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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Avarda Bank
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Avarda BankTermijndeposito

Deposit · 4 years · Avarda Bank AB · Sweden · via Raisin
Open an account at Avarda Bank
Rate
3.15%
4 years fixed
Your return on €16,800
€529
per year, annualised · €2,219 total over 4 years
Deposit guarantee
€16,800 fully protected
Swedish scheme

Avarda Bank AB · Insättningsgarantin (Riksgälden) · €104,000 per person per bank

Your calculation for €16,800

Gross interest over 4 years: €2,219.
Interest built up over 4 years
€ 0€ 1k€ 2kstart2 yrs4 yrs€2,219After 1 month: €44.10 rate · balance €16,844.10After 2 months: €88.20 rate · balance €16,888.20

Rate and conditions

BalanceRate
€0 – and up3.15%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
29 Jul 2026
Access
4 years fixed · no early withdrawal
Term
4 years
Minimum deposit
€500
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente-op-rente. Rente wordt jaarlijks bijgeschreven op het termijndeposito

Deposit guarantee

€16,800 fully protected
Swedish scheme

Avarda Bank AB · Insättningsgarantin (Riksgälden) · €104,000 per person per bank

Licence and verification
Institution
Avarda Bank AB
Status
Verified European deposit guarantee scheme
Scheme
Insättningsgarantin (Riksgälden) (Sweden)
Guarantee
1150000.00 SEK per person per institution (≈ €104,000)
Verification
Raisin wettelijke DGS-disclosure
detailsRiksgälden
source ↗ · 18 Sep 2026
Taxes
Country
Sweden
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Zweden heft geen bronbelasting op spaarrente van niet-ingezetenen.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on:

Rate history

3.15% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Avarda Bank →All savings products of Avarda Bank →

  • 2 Sep 2026New: Avarda Bank – Termijndeposito (48 mo) 3.15%

Rate checked on 18 Sep 2026.

