Spaarradar
CompareDepositsGuided choice
News
NL
Spaarradar

Independent: the order follows only from the rate, your amount and the deposit guarantee, never from fees paid by banks.

Last check 4 minutes ago·570 offers from 88 institutions

Compare
  • Highest savings rate
  • Deposits by term
  • Notice accounts
  • No withholding tax
  • Saving via Raisin
  • Directly at the bank
  • Banks & deposit guarantee
Tools
  • Guided choice
  • Interest calculator
  • Switch check
  • Deposit ladder
  • My list
  • Widget for your site
Market data
  • Rate changes
  • Rate history
  • ECB rate
  • Savings rate index
  • News
  • API
About this site
  • Glossary
  • Methodology
  • About & contact
  • Press
  • Privacy
  • Disclaimer

Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Avarda Bank
Back to the comparison

Avarda BankTermijndeposito

Deposit · 4 years · Avarda Bank AB · Sweden · via Raisin
Open an account at Avarda Bank
Rate
3.15%
4 years fixed
Your return on €25,000
€788
per year, annualised · €3,302 total over 4 years
Deposit guarantee
€25,000 fully protected
Swedish scheme

Avarda Bank AB · Insättningsgarantin (Riksgälden) · €104,000 per person per bank

Your calculation for €25,000

Gross interest over 4 years: €3,302.
Interest built up over 4 years
€ 0€ 2kstart2 yrs4 yrs€3,302After 1 month: €65.63 rate · balance €25,065.63After 2 months: €131.25 rate · balance €25,131.25After 3 months: €196.88 rate · balance €25,196.88After 4 months: €262.50 rate · balance €25,262.50

Rate and conditions

BalanceRate
€0 – and up3.15%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
29 Jul 2026
Access
4 years fixed · no early withdrawal
Term
4 years
Minimum deposit
€500
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente-op-rente. Rente wordt jaarlijks bijgeschreven op het termijndeposito

Deposit guarantee

€25,000 fully protected
Swedish scheme

Avarda Bank AB · Insättningsgarantin (Riksgälden) · €104,000 per person per bank

Licence and verification
Institution
Avarda Bank AB
Status
Verified European deposit guarantee scheme
Scheme
Insättningsgarantin (Riksgälden) (Sweden)
Guarantee
1150000.00 SEK per person per institution (≈ €104,000)
Verification
Raisin wettelijke DGS-disclosure
detailsRiksgälden
source ↗ · 18 Sep 2026
Taxes
Country
Sweden
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Zweden heft geen bronbelasting op spaarrente van niet-ingezetenen.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on:

Rate history

3.15% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Avarda Bank →All savings products of Avarda Bank →

  • 2 Sep 2026New: Avarda Bank – Termijndeposito (48 mo) 3.15%

Rate checked on 18 Sep 2026.

