% from 2 Sep 2026 until 22 Sep 20262.40% from 22 Sep 2026 until 9 Oct 20263.10% from 9 Oct 2026 until 19 Oct 20262.85% from 19 Oct 2026 until now
FromRateUntil
19 Oct 20262.85%current
9 Oct 20263.10%19 Oct 2026
22 Sep 20262.40%9 Oct 2026
2 Sep 20262.15%22 Sep 2026

All historic rates of Resurs Bank →All savings products of Resurs Bank →

  • 19 Oct 2026Resurs Bank – Termijndeposito (9 mo): 3.10% → 2.85%
  • 9 Oct 2026Resurs Bank – Termijndeposito (9 mo): 2.40% → 3.10%
  • 22 Sep 2026Resurs Bank – Termijndeposito (9 mo): 2.15% → 2.40%
  • 2 Sep 2026New: Resurs Bank – Termijndeposito (9 mo) 2.15%

Rate checked on 2 Nov 2026.

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