SimpleSaveSpaarrekening
Instant access · Citibank Europe plc · Ireland · via Raisin
- Rate
- 2.40%
- variable
- since 21 Oct 2026
- Your return on €25,000
- €600
- interest per year
- Deposit guarantee
- €25,000 fully protectedIrish scheme
Citibank Europe plc · Deposit Guarantee Scheme (Ireland) · €100,000 per person per bank
Your calculation for €25,000
Gross interest over 1 year: €600.
Assumption: the variable rate stays the same for the whole period. Gross, before tax.
Interest built up over 1 year
Rate and conditions
| Balance | Rate |
|---|---|
| €0 – and up | 2.40% |
- Interest payout
- monthly, paid out
- Fees
- none
- Rate valid since
- 21 Oct 2026
- Access
- Instant access
- Minimum deposit
- €1
- Maximum deposit
- €100,000
- Current account required
- no
- For whom
- new and existing customers
- Open via
- Raisin (Raisin) · for residents of the Netherlands via Raisin
- Rente wordt maandelijks uitgekeerd op de Raisin-rekening
- Raisin Bank houdt het deposito in trust aan bij de bank
Deposit guarantee
€25,000 fully protected
Irish scheme
Citibank Europe plc · Deposit Guarantee Scheme (Ireland) · €100,000 per person per bank
Licence and verification
- Institution
- Citibank Europe plc
- Status
- Verified European deposit guarantee scheme
- Scheme
- Deposit Guarantee Scheme (Ireland) (Ireland)
- Guarantee
- €100,000 per person per institution
- Verification
- Depositor Information Sheet Citibank Europe plcsource ↗ · 2 Sep 2026
details
wettelijke DGS-informatie, Iers DGS € 100.000), gepubliceerd door Trade Republic
Taxes
- Country
- Germany
- Withholding tax
- No withholding tax
- Standard rate
- 0.00%
- For a Dutch saver
- 0.00%
- Notes
- Germany withholds no tax on savings interest of non-residents: you receive the full interest.
Rates are gross. The Dutch box 3 wealth tax is separate and not included.
Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks
Rate history
| From | Rate | Until |
|---|---|---|
| 21 Oct 2026 | 2.40% | current |
| 22 Sep 2026 | 2.25% | 21 Oct 2026 |
All historic rates of SimpleSave →All savings products of SimpleSave →
- 21 Oct 2026SimpleSave – Spaarrekening: 2.25% → 2.40%
- 22 Sep 2026New: SimpleSave – Spaarrekening 2.25%
Rate checked on 2 Nov 2026.