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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Avarda Bank
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Avarda BankTermijndeposito

Deposit · 5 years · Avarda Bank AB · Sweden · via Raisin
Open an account at Avarda Bank
Rate
3.25%
5 years fixed
Your return on €10,000
€325
per year, annualised · €1,734 total over 5 years
Deposit guarantee
€10,000 fully protected
Swedish scheme

Avarda Bank AB · Insättningsgarantin (Riksgälden) · €104,000 per person per bank

Your calculation for €10,000

Gross interest over 5 years: €1,734.
Interest built up over 5 years
€ 0€ 1kstart2 yrs4 yrs€1,734After 1 month: €27.08 rate · balance €10,027.08

Rate and conditions

BalanceRate
€0 – and up3.25%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
29 Jul 2026
Access
5 years fixed · no early withdrawal
Term
5 years
Minimum deposit
€500
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente-op-rente. Rente wordt jaarlijks bijgeschreven op het termijndeposito

Deposit guarantee

€10,000 fully protected
Swedish scheme

Avarda Bank AB · Insättningsgarantin (Riksgälden) · €104,000 per person per bank

Licence and verification
Institution
Avarda Bank AB
Status
Verified European deposit guarantee scheme
Scheme
Insättningsgarantin (Riksgälden) (Sweden)
Guarantee
1150000.00 SEK per person per institution (≈ €104,000)
Verification
Raisin wettelijke DGS-disclosure
detailsRiksgälden
source ↗ · 18 Sep 2026
Taxes
Country
Sweden
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Zweden heft geen bronbelasting op spaarrente van niet-ingezetenen.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on:

Rate history

3.25% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Avarda Bank →All savings products of Avarda Bank →

  • 2 Sep 2026New: Avarda Bank – Termijndeposito (60 mo) 3.25%

Rate checked on 18 Sep 2026.

