Avarda BankTermijndeposito
Deposit · 5 years · Avarda Bank AB · Sweden · via Raisin
- Rate
- 3.25%
- 5 years fixed
- Your return on €50,000
- €1,625
- per year, annualised · €8,671 total over 5 years
- Deposit guarantee
- €50,000 fully protectedSwedish scheme
Avarda Bank AB · Insättningsgarantin (Riksgälden) · €104,000 per person per bank
Your calculation for €50,000
Gross interest over 5 years: €8,671.
Interest built up over 5 years
Per year
| After | Interest up to then | Balance |
|---|---|---|
| 1 year | €1,625 | €51,625 |
| 2 years | €3,303 | €53,303 |
| 3 years | €5,035 | €55,035 |
| 4 years | €6,824 | €56,824 |
| 5 years | €8,671 | €58,671 |
Rate and conditions
| Balance | Rate |
|---|---|
| €0 – and up | 3.25% |
- Interest payout
- yearly, compounded (interest on interest)
- Fees
- none
- Rate valid since
- 29 Jul 2026
- Access
- 5 years fixed · no early withdrawal
- Term
- 5 years
- Minimum deposit
- €500
- Maximum deposit
- €100,000
- Current account required
- no
- For whom
- new and existing customers
- Open via
- Raisin (Raisin) · for residents of the Netherlands via Raisin
- Rente-op-rente. Rente wordt jaarlijks bijgeschreven op het termijndeposito
Deposit guarantee
€50,000 fully protected
Swedish scheme
Avarda Bank AB · Insättningsgarantin (Riksgälden) · €104,000 per person per bank
Licence and verification
- Institution
- Avarda Bank AB
- Status
- Verified European deposit guarantee scheme
- Scheme
- Insättningsgarantin (Riksgälden) (Sweden)
- Guarantee
- 1150000.00 SEK per person per institution (≈ €104,000)
- Verification
- Raisin wettelijke DGS-disclosuresource ↗ · 2 Nov 2026
details
Riksgälden
Taxes
- Country
- Sweden
- Withholding tax
- No withholding tax
- Standard rate
- 0.00%
- For a Dutch saver
- 0.00%
- Notes
- Sweden withholds no tax on savings interest of non-residents: you receive the full interest.
Rates are gross. The Dutch box 3 wealth tax is separate and not included.
Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks
Rate history
3.25% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.
All historic rates of Avarda Bank →All savings products of Avarda Bank →
- 2 Sep 2026New: Avarda Bank – Termijndeposito (60 mo) 3.25%
Rate checked on 2 Nov 2026.