RiverBankTermijndeposito
Deposit · 5 years · RiverBank S.A · Luxembourg · via Raisin
- Rate
- 2.00%
- 5 years fixed
- Your return on €50,000
- €1,000
- per year, annualised · €5,000 total over 5 years
- Deposit guarantee
- €50,000 fully protectedLuxembourgish scheme
RiverBank S.A · Fonds de garantie des dépôts Luxembourg (FGDL) · €100,000 per person per bank
Your calculation for €50,000
Gross interest over 5 years: €5,000.
Interest built up over 5 years
Per year
| After | Interest up to then | Balance |
|---|---|---|
| 1 year | €1,000 | €51,000 |
| 2 years | €2,000 | €52,000 |
| 3 years | €3,000 | €53,000 |
| 4 years | €4,000 | €54,000 |
| 5 years | €5,000 | €55,000 |
Rate and conditions
| Balance | Rate |
|---|---|
| €0 – and up | 2.00% |
- Interest payout
- yearly, paid out
- Fees
- none
- Rate valid since
- 28 Aug 2026
- Access
- 5 years fixed · no early withdrawal
- Term
- 5 years
- Minimum deposit
- €10,000
- Maximum deposit
- €100,000
- Current account required
- no
- For whom
- new and existing customers
- Open via
- Raisin (Raisin) · for residents of the Netherlands via Raisin
- Rente wordt jaarlijks uitgekeerd op de Raisin-rekening
Deposit guarantee
€50,000 fully protected
Luxembourgish scheme
RiverBank S.A · Fonds de garantie des dépôts Luxembourg (FGDL) · €100,000 per person per bank
Licence and verification
- Institution
- RiverBank S.A
- Status
- Verified European deposit guarantee scheme
- Scheme
- Fonds de garantie des dépôts Luxembourg (FGDL) (Luxembourg)
- Guarantee
- €100,000 per person per institution
- Verification
- Raisin wettelijke DGS-disclosuresource ↗ · 2 Nov 2026
details
Fonds de garantie des dépôts Luxembourg
Taxes
- Country
- Luxembourg
- Withholding tax
- No withholding tax
- Standard rate
- 0.00%
- For a Dutch saver
- 0.00%
- Notes
- Luxembourg withholds no tax on savings interest of non-residents: you receive the full interest.
Rates are gross. The Dutch box 3 wealth tax is separate and not included.
Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks
Rate history
2.00% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.
All historic rates of RiverBank →All savings products of RiverBank →
- 2 Sep 2026New: RiverBank – Termijndeposito (60 mo) 2.00%
Rate checked on 2 Nov 2026.