Other offers from Avarda Bank

Instant access · 2.20% · Raisin6 months · 2.75% · Raisin1 year · 2.90% · Raisin18 months · 2.95% · Raisin2 years · 2.95% · Raisin3 years · 3.05% · Raisin4 years · 3.15% · Raisin
After 2 months: €54.17 rate · balance €10,054.17After 3 months: €81.25 rate · balance €10,081.25After 4 months: €108.33 rate · balance €10,108.33After 5 months: €135.42 rate · balance €10,135.42After 6 months: €162.50 rate · balance €10,162.50After 7 months: €189.58 rate · balance €10,189.58After 8 months: €216.67 rate · balance €10,216.67After 9 months: €243.75 rate · balance €10,243.75After 10 months: €270.83 rate · balance €10,270.83After 11 months: €297.92 rate · balance €10,297.92After 12 months: €325.00 rate · balance €10,325.00After 13 months: €352.96 rate · balance €10,352.96After 14 months: €380.93 rate · balance €10,380.93After 15 months: €408.89 rate · balance €10,408.89After 16 months: €436.85 rate · balance €10,436.85After 17 months: €464.82 rate · balance €10,464.82After 18 months: €492.78 rate · balance €10,492.78After 19 months: €520.74 rate · balance €10,520.74After 20 months: €548.71 rate · balance €10,548.71After 21 months: €576.67 rate · balance €10,576.67After 22 months: €604.63 rate · balance €10,604.63After 23 months: €632.60 rate · balance €10,632.60After 24 months: €660.56 rate · balance €10,660.56After 25 months: €689.43 rate · balance €10,689.43After 26 months: €718.31 rate · balance €10,718.31After 27 months: €747.18 rate · balance €10,747.18After 28 months: €776.05 rate · balance €10,776.05After 29 months: €804.92 rate · balance €10,804.92After 30 months: €833.80 rate · balance €10,833.80After 31 months: €862.67 rate · balance €10,862.67After 32 months: €891.54 rate · balance €10,891.54After 33 months: €920.41 rate · balance €10,920.41After 34 months: €949.29 rate · balance €10,949.29After 35 months: €978.16 rate · balance €10,978.16After 36 months: €1,007.03 rate · balance €11,007.03After 37 months: €1,036.84 rate · balance €11,036.84After 38 months: €1,066.65 rate · balance €11,066.65After 39 months: €1,096.46 rate · balance €11,096.46After 40 months: €1,126.27 rate · balance €11,126.27After 41 months: €1,156.08 rate · balance €11,156.08After 42 months: €1,185.89 rate · balance €11,185.89After 43 months: €1,215.71 rate · balance €11,215.71After 44 months: €1,245.52 rate · balance €11,245.52After 45 months: €1,275.33 rate · balance €11,275.33After 46 months: €1,305.14 rate · balance €11,305.14After 47 months: €1,334.95 rate · balance €11,334.95After 48 months: €1,364.76 rate · balance €11,364.76After 49 months: €1,395.54 rate · balance €11,395.54After 50 months: €1,426.32 rate · balance €11,426.32After 51 months: €1,457.10 rate · balance €11,457.10After 52 months: €1,487.88 rate · balance €11,487.88After 53 months: €1,518.66 rate · balance €11,518.66After 54 months: €1,549.44 rate · balance €11,549.44After 55 months: €1,580.22 rate · balance €11,580.22After 56 months: €1,611.00 rate · balance €11,611.00After 57 months: €1,641.78 rate · balance €11,641.78After 58 months: €1,672.55 rate · balance €11,672.55After 59 months: €1,703.33 rate · balance €11,703.33After 60 months: €1,734.11 rate · balance €11,734.11
€ 0€ 1kstart1 yr2 yrs3 yrs4 yrs5 yrs€1,734After 1 month: €27.08 rate · balance €10,027.08After 2 months: €54.17 rate · balance €10,054.17After 3 months: €81.25 rate · balance €10,081.25After 4 months: €108.33 rate · balance €10,108.33After 5 months: €135.42 rate · balance €10,135.42After 6 months: €162.50 rate · balance €10,162.50After 7 months: €189.58 rate · balance €10,189.58After 8 months: €216.67 rate · balance €10,216.67After 9 months: €243.75 rate · balance €10,243.75After 10 months: €270.83 rate · balance €10,270.83After 11 months: €297.92 rate · balance €10,297.92After 12 months: €325.00 rate · balance €10,325.00After 13 months: €352.96 rate · balance €10,352.96After 14 months: €380.93 rate · balance €10,380.93After 15 months: €408.89 rate · balance €10,408.89After 16 months: €436.85 rate · balance €10,436.85After 17 months: €464.82 rate · balance €10,464.82After 18 months: €492.78 rate · balance €10,492.78After 19 months: €520.74 rate · balance €10,520.74After 20 months: €548.71 rate · balance €10,548.71After 21 months: €576.67 rate · balance €10,576.67After 22 months: €604.63 rate · balance €10,604.63After 23 months: €632.60 rate · balance €10,632.60After 24 months: €660.56 rate · balance €10,660.56After 25 months: €689.43 rate · balance €10,689.43After 26 months: €718.31 rate · balance €10,718.31After 27 months: €747.18 rate · balance €10,747.18After 28 months: €776.05 rate · balance €10,776.05After 29 months: €804.92 rate · balance €10,804.92After 30 months: €833.80 rate · balance €10,833.80After 31 months: €862.67 rate · balance €10,862.67After 32 months: €891.54 rate · balance €10,891.54After 33 months: €920.41 rate · balance €10,920.41After 34 months: €949.29 rate · balance €10,949.29After 35 months: €978.16 rate · balance €10,978.16After 36 months: €1,007.03 rate · balance €11,007.03After 37 months: €1,036.84 rate · balance €11,036.84After 38 months: €1,066.65 rate · balance €11,066.65After 39 months: €1,096.46 rate · balance €11,096.46After 40 months: €1,126.27 rate · balance €11,126.27After 41 months: €1,156.08 rate · balance €11,156.08After 42 months: €1,185.89 rate · balance €11,185.89After 43 months: €1,215.71 rate · balance €11,215.71After 44 months: €1,245.52 rate · balance €11,245.52After 45 months: €1,275.33 rate · balance €11,275.33After 46 months: €1,305.14 rate · balance €11,305.14After 47 months: €1,334.95 rate · balance €11,334.95After 48 months: €1,364.76 rate · balance €11,364.76After 49 months: €1,395.54 rate · balance €11,395.54After 50 months: €1,426.32 rate · balance €11,426.32After 51 months: €1,457.10 rate · balance €11,457.10After 52 months: €1,487.88 rate · balance €11,487.88After 53 months: €1,518.66 rate · balance €11,518.66After 54 months: €1,549.44 rate · balance €11,549.44After 55 months: €1,580.22 rate · balance €11,580.22After 56 months: €1,611.00 rate · balance €11,611.00After 57 months: €1,641.78 rate · balance €11,641.78After 58 months: €1,672.55 rate · balance €11,672.55After 59 months: €1,703.33 rate · balance €11,703.33After 60 months: €1,734.11 rate · balance €11,734.11
Per year
AfterInterest up to thenBalance
1 year€325€10,325
2 years€661€10,661
3 years€1,007€11,007
4 years€1,365€11,365
5 years€1,734€11,734
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