RiverBankTermijndeposito

Deposit · 1 year · RiverBank S.A · Luxembourg · via Raisin
Rate
1.00%
1 year fixed
Your return on €50,000
€500
interest per year
Deposit guarantee
€50,000 fully protected
Luxembourgish scheme

RiverBank S.A · Fonds de garantie des dépôts Luxembourg (FGDL) · €100,000 per person per bank

Your calculation for €50,000

Gross interest over 1 year: €500.
Interest built up over 1 year
€ 0€ 200€ 400start6 mo1 yr€500After 1 month: €41.67 rate · balance €50,041.67After 2 months: €83.33 rate · balance €50,083.33After 3 months: €125.00 rate · balance €50,125.00After 4 months: €166.67 rate · balance €50,166.67After 5 months: €208.33 rate · balance €50,208.33After 6 months: €250.00 rate · balance €50,250.00After 7 months: €291.67 rate · balance €50,291.67After 8 months: €333.33 rate · balance €50,333.33After 9 months: €375.00 rate · balance €50,375.00After 10 months: €416.67 rate · balance €50,416.67After 11 months: €458.33 rate · balance €50,458.33After 12 months: €500.00 rate · balance €50,500.00

Rate and conditions

BalanceRate
€0 – and up1.00%
Interest payout
end of term, paid out
Fees
none
Rate valid since
26 Aug 2026
Access
1 year fixed · no early withdrawal
Term
1 year
Minimum deposit
€50,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Einde looptijd

Deposit guarantee

€50,000 fully protected
Luxembourgish scheme

RiverBank S.A · Fonds de garantie des dépôts Luxembourg (FGDL) · €100,000 per person per bank

Licence and verification
Institution
RiverBank S.A
Status
Verified European deposit guarantee scheme
Scheme
Fonds de garantie des dépôts Luxembourg (FGDL) (Luxembourg)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsFonds de garantie des dépôts Luxembourg
source ↗ · 2 Nov 2026
Taxes
Country
Luxembourg
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Luxembourg withholds no tax on savings interest of non-residents: you receive the full interest.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

1.00% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of RiverBank →All savings products of RiverBank →

  • 2 Sep 2026New: RiverBank – Termijndeposito (12 mo) 1.00%

Rate checked on 2 Nov 2026.

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