Other offers from Avarda Bank

Instant access · 2.20% · Raisin6 months · 2.75% · Raisin1 year · 2.90% · Raisin18 months · 2.95% · Raisin2 years · 2.95% · Raisin3 years · 3.05% · Raisin5 years · 3.25% · Raisin
After 3 months: €132.30 rate · balance €16,932.30After 4 months: €176.40 rate · balance €16,976.40After 5 months: €220.50 rate · balance €17,020.50After 6 months: €264.60 rate · balance €17,064.60After 7 months: €308.70 rate · balance €17,108.70After 8 months: €352.80 rate · balance €17,152.80After 9 months: €396.90 rate · balance €17,196.90After 10 months: €441.00 rate · balance €17,241After 11 months: €485.10 rate · balance €17,285.10After 12 months: €529.20 rate · balance €17,329.20After 13 months: €574.69 rate · balance €17,374.69After 14 months: €620.18 rate · balance €17,420.18After 15 months: €665.67 rate · balance €17,465.67After 16 months: €711.16 rate · balance €17,511.16After 17 months: €756.65 rate · balance €17,556.65After 18 months: €802.14 rate · balance €17,602.14After 19 months: €847.62 rate · balance €17,647.62After 20 months: €893.11 rate · balance €17,693.11After 21 months: €938.60 rate · balance €17,738.60After 22 months: €984.09 rate · balance €17,784.09After 23 months: €1,029.58 rate · balance €17,829.58After 24 months: €1,075.07 rate · balance €17,875.07After 25 months: €1,121.99 rate · balance €17,921.99After 26 months: €1,168.91 rate · balance €17,968.91After 27 months: €1,215.84 rate · balance €18,015.84After 28 months: €1,262.76 rate · balance €18,062.76After 29 months: €1,309.68 rate · balance €18,109.68After 30 months: €1,356.60 rate · balance €18,156.60After 31 months: €1,403.53 rate · balance €18,203.53After 32 months: €1,450.45 rate · balance €18,250.45After 33 months: €1,497.37 rate · balance €18,297.37After 34 months: €1,544.29 rate · balance €18,344.29After 35 months: €1,591.21 rate · balance €18,391.21After 36 months: €1,638.14 rate · balance €18,438.14After 37 months: €1,686.54 rate · balance €18,486.54After 38 months: €1,734.94 rate · balance €18,534.94After 39 months: €1,783.34 rate · balance €18,583.34After 40 months: €1,831.74 rate · balance €18,631.74After 41 months: €1,880.14 rate · balance €18,680.14After 42 months: €1,928.54 rate · balance €18,728.54After 43 months: €1,976.94 rate · balance €18,776.94After 44 months: €2,025.34 rate · balance €18,825.34After 45 months: €2,073.74 rate · balance €18,873.74After 46 months: €2,122.14 rate · balance €18,922.14After 47 months: €2,170.54 rate · balance €18,970.54After 48 months: €2,218.94 rate · balance €19,018.94
€ 0€ 1k€ 2kstart1 yr2 yrs3 yrs4 yrs€2,219After 1 month: €44.10 rate · balance €16,844.10After 2 months: €88.20 rate · balance €16,888.20After 3 months: €132.30 rate · balance €16,932.30After 4 months: €176.40 rate · balance €16,976.40After 5 months: €220.50 rate · balance €17,020.50After 6 months: €264.60 rate · balance €17,064.60After 7 months: €308.70 rate · balance €17,108.70After 8 months: €352.80 rate · balance €17,152.80After 9 months: €396.90 rate · balance €17,196.90After 10 months: €441.00 rate · balance €17,241After 11 months: €485.10 rate · balance €17,285.10After 12 months: €529.20 rate · balance €17,329.20After 13 months: €574.69 rate · balance €17,374.69After 14 months: €620.18 rate · balance €17,420.18After 15 months: €665.67 rate · balance €17,465.67After 16 months: €711.16 rate · balance €17,511.16After 17 months: €756.65 rate · balance €17,556.65After 18 months: €802.14 rate · balance €17,602.14After 19 months: €847.62 rate · balance €17,647.62After 20 months: €893.11 rate · balance €17,693.11After 21 months: €938.60 rate · balance €17,738.60After 22 months: €984.09 rate · balance €17,784.09After 23 months: €1,029.58 rate · balance €17,829.58After 24 months: €1,075.07 rate · balance €17,875.07After 25 months: €1,121.99 rate · balance €17,921.99After 26 months: €1,168.91 rate · balance €17,968.91After 27 months: €1,215.84 rate · balance €18,015.84After 28 months: €1,262.76 rate · balance €18,062.76After 29 months: €1,309.68 rate · balance €18,109.68After 30 months: €1,356.60 rate · balance €18,156.60After 31 months: €1,403.53 rate · balance €18,203.53After 32 months: €1,450.45 rate · balance €18,250.45After 33 months: €1,497.37 rate · balance €18,297.37After 34 months: €1,544.29 rate · balance €18,344.29After 35 months: €1,591.21 rate · balance €18,391.21After 36 months: €1,638.14 rate · balance €18,438.14After 37 months: €1,686.54 rate · balance €18,486.54After 38 months: €1,734.94 rate · balance €18,534.94After 39 months: €1,783.34 rate · balance €18,583.34After 40 months: €1,831.74 rate · balance €18,631.74After 41 months: €1,880.14 rate · balance €18,680.14After 42 months: €1,928.54 rate · balance €18,728.54After 43 months: €1,976.94 rate · balance €18,776.94After 44 months: €2,025.34 rate · balance €18,825.34After 45 months: €2,073.74 rate · balance €18,873.74After 46 months: €2,122.14 rate · balance €18,922.14After 47 months: €2,170.54 rate · balance €18,970.54After 48 months: €2,218.94 rate · balance €19,018.94
Per year
AfterInterest up to thenBalance
1 year€529€17,329
2 years€1,075€17,875
3 years€1,638€18,438
4 years€2,219€19,019
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