RiverBankTermijndeposito
Deposit · 4 years · RiverBank S.A · Luxembourg · via Raisin
- Rate
- 3.37%
- 4 years fixed
- since 6 Oct 2026
- Your return on €50,000
- €1,685
- per year, annualised · €6,740 total over 4 years
- Deposit guarantee
- €50,000 fully protectedLuxembourgish scheme
RiverBank S.A · Fonds de garantie des dépôts Luxembourg (FGDL) · €100,000 per person per bank
Your calculation for €50,000
Gross interest over 4 years: €6,740.
Interest built up over 4 years
Per year
| After | Interest up to then | Balance |
|---|---|---|
| 1 year | €1,685 | €51,685 |
| 2 years | €3,370 | €53,370 |
| 3 years | €5,055 | €55,055 |
| 4 years | €6,740 | €56,740 |
Rate and conditions
| Balance | Rate |
|---|---|
| €0 – and up | 3.37% |
- Interest payout
- yearly, paid out
- Fees
- none
- Rate valid since
- 6 Oct 2026
- Access
- 4 years fixed · no early withdrawal
- Term
- 4 years
- Minimum deposit
- €10,000
- Maximum deposit
- €100,000
- Current account required
- no
- For whom
- new and existing customers
- Open via
- Raisin (Raisin) · for residents of the Netherlands via Raisin
- Rente wordt jaarlijks uitgekeerd op de Raisin-rekening
Deposit guarantee
€50,000 fully protected
Luxembourgish scheme
RiverBank S.A · Fonds de garantie des dépôts Luxembourg (FGDL) · €100,000 per person per bank
Licence and verification
- Institution
- RiverBank S.A
- Status
- Verified European deposit guarantee scheme
- Scheme
- Fonds de garantie des dépôts Luxembourg (FGDL) (Luxembourg)
- Guarantee
- €100,000 per person per institution
- Verification
- Raisin wettelijke DGS-disclosuresource ↗ · 2 Nov 2026
details
Fonds de garantie des dépôts Luxembourg
Taxes
- Country
- Luxembourg
- Withholding tax
- No withholding tax
- Standard rate
- 0.00%
- For a Dutch saver
- 0.00%
- Notes
- Luxembourg withholds no tax on savings interest of non-residents: you receive the full interest.
Rates are gross. The Dutch box 3 wealth tax is separate and not included.
Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks
Rate history
| From | Rate | Until |
|---|---|---|
| 6 Oct 2026 | 3.37% | current |
| 2 Sep 2026 | 2.00% | 6 Oct 2026 |
All historic rates of RiverBank →All savings products of RiverBank →
- 6 Oct 2026RiverBank – Termijndeposito (48 mo): 2.00% → 3.37%
- 2 Sep 2026New: RiverBank – Termijndeposito (48 mo) 2.00%
Rate checked on 2 Nov 2026.