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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Avarda Bank
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Avarda BankTermijndeposito

Deposit · 2 years · Avarda Bank AB · Sweden · via Raisin
Open an account at Avarda Bank
Rate
2.95%
2 years fixed
Your return on €25,000
€738
per year, annualised · €1,497 total over 2 years
Deposit guarantee
€25,000 fully protected
Swedish scheme

Avarda Bank AB · Insättningsgarantin (Riksgälden) · €104,000 per person per bank

Your calculation for €25,000

Gross interest over 2 years: €1,497.
Interest built up over 2 years
€ 0€ 500€ 1kstart1 yr2 yrs€1,497After 1 month: €61.46 rate · balance €25,061.46After 2 months: €122.92 rate · balance €25,122.92After 3 months: €184.37 rate · balance €25,184.37After 4 months: €245.83 rate · balance €25,245.83After 5 months: €307.29 rate · balance €25,307.29After 6 months: €368.75 rate · balance €25,368.75After 7 months: €430.21 rate · balance €25,430.21After 8 months: €491.67 rate · balance €25,491.67

Rate and conditions

BalanceRate
€0 – and up2.95%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
29 Jul 2026
Access
2 years fixed · no early withdrawal
Term
2 years
Minimum deposit
€500
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente-op-rente. Rente wordt jaarlijks bijgeschreven op het termijndeposito

Deposit guarantee

€25,000 fully protected
Swedish scheme

Avarda Bank AB · Insättningsgarantin (Riksgälden) · €104,000 per person per bank

Licence and verification
Institution
Avarda Bank AB
Status
Verified European deposit guarantee scheme
Scheme
Insättningsgarantin (Riksgälden) (Sweden)
Guarantee
1150000.00 SEK per person per institution (≈ €104,000)
Verification
Raisin wettelijke DGS-disclosure
detailsRiksgälden
source ↗ · 18 Sep 2026
Taxes
Country
Sweden
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Zweden heft geen bronbelasting op spaarrente van niet-ingezetenen.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on:

Rate history

2.95% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Avarda Bank →All savings products of Avarda Bank →

  • 2 Sep 2026New: Avarda Bank – Termijndeposito (24 mo) 2.95%

Rate checked on 18 Sep 2026.

Other offers from Avarda Bank

Instant access · 2.20% · Raisin6 months · 2.75% · Raisin1 year · 2.90% · Raisin18 months · 2.95% · Raisin3 years · 3.05% · Raisin4 years · 3.15% · Raisin5 years · 3.25% · Raisin
After 9 months: €553.12 rate · balance €25,553.12After 10 months: €614.58 rate · balance €25,614.58After 11 months: €676.04 rate · balance €25,676.04After 12 months: €737.50 rate · balance €25,737.50After 13 months: €800.77 rate · balance €25,800.77After 14 months: €864.04 rate · balance €25,864.04After 15 months: €927.31 rate · balance €25,927.31After 16 months: €990.59 rate · balance €25,990.59After 17 months: €1,053.86 rate · balance €26,053.86After 18 months: €1,117.13 rate · balance €26,117.13After 19 months: €1,180.40 rate · balance €26,180.40After 20 months: €1,243.67 rate · balance €26,243.67After 21 months: €1,306.94 rate · balance €26,306.94After 22 months: €1,370.21 rate · balance €26,370.21After 23 months: €1,433.49 rate · balance €26,433.49After 24 months: €1,496.76 rate · balance €26,496.76
€ 0€ 500€ 1kstart1 yr2 yrs€1,497After 1 month: €61.46 rate · balance €25,061.46After 2 months: €122.92 rate · balance €25,122.92After 3 months: €184.37 rate · balance €25,184.37After 4 months: €245.83 rate · balance €25,245.83After 5 months: €307.29 rate · balance €25,307.29After 6 months: €368.75 rate · balance €25,368.75After 7 months: €430.21 rate · balance €25,430.21After 8 months: €491.67 rate · balance €25,491.67After 9 months: €553.12 rate · balance €25,553.12After 10 months: €614.58 rate · balance €25,614.58After 11 months: €676.04 rate · balance €25,676.04After 12 months: €737.50 rate · balance €25,737.50After 13 months: €800.77 rate · balance €25,800.77After 14 months: €864.04 rate · balance €25,864.04After 15 months: €927.31 rate · balance €25,927.31After 16 months: €990.59 rate · balance €25,990.59After 17 months: €1,053.86 rate · balance €26,053.86After 18 months: €1,117.13 rate · balance €26,117.13After 19 months: €1,180.40 rate · balance €26,180.40After 20 months: €1,243.67 rate · balance €26,243.67After 21 months: €1,306.94 rate · balance €26,306.94After 22 months: €1,370.21 rate · balance €26,370.21After 23 months: €1,433.49 rate · balance €26,433.49After 24 months: €1,496.76 rate · balance €26,496.76
Per year
AfterInterest up to thenBalance
1 year€737€25,737
2 years€1,497€26,497
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