Other offers from Avarda Bank

Instant access · 2.20% · Raisin6 months · 2.75% · Raisin1 year · 2.90% · Raisin18 months · 2.95% · Raisin2 years · 2.95% · Raisin3 years · 3.05% · Raisin5 years · 3.25% · Raisin
After 5 months: €328.13 rate · balance €25,328.13After 6 months: €393.75 rate · balance €25,393.75After 7 months: €459.38 rate · balance €25,459.38After 8 months: €525 rate · balance €25,525After 9 months: €590.63 rate · balance €25,590.63After 10 months: €656.25 rate · balance €25,656.25After 11 months: €721.88 rate · balance €25,721.88After 12 months: €787.50 rate · balance €25,787.50After 13 months: €855.19 rate · balance €25,855.19After 14 months: €922.88 rate · balance €25,922.88After 15 months: €990.58 rate · balance €25,990.58After 16 months: €1,058.27 rate · balance €26,058.27After 17 months: €1,125.96 rate · balance €26,125.96After 18 months: €1,193.65 rate · balance €26,193.65After 19 months: €1,261.35 rate · balance €26,261.35After 20 months: €1,329.04 rate · balance €26,329.04After 21 months: €1,396.73 rate · balance €26,396.73After 22 months: €1,464.42 rate · balance €26,464.42After 23 months: €1,532.11 rate · balance €26,532.11After 24 months: €1,599.81 rate · balance €26,599.81After 25 months: €1,669.63 rate · balance €26,669.63After 26 months: €1,739.46 rate · balance €26,739.46After 27 months: €1,809.28 rate · balance €26,809.28After 28 months: €1,879.10 rate · balance €26,879.10After 29 months: €1,948.93 rate · balance €26,948.93After 30 months: €2,018.75 rate · balance €27,018.75After 31 months: €2,088.58 rate · balance €27,088.58After 32 months: €2,158.40 rate · balance €27,158.40After 33 months: €2,228.23 rate · balance €27,228.23After 34 months: €2,298.05 rate · balance €27,298.05After 35 months: €2,367.88 rate · balance €27,367.88After 36 months: €2,437.70 rate · balance €27,437.70After 37 months: €2,509.72 rate · balance €27,509.72After 38 months: €2,581.75 rate · balance €27,581.75After 39 months: €2,653.77 rate · balance €27,653.77After 40 months: €2,725.80 rate · balance €27,725.80After 41 months: €2,797.82 rate · balance €27,797.82After 42 months: €2,869.84 rate · balance €27,869.84After 43 months: €2,941.87 rate · balance €27,941.87After 44 months: €3,013.89 rate · balance €28,013.89After 45 months: €3,085.92 rate · balance €28,085.92After 46 months: €3,157.94 rate · balance €28,157.94After 47 months: €3,229.96 rate · balance €28,229.96After 48 months: €3,301.99 rate · balance €28,301.99
€ 0€ 2kstart1 yr2 yrs3 yrs4 yrs€3,302After 1 month: €65.63 rate · balance €25,065.63After 2 months: €131.25 rate · balance €25,131.25After 3 months: €196.88 rate · balance €25,196.88After 4 months: €262.50 rate · balance €25,262.50After 5 months: €328.13 rate · balance €25,328.13After 6 months: €393.75 rate · balance €25,393.75After 7 months: €459.38 rate · balance €25,459.38After 8 months: €525 rate · balance €25,525After 9 months: €590.63 rate · balance €25,590.63After 10 months: €656.25 rate · balance €25,656.25After 11 months: €721.88 rate · balance €25,721.88After 12 months: €787.50 rate · balance €25,787.50After 13 months: €855.19 rate · balance €25,855.19After 14 months: €922.88 rate · balance €25,922.88After 15 months: €990.58 rate · balance €25,990.58After 16 months: €1,058.27 rate · balance €26,058.27After 17 months: €1,125.96 rate · balance €26,125.96After 18 months: €1,193.65 rate · balance €26,193.65After 19 months: €1,261.35 rate · balance €26,261.35After 20 months: €1,329.04 rate · balance €26,329.04After 21 months: €1,396.73 rate · balance €26,396.73After 22 months: €1,464.42 rate · balance €26,464.42After 23 months: €1,532.11 rate · balance €26,532.11After 24 months: €1,599.81 rate · balance €26,599.81After 25 months: €1,669.63 rate · balance €26,669.63After 26 months: €1,739.46 rate · balance €26,739.46After 27 months: €1,809.28 rate · balance €26,809.28After 28 months: €1,879.10 rate · balance €26,879.10After 29 months: €1,948.93 rate · balance €26,948.93After 30 months: €2,018.75 rate · balance €27,018.75After 31 months: €2,088.58 rate · balance €27,088.58After 32 months: €2,158.40 rate · balance €27,158.40After 33 months: €2,228.23 rate · balance €27,228.23After 34 months: €2,298.05 rate · balance €27,298.05After 35 months: €2,367.88 rate · balance €27,367.88After 36 months: €2,437.70 rate · balance €27,437.70After 37 months: €2,509.72 rate · balance €27,509.72After 38 months: €2,581.75 rate · balance €27,581.75After 39 months: €2,653.77 rate · balance €27,653.77After 40 months: €2,725.80 rate · balance €27,725.80After 41 months: €2,797.82 rate · balance €27,797.82After 42 months: €2,869.84 rate · balance €27,869.84After 43 months: €2,941.87 rate · balance €27,941.87After 44 months: €3,013.89 rate · balance €28,013.89After 45 months: €3,085.92 rate · balance €28,085.92After 46 months: €3,157.94 rate · balance €28,157.94After 47 months: €3,229.96 rate · balance €28,229.96After 48 months: €3,301.99 rate · balance €28,301.99
Per year
AfterInterest up to thenBalance
1 year€788€25,788
2 years€1,600€26,600
3 years€2,438€27,438
4 years€3,302€28,302
Is saving at a foreign bank safe? How the deposit guarantee works in Europe