RiverBankTermijndeposito
Deposit · 2 years · RiverBank S.A · Luxembourg · via Raisin
- Rate
- 3.35%
- 2 years fixed
- since 22 Oct 2026
- Your return on €50,000
- €1,675
- per year, annualised · €3,350 total over 2 years
- Deposit guarantee
- €50,000 fully protectedLuxembourgish scheme
RiverBank S.A · Fonds de garantie des dépôts Luxembourg (FGDL) · €100,000 per person per bank
Your calculation for €50,000
Gross interest over 2 years: €3,350.
Interest built up over 2 years
Per year
| After | Interest up to then | Balance |
|---|---|---|
| 1 year | €1,675 | €51,675 |
| 2 years | €3,350 | €53,350 |
Rate and conditions
| Balance | Rate |
|---|---|
| €0 – and up | 3.35% |
- Interest payout
- yearly, paid out
- Fees
- none
- Rate valid since
- 22 Oct 2026
- Access
- 2 years fixed · no early withdrawal
- Term
- 2 years
- Minimum deposit
- €10,000
- Maximum deposit
- €100,000
- Current account required
- no
- For whom
- new and existing customers
- Open via
- Raisin (Raisin) · for residents of the Netherlands via Raisin
- Rente wordt jaarlijks uitgekeerd op de Raisin-rekening
Deposit guarantee
€50,000 fully protected
Luxembourgish scheme
RiverBank S.A · Fonds de garantie des dépôts Luxembourg (FGDL) · €100,000 per person per bank
Licence and verification
- Institution
- RiverBank S.A
- Status
- Verified European deposit guarantee scheme
- Scheme
- Fonds de garantie des dépôts Luxembourg (FGDL) (Luxembourg)
- Guarantee
- €100,000 per person per institution
- Verification
- Raisin wettelijke DGS-disclosuresource ↗ · 2 Nov 2026
details
Fonds de garantie des dépôts Luxembourg
Taxes
- Country
- Luxembourg
- Withholding tax
- No withholding tax
- Standard rate
- 0.00%
- For a Dutch saver
- 0.00%
- Notes
- Luxembourg withholds no tax on savings interest of non-residents: you receive the full interest.
Rates are gross. The Dutch box 3 wealth tax is separate and not included.
Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks
Rate history
| From | Rate | Until |
|---|---|---|
| 22 Oct 2026 | 3.35% | current |
| 20 Oct 2026 | 3.32% | 22 Oct 2026 |
| 2 Sep 2026 | 2.00% | 20 Oct 2026 |
All historic rates of RiverBank →All savings products of RiverBank →
- 22 Oct 2026RiverBank – Termijndeposito (24 mo): 3.32% → 3.35%
- 20 Oct 2026RiverBank – Termijndeposito (24 mo): 2.00% → 3.32%
- 2 Sep 2026New: RiverBank – Termijndeposito (24 mo) 2.00%
Rate checked on 2 Nov 2026.