SME BankTermijndeposito
Deposit · 1 year · UAB SME Bank · Lithuania · via Raisin
- Rate
- 3.26%
- 1 year fixed
- since 21 Oct 2026
- Your return on €50,000
- €1,630
- interest per year
- Deposit guarantee
- €50,000 fully protectedLithuanian scheme
UAB SME Bank · Indėlių ir investicijų draudimas (IID) · €100,000 per person per bank
Your calculation for €50,000
Gross interest over 1 year: €1,630.
Interest built up over 1 year
Rate and conditions
| Balance | Rate |
|---|---|
| €0 – and up | 3.26% |
- Interest payout
- end of term, paid out
- Fees
- none
- Rate valid since
- 21 Oct 2026
- Access
- 1 year fixed · no early withdrawal
- Term
- 1 year
- Minimum deposit
- €20,000
- Maximum deposit
- €100,000
- Current account required
- no
- For whom
- new and existing customers
- Open via
- Raisin (Raisin) · for residents of the Netherlands via Raisin
- Einde looptijd
Deposit guarantee
€50,000 fully protected
Lithuanian scheme
UAB SME Bank · Indėlių ir investicijų draudimas (IID) · €100,000 per person per bank
Licence and verification
- Institution
- UAB SME Bank
- Status
- Verified European deposit guarantee scheme
- Scheme
- Indėlių ir investicijų draudimas (IID) (Lithuania)
- Guarantee
- €100,000 per person per institution
- Verification
- Raisin wettelijke DGS-disclosuresource ↗ · 2 Nov 2026
details
Viešoji įstaigai „Indėlių ir investicijų draudimas“
Taxes
- Country
- Lithuania
- Withholding tax
- Withholding tax applies
- Standard rate
- 15.00%
- For a Dutch saver
- 10.00% (after paperwork)
- Notes
- Lithuania withholds by default 15% tax at source. For a Dutch saver 10% remains withheld; the Dutch tax office usually does not credit it in box 3. A reduction takes a form.
Rates are gross. The Dutch box 3 wealth tax is separate and not included.
Read on: Withholding tax on foreign savings interest: what do you really keep?
Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks
Rate history
| From | Rate | Until |
|---|---|---|
| 21 Oct 2026 | 3.26% | current |
| 14 Oct 2026 | 3.20% | 21 Oct 2026 |
| 9 Oct 2026 | 3.30% | 14 Oct 2026 |
| 5 Oct 2026 | 3.35% | 9 Oct 2026 |
| 28 Sep 2026 | 3.30% | 5 Oct 2026 |
| 18 Sep 2026 | 3.45% | 28 Sep 2026 |
| 14 Sep 2026 | 3.20% | 18 Sep 2026 |
| 2 Sep 2026 | 3.46% | 14 Sep 2026 |
All historic rates of SME Bank →All savings products of SME Bank →
- 21 Oct 2026SME Bank – Termijndeposito (12 mo): 3.20% → 3.26%
- 14 Oct 2026SME Bank – Termijndeposito (12 mo): 3.30% → 3.20%
- 9 Oct 2026SME Bank – Termijndeposito (12 mo): 3.35% → 3.30%
- 5 Oct 2026SME Bank – Termijndeposito (12 mo): 3.30% → 3.35%
- 28 Sep 2026SME Bank – Termijndeposito (12 mo): 3.45% → 3.30%
- 18 Sep 2026SME Bank – Termijndeposito (12 mo): 3.20% → 3.45%
- 14 Sep 2026SME Bank – Termijndeposito (12 mo): 3.46% → 3.20%
- 2 Sep 2026New: SME Bank – Termijndeposito (12 mo) 3.46%
Rate checked on 2 Nov 2026.